# 1% Club — Helping you achieve FIRE > Financial independence app with expert education, investment tools, and personal finance tracking. (iPhone/iPad app by Finance With Sharan.) - Source: https://appshunter.io/ios/app/1-club/id1631535570 (this page in markdown: same URL + `.md`) - Developer: [Finance With Sharan](https://appshunter.io/developer/1631535572) - Category: Finance, Education - Price: Free - Rating: 4.20/5 from 25 App Store ratings · 39 written reviews indexed - Age rating: 17+ - Requires: iOS 16.0 · 182 MB - Languages: American English - Released: 2022-07-14 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/1-club/id1631535570/reviews.md ## What is 1% Club? 1% Club: Your AI CFO Money is complicated enough. Talking about it shouldn’t be. 1% Club is your AI-first personal finance app, built to help you understand your money, manage it better and figure out what to do next. Think of it as having an AI financial expert in your corner, available whenever you need one. Just talk to your money No financial jargon. No complicated spreadsheets. Ask your AI CFO: “Where is my money going?” “Am I saving enough?” “Is this mutual fund any good?” “Which credit card should I get?” “How are my investments doing?” Get personalised answers based on your financial context and turn understanding into action. Know more about your money: Track your spending, cash flow and financial accounts. Connect your financial accounts to understand where your money goes, spot patterns and find those silent leaks that somehow become very loud at the end of the month. See your spending, savings and cash flow in one place. Make sense of your money without building spreadsheets yourself. Invest better: Research, compare and invest without the guesswork. Mutual Fund Baskets Explore curated mutual fund portfolios from SEBI-registered experts across categories, strategies and goals. Stock Baskets Get access to research-backed stock portfolios curated by SEBI-registered research analysts and actively managed for you. Mutual Fund Rankings Compare mutual funds across categories and discover funds worth researching. Learn without the financial jargon Money School gives you simple lessons and masterclasses on investing, stocks, mutual funds, SIPs, credit cards, taxes, insurance and personal finance. Because understanding your money shouldn’t require understanding every word in a financial textbook. Get your insurance right Get an exclusive 1-on-1 insurance consultation to help you understand, buy or review your term and health insurance. No selling. Just advice that puts you first. Your money. Your spending. Your investments. Your financial questions. Your learning. Your next financial decision. All in the 1% Club. Built for the 1% Not the 1% by income. The 1% who want to get better with money. Download 1% Club. Meet your AI CFO. ## Key features - Finance Academy with expert courses - Mutual fund and FD investments - Personal finance tracking dashboard - Access to SEBI-registered advisors - Community forum with finance experts - Brand discounts and gift cards ## Recent user reviews (10 of 39) All indexed reviews: https://appshunter.io/ios/app/1-club/id1631535570/reviews.md ### 5/5 — Transformative Financial Freedom Platform! *2026-08-25* The 1% Club is truly a game-changer for anyone serious about achieving financial freedom and mastering personal finance. The app provides exceptional financial literacy resources and access to world-class mentors who simplify complex financial concepts into actionable strategies. What I value most is the personalized guidance and community support — the mentors don’t just teach; they help you implement real change in your financial life. Every session adds clarity and confidence to my investment and money management decisions. This platform has genuinely transformed how I think about wealth creation and financial discipline. It’s not just an app — it’s a lifelong learning journey toward financial independence. Highly recommended to anyone who wants to take charge of their finances and join a community that truly makes a difference. ### 1/5 — OTP issues *2026-08-24* We never get OTP if we would like to use in United States please fix the issues and also increase the OTP time to 45 to 1 min of time to check the messages and type in the OTP to get activated the app. Response time in getting the OTP is insane and you never get ### 5/5 — Sid *2026-08-24* Great App ### 5/5 — Simple and Nice *2026-07-15* Analysis on portfolio will give confidence ### 5/5 — A Must-Have App for Financial Growth *2026-07-09* The 1% Club app has completely changed the way I think about personal finance and investing. The content is easy to understand, practical, and applicable even if you’re just starting your financial journey. The lessons are engaging, and the community keeps you motivated to stay consistent. I especially appreciate the focus on building long-term financial habits rather than chasing quick returns. The app is well-designed, user-friendly, and offers great value for anyone looking to improve their financial knowledge. Highly recommended! ### 5/5 — Best Finance app *2026-06-13* I've used many finance and investing platforms over the years, but 1% Club stands out because it focuses on something most people miss—building the right financial mindset before chasing returns. What I appreciate most is how complex topics like investing, personal finance, wealth creation, insurance, taxation, and financial planning are broken down into simple, actionable lessons that anyone can understand. The content is practical, easy to consume, and immediately applicable to real-life financial decisions. The community aspect is another major strength. Learning alongside like-minded individuals who are genuinely interested in improving their financial future creates a motivating environment that keeps you engaged and accountable. Rather than promoting shortcuts or get-rich-quick ideas, 1% Club encourages disciplined wealth building, long-term thinking, and financial awareness. The sessions, resources, and discussions have helped me become more confident about managing money and making informed financial decisions. If you're serious about improving your financial literacy and taking control of your financial future, this app is absolutely worth trying. Highly recommended for students, working professionals, and anyone who wants to become part of the top 1% by improving just 1% every day. Keep up the great work, Team 1% Club! ### 5/5 — A great step towards financial freedom *2026-06-12* The 1% Club app is very useful for improving financial knowledge and building better money habits. The lessons are easy to understand, even for beginners, and the content is practical and actionable. I especially like how complex financial topics are explained in a simple way. The app has helped me think more seriously about saving, investing, and managing money. The user interface is clean and easy to navigate. Overall, it’s a great app for anyone looking to improve their financial literacy and grow their wealth over time. ### 5/5 — Fantastic finance tracker and learning hub! *2026-06-10* Being an active student of the 1% Club, this application has made managing personal finance effortless. The educational modules are broken down perfectly for beginners. I love the interactive AI portfolio analyzer and the streamlined budgeting tools. The UI is smooth, lag-free, and natively optimized for iOS. It gathers your finance tracking, community groups, and educational lessons all in one place. Highly recommended for anyone wanting to build disciplined money habits! ### 5/5 — Its been Great *2026-06-09* I am Rahul Pakshula currently enrolled in the 1% Club trading course, and I must say the learning experience has been very good so far. The content is structured in a simple and easy-to-understand manner, even for beginners like me. The trainers explain concepts clearly and provide practical insights that help in understanding trading better. The support and guidance provided throughout the course are also helpful. Overall, it feels like a great platform for anyone who wants to build a strong foundation in trading. Looking forward to learning more and improving my skills through this program. ### 5/5 — The best Academy modules for trading! *2026-06-08* Joining the 1% Club has been an absolute game-changer. The Academy section has incredible depth—especially the Stock Market Mastery modules which have completely streamlined my approach to trading. Beyond that, the actual frameworks they give you for managing funds and mapping out your early retirement goals are highly practical. It’s a very well-thought-out ecosystem for anyone serious about their money in India! ## Frequently asked questions about 1% Club ### What is the 1% Club app? The 1% Club app is designed to help users achieve financial independence. It offers educational content from finance experts, tools for investing in mutual funds and FDs, and features for tracking personal finances. ### Is the 1% Club app free to use? Yes, the 1% Club app is free to download and use. It is available on iPhone and iPad devices. ### What kind of financial education is available on the 1% Club app? The app features an Academy with courses on topics like stock market mastery, insurance planning, tax hacks, and real estate, taught by leading Indian finance creators and experts. ### Can I invest directly through the 1% Club app? Yes, you can invest in direct mutual funds with zero commission starting at ₹100 and open Fixed Deposits with RBI-regulated banks directly through the app. Stock investments are also coming soon. ### Does the 1% Club app offer personalized financial advice? The app provides access to SEBI-registered financial advisors who can guide you on personal finance, investing, insurance, tax, and credit cards, acting like a personal CFO. ### How does the 1% Club app handle user data security? While specific security measures are not detailed, the app aims to provide a secure platform for financial management. Users can connect bank accounts and credit cards to track their finances. ### What is the update frequency for the 1% Club app? The app was last updated on March 23, 2026, indicating ongoing development and support. Users can expect regular updates for new features and improvements. ### What are the user reviews like for the 1% Club app? The app has a rating of 2.4 stars from 5 ratings, suggesting mixed user sentiment. It is rated for users aged 17 and above. ## Version history (last 5 releases) ### 4.0.5 — 2026-08-23 Here’s the latest update - just like a good cup of coffee, it’s smooth and keeps things running! We’ve squashed some bugs and boosted the app’s stability. Update now and feel the difference! ### 4.0.4 — 2026-08-18 A year ago, we started something in stealth. Built a new team in the heart of India’s Silicon Valley. Put the best people we could find across finance, AI, product, tech, design and support in one room. Then gave them JUST two things: A blank slate.  2. Everything we’d learnt from 7 lakh+ users like you. 288,853 lines of code later, we ran into a problem. We couldn’t recognise the old 1% Club anymore. Thankfully, that was the point. We just rebuilt the club. Try for yourself. ### 4.0.3 — 2026-08-17 A year ago, we started something in stealth. Built a new team in the heart of India’s Silicon Valley. Put the best people we could find across finance, AI, product, tech, design and support in one room. Then gave them JUST two things: A blank slate.  2. Everything we’d learnt from 7 lakh+ users like you. 288,853 lines of code later, we ran into a problem. We couldn’t recognise the old 1% Club anymore. Thankfully, that was the point. We just rebuilt the club. Try for yourself. ### 3.0.11 — 2026-08-03 Here’s the latest update - just like a good cup of coffee, it’s smooth and keeps things running! We’ve squashed some bugs and boosted the app’s stability. Update now and feel the difference! ### 3.0.10 — 2026-07-27 Here’s the latest update - just like a good cup of coffee, it’s smooth and keeps things running! We’ve squashed some bugs and boosted the app’s stability. Update now and feel the difference! ## Apps similar to 1% Club | App | Rating | Price | Category | | --- | --- | --- | --- | | [Multipl: High Yield Account](https://appshunter.io/ios/app/multipl-high-yield-account/id1518208782) | 3.8 (5) | Free | Finance | | [Stable Money: FDs, Bonds, Gold](https://appshunter.io/ios/app/stable-money-fds-bonds-gold/id1663244497) | 4.6 (38) | Free | Finance | | [Dezerv: Mutual Funds & Stocks](https://appshunter.io/ios/app/dezerv-mutual-funds-and-stocks/id1591432221) | 4.9 (14) | Free | Finance | | [Scripbox Mutual Fund & SIP App](https://appshunter.io/ios/app/scripbox-mutual-fund-and-sip-app/id1137375075) | 4.6 (106) | Free | Finance | | [SaveSage®: Credit Card Points](https://appshunter.io/ios/app/savesage-credit-card-points/id6736468204) | 2.3 (14) | Free | Finance | | [InCred Money](https://appshunter.io/ios/app/incred-money/id6449935824) | 4.4 (18) | Free | Finance | ## More apps by Finance With Sharan - [Personal CFO](https://appshunter.io/ios/app/personal-cfo/id6505144567) All apps by Finance With Sharan: https://appshunter.io/developer/1631535572 ## Related topics [1club](https://appshunter.io/ios/topics/1club) · [the one percent club](https://appshunter.io/ios/topics/the-one-percent-club) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*