Leave a Review Mission Lane Card
Good cash, back, instant credit for payments.
Many great features for any card and a huge step up for credit challenged customers. Good cash back feature on all purchases. I got 2 credit line increases in 6 months using the account RESPONSIBLY! Zippy, easy, perfectly laid out app gets you right to the information you need. Instant credit line availability when payments are made through Plaid payment network in the app. No waiting on weekends or holidays for online payments to clear. Use your available credit IMMEDIATELY. Apply, receive, enjoy. Not compatible with Apple Pay yet. It’s worth the minor inconvenience.Show lessTornado2180
Where’s my card?
After getting approved for the card, I kept waiting to receive it and it never came. It had been about three weeks I called and they issued a replacement card and this time it was over a month waiting and it never showed up. They say third times a charm, and that’s what it was in this case, this time they sent it via FedEx and I got it in three days. Where did the other two cards go? I don’t think the first two cards ever got sent out because there never was any fraudulent activity on either one. They just mysteriously disappeared. How did the other two cards never reach My Address but the third one did? Very strange but I’m just glad I have it now.Show lessSay Watt?
Helped me get back on top.
I had a job loss and then an accident. My credit went downhill quickly. I had a ton of charge offs. I gradually paid back all my credit cards even though they were closed. My credit report showed that they were all paid off. I then applied for this card and got a $500 limit. It’s now $4,500. When I started rebuilding, my credit score was 541. Today, all my scores are right around the 780 mark, including FICOs. The app is easy to use. I’ve never had a problem with the card. I always pay off the balance way before it is due. I now have two Capital One accounts and a Discover card. $40,500 in total available credit. I think what allowed me to rebuild so quickly in about two years is that I paid off charge off debt. So my credit report showed I didn’t owe anything. And I never keep a balance on a card and am never late. Each of us has our own unique credit profile. What works for me may not work for you and Vice versa. In short, I really don’t use this card much but I don’t want to close it out and have a closed account on my record. I just use it occasionally for gas. Just to keep it active. The problem with lower credit line cards is that if you use them, it shows you’re available balance. And that is what looks bad if you’re using more than half your credit line. Get this card and only use it for small purchases. It’s a stepping stone card but now I can use it for major purchases if needed.Show lessWillamette LAW
Developer Response
Willamette, thank you so much for taking the time to share your experience as a Mission Lane member. Like you touched on, each of us has our own unique journey - and we're proud to be a part of yours. This is why we do what we do.Lost cryptocurrency recovery
I was so impatient to carry out necessary research but i really wanted to jump on the crypto trading and investment buzz. Unfortunately for me, I invested 80,000 GBP worth of bitcoin with a fraudulent company. I was happy to watch my account grow to 280,000 GBP within a couple of weeks. But i didn't realize i was dealing with a scam company, until i tried to make an attempt to withdraw. I made a withdrawal request, and noticed my account was suddenly blocked for no apparent reason. I tried contacting customer support, but all to no avail. I needed my money back at all cost, because i could not afford to let it go. So i tried all possible means to make sure i recovered my scammed bitcoin. I did a lot of online search for help, and tried to see if there were other people who had any similar experience. I stumbled upon a cryptocurrency forum were a couple of people mentioned that they had been through the same process but were able to recover their lost cryptocurrency, funds with the help of itech koa. So i file a report and he was able to help me get back all my lost funds within two weeks. I will recommend anybody who wants to recover scammed bitcoin, stolen cryptocurrency, funds lost to binary options forex, investment and any other form of online scam, reach out to itechkoa@Gmail.Show lessPrinceanieinterior
Patience Is A Virtue!
Mission Lane has helped me rebuild my credit over the last four years. Although I have acquired a variety of other cards and credit limits during the last two years, ML recently surprised me with a credit line increase that puts me at almost 50% of the previous credit line. They have contributed to the higher credit scores by rewarding all my timely payments and responsible use of the credit privilege. A milestone journey. One mile at a time!
JohnShow lessNo smoke and mirrors
Great Credit Card!
This is one of the best credit cards I’ve had! If I could give more than five stars I would! I have been with Mission Lane for about 1 1/2 years, and they have given me two substantial credit line increases. If you are not using the card wisely and trying to pay off what you charged, they see that and feel you deserve a credit line increase. They give them every 6 months. I have had someone get into my account and make some purchases using my card. I called, and right away they sent me a new card , and put the money in question back on my card till they investigated it. They have always been very helpful and kind. I appreciate that. Give them a try! Thank you Mission Lane!!Show lessKimmieNB
This Is A Review Of The App Not The Bank
I would like to first say that I would rate the bank very highly based off my experiences with them. I know different people have different experiences, but mine have been great.
However this is not a review of the bank, but rather a review of the app they provide.
The app is functional with what I would call basic features. Such as-
-Viewing your current and pending purchases.
-Seeing your available limit.
-Making payments through the app.
-Locking your card if it’s lost or stolen.
It doesn’t have some features the I would say hold it back from being a GREAT app. These include-
-Instant app alerts from purchases made.
-Widget support so I can see summaries without opening the app.
-Night mode display, the white background burns my eyes.
An exceptionally positive point with the app before I forget, is that the app shows you how to increase your credit limit with the bank and how you’re processing with that.
Overall it’s a functional app that provides basic features that one would expect, even though I feel like there is room for improvements.Show lessMr Sal
It’s great but there’s one problem
It has no ability to do card lock/Freeze and unlock. Everyone has this but mission lane. It’s time to allow customers the ability to freeze/lock card use. This is important due to so many unauthorized transactions in this country. I use it on all my accounts but not this one because it’s not available. Please give this feature.Show lessMtj1969
It helped me buy my new work car
The credit card definitely came in clutch because after a year of on time payments and I always paid extra, the credit card limit increased to a huge amount at the beginning of January (this month) and I was finally able to buy the work car I’ve been wanting and searching for for a while now. Definitely glad I came across Mission Lane 🏁👏🏾👌🏾Show lessRogueTheAssassin
Good card to have
My only complaint about this card is I’ve had it for quite a while and my initial credit limit has only gone up 100 dollars for a total of 400 bucks. Why? When I ask ingest the old “ we review it once a year.. blah blah..” other cards I have have upped my limited by hundred at least and a a 1000 here and there.Show lessJesse.m.
