Leave a Review Mission Lane Card
Great card, great credit building, could use a few tweaks!
First off, I’ve been recovering my credit even before the pandemic hit. But with hard work, and trust, mission lane was able to start an unsecured credit account that I am able to manage through their seamless app. Everything is near perfect and I highly suggest using this application and this company.
Customer suggestions:
When paying your bill, direct debit would be highly beneficial to help the delay as it takes several business days for ACH transactions.
Credit reporting:
I would just suggest trying to more frequently report more positive trends to the credit Bureaus, as negatively reporting usage more frequently than payments reflects poorly on the customer, or have even intervals for both positive and negative reports.
Customer tip:
Keep general credit usage below 15% and always pay your bill before it’s due.
All in all 5 out of 5 for this type of credit recovery.Show lessNick Perrelli
They’re definitely working to make it better!
This app has certainly come a long way from when it used to be LendUp. It’s so much more user friendly and accessible now and I can’t say that I’ve had any problems or issues thus far. Transactions and payments apply and show up promptly and they offer access to lots of information and articles for people rebuilding. I think it would be more convenient to be able to update your personal information through the app or online instead of having to call into customer service, but that’s more a minor inconvenience than anything. Overall it’s been a great experience so far.Show lessMeliebe
Super straight forward and easy to use!
I think one of the things I love most about my Mission Lane card is how easy the mobile app is to use! It’s not like other credit card apps with an overwhelming about of information on each page. Thanks, Mission Lane, for delivering an app that’s everything we want and nothing we don’t!12rosey12
A lot better than expected!
When I first got this card and app...I was a little weird about using it due to other reviews I had read previously. Had to give ML a break because the app was still pretty new. The app has improved greatly. Payments post within 24 hours which is awesome. I’m not sure if purchases take a few days to show, but I mean it’s no different from my other CC accounts. They have processing times even if it shows on the app, so whatever :) they gave a credit increase after a 6 month period which is very reasonable. All is well. Figured I’d spread some positive vibes instead of bashing the app. It’s been improving over time. Thanks!Show lessDomDom369
Where are the transactions?
I’ve had this card for about a week now and everything is going smoothly so far. My only complaint is that it takes days for your purchase history to update instead of your purchase posting straight to your account when you make it like most debit and credit cards.YNHF248
SCAM TO CHARGE EXCESSIVE FEES
I made several payments with my bank card to bring down my balance & they said my banking info was incorrect & then chatted me late fees for non payment, reversal charges for the amt I paid & over limit charges after applying my $59 card fee. When I tried to contact customer service I was given misinformation from a man who barely spoke english and couldn’t even verify the bank lender when I asked.
No assistance what so ever. I will pay off the card (maybe) & never ever use this bank again. Apple shouldn’t even allow this company to have an app. For someone trying to repair their credit & get back on their feet, this company/bank should be ashamed!!!!!Show lessDisgustedfd
A cut above the rest
The app works as well as any other banking app out there, including the larger established banks for that matter. In fact, the app has great little touches to it that I believe make it better, a delight even! The top of the home screen has a credit used bar which is great for managing my credit. It also has a free credit score tool. That, combined with my balance clearly stated with a due date is what I need and this app delivers. 😀Show lessAlex on a Mission
