# 121 Financial Mobile Banking

> Secure mobile banking for managing accounts, payments, and deposits. (iPhone/iPad app by 121 Financial Credit Union.)

- Source: https://appshunter.io/ios/app/121-financial-mobile-banking/id580602718 (this page in markdown: same URL + `.md`)
- Developer: [121 Financial Credit Union](https://appshunter.io/developer/580602721)
- Category: Finance, Business
- Price: Free
- Rating: 3.41/5 from 32 App Store ratings · 31 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 29 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2012-12-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/121-financial-mobile-banking/id580602718/reviews.md

## What is 121 Financial Mobile Banking?

Manage your money simply and securely with the newly redesigned 121 Financial mobile banking app, whenever, wherever.

Easily check balances
Pay bills and transfer money quickly
View transaction history
Deposit checks
Find nearby 121 Financial locations, Shared Branches and ATMs

## Key features

- Check account balances
- Pay bills
- Transfer money
- View transaction history
- Deposit checks
- Find locations and ATMs

## Recent user reviews (10 of 31)

All indexed reviews: https://appshunter.io/ios/app/121-financial-mobile-banking/id580602718/reviews.md

### 1/5 — Super outdated !

*2022-12-08, version 9.0.5724*

This app is super outdated! Can’t see pending deposits can’t do Mobile deposits . App is super sketchy !

### 4/5 — App needs work

*2022-06-21, version 8.0.5702*

I just recently joined 121 Financial and I’m satisfied with how quick everything has progressed. However, when I open my app, only my checking account is visible, not my savings. I called the help line and they were able to see my savings account, however it’s still not showing up on my end. Why?

### 2/5 — Password system is terrible

*2021-12-04, version 8.0.5702*

I have a problem every single time I try to sign in. It makes me change my password every time, then gives me error messages that I didn’t do it right, then eventually locks me out of my account. I have never been able to just sign in & use this annoying app without it becoming an hour long process involving phone calls & resets. So frustrating!!!

### 1/5 — Constant issues

*2021-08-13, version 8.0.5702*

Have constant issues with mobile check deposit.  Support tells me I have to delete the app and re install.  I’ve had to do that 5 times.  Easier to go to a bank now than fight with it.

### 5/5 — Touch ID perfect

*2020-07-22, version 7.0.5506*

I don’t understand the reviews talking about Touch ID! I use it every time I log in. Great app, easy to understand!

### 4/5 — Fingerprint access

*2018-07-18, version 6.0.5404*

Add a fingerprint please!

### 1/5 — PLEASE UPDATE APP!!

*2018-05-02, version 5.0.4049*

This app is overly outdated! It is in dire need of an update. Honestly this app is what is preventing me from making 121 Financial my primary financial institution.

### 3/5 — Great Credit Union. Bad App.

*2017-03-27, version 5.0.4049*

#1 Need: Touch ID login. 

Also could use polishing in look and navigation. 

But the credit union itself is great!

### 4/5 — Missing one thing

*2016-02-10, version 5.0.4049*

This app is great! Definitely better than the old black app, BUT it would be even better if the fingerprint ID were added. Perhaps one day in the future an update for this added feature will be available....

### 2/5 — Missing!!!!

*2015-10-29, version 4.7.153*

Where is the mobile deposit button???? That's the only reason i download this app.

## Frequently asked questions about 121 Financial Mobile Banking

### What can I do with the 121 Financial mobile banking app?

The app allows you to manage your money securely from anywhere. You can check your account balances, pay bills, transfer funds between accounts, view your transaction history, and deposit checks directly through your mobile device.

### Is the 121 Financial mobile banking app free to use?

Yes, the app is free to download and use. There are no subscription fees or in-app purchases associated with its core banking functionalities.

### How do I find 121 Financial locations or ATMs?

The app includes a feature to help you find nearby 121 Financial locations, as well as Shared Branches and ATMs. This ensures you can access physical banking services or cash when you need them.

### Can I deposit checks using the app?

Yes, the app supports mobile check deposits. You can conveniently deposit checks by taking photos of the front and back of your endorsed check directly through the application.

## Version history (last 5 releases)

### 9.0.5909 — 2024-10-07

Performance enhancements

### 9.0.5902 — 2024-03-25

Performance enhancements

### 9.0.5801 — 2023-05-22

Performance enhancements

### 9.0.5724 — 2022-10-24

Performance enhancements

### 8.0.5702 — 2021-04-13

Performance enhancements

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## More apps by 121 Financial Credit Union

- [121FCU Commercial Deposit](https://appshunter.io/ios/app/121fcu-commercial-deposit/id1481798907)

All apps by 121 Financial Credit Union: https://appshunter.io/developer/580602721

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
