# 10Life Insurance Decoder

> Unbiased insurance product comparison and anonymous expert advice. (iPhone/iPad app by 10Life.)

- Source: https://appshunter.io/ios/app/10life-insurance-decoder/id1162796898 (this page in markdown: same URL + `.md`)
- Developer: [10Life](https://appshunter.io/developer/1162796897)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 33 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.1 · 12 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2016-11-03
- Data updated: 2026-07-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/10life-insurance-decoder/id1162796898/reviews.md

## What is 10Life Insurance Decoder?

10Life tells you what insurers may not want you to know… 

Are insurance products really not comparable? Are you willing to purchase an insurance policy without doing your homework? 10Life’s actuaries and insurance product experts break down complex products and show what matter the most to consumers in simple product scores and rankings. You can also get your anonymous insurance questions answered without the pressure of hard selling.
Here are the key 10Life app features:

1. Insurance Product Decoder
10Life's actuaries measure and score insurance products including medical, critical illness, whole life savings and personal accident in Hong Kong, based on factors that matter most to the consumer. You can easily compare products from different insurers in an unbiased way. 

2. Instant Anonymous Q&A
You can ask any insurance related questions anonymously and get instant response from multiple licensed advisors. Based on the response and user ratings, you can choose to further chat with particular advisors in the comfort of your own setting.

3. Advisor Finder
You can browse the information of many licensed advisors, including  the insurers they represent, qualification, bio and user rating, so that you can easily choose an advisor most suitable for you. 

About 10Life
10Life’s mission is to fight for your right as an insurance consumer. Founded by actuaries and insurance professionals, 10Life understands the tricks and secrets of insurance companies. Unlike brokers, aggregators or industry groups, 10Life makes no revenue from insurance sales related activities. 10Life is created to serve you, not to please insurance companies or intermediaries.

## Key features

- Insurance product scoring and ranking
- Anonymous Q&A with licensed advisors
- Advisor finder with profiles and ratings
- Unbiased product comparison
- Consumer-focused insurance insights

## Recent user reviews (10 of 33)

All indexed reviews: https://appshunter.io/ios/app/10life-insurance-decoder/id1162796898/reviews.md

### 1/5 — This app does not work at all.

*2022-03-20, version 2.0.7*

Poor app.

### 5/5 — Good

*2021-10-16, version 2.0.7*

介面易用

### 1/5 — 開唔到文章？

*2020-08-31, version 2.0.4*

如題

### 1/5 — the login and registration button has no response

*2020-08-10, version 2.0.4*

the login and registration button has no response

### 1/5 — App problem

*2020-02-23, version 2.0.1*

App 嚴重不穩定，完全影響生意

### 1/5 — Cannot use after update

*2020-02-23, version 2.0.1*

The product details cannot be shown.

### 1/5 — With Lots of bias

*2019-12-21, version 1.9.7*

Wondering if there is any particular ins company being it’s investor

### 1/5 — Cannot login with email

*2019-04-10, version 1.9.7*

An app cannot handle the basic core function properly.

### 1/5 — Can’t open

*2019-03-20, version 1.9.7*

Apps keep loaning data page for long time. Keep no dats month ago.

### 1/5 — 請提供金主是誰

*2018-10-01, version 1.9.3*

營運一個apps & 網站 是需要資金， 貴公司金主是那公司 / 那個人？ 要做到中立，先講清楚資金來源先啦！ 無利益就講都無人信。 

講 邊間公司 / 邊個比錢你地營運

## Frequently asked questions about 10Life Insurance Decoder

### What does the 10Life Insurance Decoder app do?

The app helps consumers understand complex insurance products by providing unbiased scores and rankings based on factors important to consumers. It allows users to compare products from different insurers and get anonymous answers to their insurance-related questions from licensed advisors.

### How does the app help me compare insurance products?

The app's actuaries and insurance product experts break down complex insurance products, including medical, critical illness, whole life savings, and personal accident policies in Hong Kong. They measure and score these products based on consumer-centric factors, allowing for easy and unbiased comparison between different insurers.

### Is there a cost to use the 10Life Insurance Decoder app?

Based on the provided information, the app is free to use. It does not have in-app purchases or advertisements, and its mission is to serve insurance consumers rather than generate revenue from insurance sales.

### Can I ask insurance questions anonymously?

Yes, the app offers an instant anonymous Q&A feature. You can ask any insurance-related questions without revealing your identity and receive responses from multiple licensed advisors. You can then choose to chat further with advisors based on their responses and user ratings.

### How can I find a suitable insurance advisor through the app?

The app features an Advisor Finder that allows you to browse information on many licensed advisors. You can view details such as the insurers they represent, their qualifications, biographies, and user ratings, making it easier to select an advisor who best meets your needs.

## Version history (last 5 releases)

### 2.0.9 — 2022-04-25

What's in this twice monthly update:
- product decoder enhancement

### 2.0.8 — 2022-04-22

What's in this twice monthly update:
- product decoder enhancement

### 2.0.7 — 2021-08-03

What's in this twice monthly update:
- product decoder enhancement

### 2.0.5 — 2021-02-16

What's in this twice monthly update:
- product decoder enhancement

### 2.0.4 — 2020-04-15

What's in this twice monthly update:
- product decoder enhancement

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## Related topics

[10life insurance decoder](https://appshunter.io/ios/topics/10life-insurance-decoder)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*
