Self User Reviews

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  • Brilliant!!

    I’m not one for writing reviews typically, but when it came to building credit outside of getting a credit card, which I haven’t felt stable enough to do yet especially after suffering a very rough time in my life when I was just starting life on my own, I felt really discouraged because I couldn’t seem to find any “credit building programs” that I had seen advertised that were what I was looking for or I didn’t entirely trust them. Every step I was looking to take to further improve my life required some kind of credit history and I didn’t think there was a good way for me to get there anytime soon. When I heard about Self, I thought it was a great idea that someone had come up with- Saving money while building credit!- it sounded perfect for me but I was skeptical. Eventually, I decided to give it a shot and in just 2 months my credit score has gone up 44 points!! I love that I can feel good knowing that I’m saving for my future and not spending, risking putting myself in debt, just to raise my score. I’m incredibly glad that I chose Self to build my credit. It’s been wonderful so far! Thanks Self!
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    Developer Response

    Wow, thank you for your amazing feedback! We're committed to making a positive impact, and comments like yours inspire us to continue doing our best. 💙
  • Ms. Niecey

    Wow! Where do you I start, it’s so many positive results. With my situation, I was given another chance, to get more credit cards, after years, not knowing how to manage my money. I heard of Self Credit Builder, when I researching, to do it, with another company, through online advertising, I liked what I read(even the tiny words, always, always, always, read them before you’re handling any type of business, and if feeling like, someone or a company, is rushing you, or sounds, too good to be true, 10 out of 10, It is) Listen, my credit scores has been improved, I’m getting positive results, if or when I’m handling business. But, just to let you know, you have to really buckle down, make sure you’re monthly payments, are on time and paid, and you’ll start getting better results, your scores will go up, know, it’s your responsibility, to do that. I just paid off my first credit builder balance, and now I signed up again. It won’t hurt your credit, if you’re serious and ready to buckle down, Don’t forget about, any debt you owe, it’s not going to disappear. Thank you, and I hope I helped, someone.🙏🏿
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    Developer Response

    Thank you for your wonderful feedback! We're committed to making a positive impact, and comments like yours inspire us to keep doing our best. Keep up the phenomenal work you've accomplished so far 😃 💙
  • Driver for 5 Guys Transportation & Jack Cooper Transportation

    Well I had a misfortune out the gate! I got account to build credit, as we all do! I opened accounts (2) paid fee and deposit I made 1 st payment early & 2nd payment in time. Then the tables turned for me & I was having to go into hospital. I was proactive and called immediately sharing my concern of that fact I had no sick time =no income. I asked should I close my accounts and reopen them when I get my life back and hope that circumstances flipped around quick! It is advertised on the website if you can’t make a payment to call and they will work with you, BUT I was told account be froze and all would be fine since I was 1 month ahead! 60 days went by & I wasn’t released to go back to work & called it update them and I was told all accounts were closed due to delinquent payments! My credit score was so close to being approved at a decent rate to get a car !!! This SUNK. My CREDIT AND SET ME SO FAR BACK BECAUSE IT WAS MY ONLY ACCOUNTS !!! My score dropped 70 pts. Money I had paid didn’t even get returned as their contract/paperwork states! I called to escalate my accounts & they showed no record of me calling !!!:
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  • It works and it works great!

    So yeah, wow, it works! I spent my 20s and 30s making wrong decisions that hurt my credit. Now that I'm in my early 40s, I have started being serious about getting a good credit score, and on my way to that 800+ score still got a little ways to go lol... My score was low 500’s. The best thing you can do is start with SELF and comment on one of their affordable monthly plans. It's straightforward to set up and understand. Then get a secured credit card. SELF offers one. Pay your bills on time every month. In 6 months, you will start getting offers from all kinds of credit card companies. SELF has a credit card company that will match you with cards you have a great chance of pre-approval that will be approved. But seriously, if you want to build good credit the fastest way possible, SELF is your one-stop shop. Be patient. Nothing great happens overnight. It does take a little time, but as I said, pay your bills on time, don't start trying to apply for everything and end up with hard inquiries all over your credit report research. You will see why. It's fun to watch your score keep going up. SELF is a Great company, and I am happy to be a customer, and I would recommend it to any and everyone. Thanks, Self….
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    Developer Response

    Thank you for taking the time to share your kind words with us. You're gaining knowledge and building your credit at the same time. If you have any questions or need assistance in the future, don't hesitate to reach out!
  • Lost coins recovery

    I was so impatient to carry out necessary research but i really wanted to jump on the crypto trading and investment buzz. Unfortunately for me, I invested 80,000 GBP worth of bitcoin with a fraudulent company. I was happy to watch my account grow to 280,000 GBP within a couple of weeks. But i didn't realize i was dealing with a scam company, until i tried to make an attempt to withdraw. I made a withdrawal request, and noticed my account was suddenly blocked for no apparent reason. I tried contacting customer support, but all to no avail. I needed my money back at all cost, because i could not afford to let it go. So i tried all possible means to make sure i recovered my scammed bitcoin. I did a lot of online search for help, and tried to see if there were other people who had any similar experience. I stumbled upon a cryptocurrency forum were a couple of people mentioned that they had been through the same process but were able to recover their lost cryptocurrency, funds with the help of itech koa. So i file a report and he was able to help me get back all my lost funds within two weeks. I will recommend anybody who wants to recover scammed bitcoin, stolen cryptocurrency, funds lost to binary options forex, investment and any other form of online scam, reach out to itechkoa@Gmail.
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  • It works and it works great!

    So yeah, wow, it works! I spent my 20s and 30s making wrong decisions that hurt my credit. Now that I'm in my early 40s, I have started being serious about getting a good credit score, and on my way to that 800+ score still got a little ways to go lol... My score was low 500’s. The best thing you can do is start with SELF and comment on one of their affordable monthly plans. It's straightforward to set up and understand. Then get a secured credit card. SELF offers one. Pay your bills on time every month. In 6 months, you will start getting offers from all kinds of credit card companies. SELF has a credit card company that will match you with cards you have a great chance of pre-approval that will be approved. But seriously, if you want to build good credit the fastest way possible, SELF is your one-stop shop. Be patient. Nothing great happens overnight. It does take a little time, but as I said, pay your bills on time, don't start trying to apply for everything and end up with hard inquiries all over your credit report research. You will see why. It's fun to watch your score keep going up. SELF is a Great company, and I am happy to be a customer, and I would recommend it to any and everyone. Thanks, Self….
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    Developer Response

    Thank you for taking the time to share your kind words with us. You're gaining knowledge and building your credit at the same time. If you have any questions or need assistance in the future, don't hesitate to reach out!
  • Very disappointed

    I gave you guys a good reveal and Now i wish I didn’t yes it did help my credit but the account building that you pay so much every month to save that money then when my account was finally done you guys sent me a thing telling me I’m getting over $700 and I’m supposed to receive this in my checking account well the day that you guys put the money in was only a little over 200 I thought it was supposed to help you build a Credit and build saving my understandings I was supposed to get that amount and talking to someone on the phone did not help me one single bit they were not helpful at all so as soon as my credit card is paid in full hopefully I will receive my deposit from that credit card so be careful read everything I do not recommend these guys I feel I got screwed very hard and I was disrespected I hope self figures things out oh yes I am very disappointed I was expecting that money that I could use towards a new car they did help with my credit but the credit building thing is a waste of time I still feel the same as I did leaving this review they wanted me to update it well here’s my update you guys screwed me you screwed me hard building credit in the credit builder you guys sent me I think stadium supposed to get 725 in my checking account all I got was 200 and some dollars yes I have 400 they deposit into the credit card so why am I still short on the 725 you guys screwed me so I still give you a very poor fairy unsatisfied?
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    Developer Response

    Hi, we'd be happy to take a look into this for you to ensure you were paid out the correct amount! Don't forget that if you have an active Self credit card, the funds from your Credit Builder Account savings progress being used to secure the credit limit on this card will continue to be securely held by us until the card is closed. Please contact us at your earliest convenience for assistance.
  • Not sure

    I’m going to be in a little bit of a bind for the day if I can make the mistakes that I make in this situation but I’m just not feeling like it is right for me to be able to get a little more than what I’m going through right now so I’ll let the rest be known for what I’m trying not to be in the middle of the process of making the decisions that I’m making right and then I’m not really sure how I can get the best outcome for the situation that I have in the past and how I’m going to get it done in a timely manner but I’m just really hoping that I’m able in the future to make it through it all together so I’m just not going to have a little more understanding about what to expect in terms of how I can get a lot of information on the way I need a lot more information about what to be honest with myself I know it’s a little more on what to make sure I am very careful about the situation that I’m going to be honest and I’m just really very careful in the process of trying not just to get my hands on it but also I’m going to get the most involved with my own business as a person who has been through this situation and that’s just not going through this kind of situation I can be very patient with my business to be the most honest with the person that I’ve ever had contact to sent to collections
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  • I was new to Credit

    I was 18 to 19 year old when I started using Self I was completely new to credit I was on ssi my credit history was extremely limited I could barely get any cards now I got my first credit card by self without impacting my credit I follow there guides I don’t carry balance over I paid everything using statement balance, I now 20 year old I open 2-3 credit builders and paid it in full to increase the credit limit on my card, I now have 4 cards and all Thxs to self inc for helping me. My advise for everyone is credit card are same as a Loan but on a card you have to pay loan back otherwise you get charged interest get more debt never do minimum payment unless it like 1$ carry over your interest for next month owe would be like 30$ pay it in full be smart not dumb. I use the card base on my work check if I get 500$ I’ll buy items doesn’t exceed my bank account I’ll pay it off next day using ach without fees.

    As long as you use credits card every 4-6 month it never deactivate for inactivity. You always build credit with 100% payment no late fees or nothing I waited long time before I made review I think self deserved my review as a customer.
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  • Good stepping stone!!

    I’ve been meaning to write a review to the developers of this project. It’s really changed the game in the credit world because all creditors and loan sharks want to do is trap you in a high interest, buy in, unsecured credit card where you’re getting messed over and your credit score barely even moves. I did the $50 a month for a whole year after hearing all the nightmares people go through with credit growing up. My parents were never good with credit and always in debt and told me to avoid credit at all costs. So I had no one to learn from or any record of credit till I was 21. I decided to do this because it seemed like the safest route for a beginner and ended up being the best decision I made. I’ve suggested this to all of my friends and family and they’ve had the same awesome experience with it. I went from 0 to 660 in a year and was able to get approved for a decent credit card. Nobody believes me when I tell them how my credit score is so good now as such a young age but whatever figure it out for yourself. I’m winning in life cus of you people at self. Y’all know what you’re doing keep up the good work!🫡
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