Get any other card. DO NOT GET THIS CARD. WORSE CARD IN MY LIFE
I’ve had this card for a little less than 10 years. They are the absolute worse company. ZERO stars times 10. If this is a “good” company, respects its customers, especially the ones that pay on time (aka ME), why was my available balance stuck at $700? My credit score is higher than this balance! After having an issue with them deducting $50 when the balance was already addressed, I called customer service. I didn’t appreciate that experience either, it sucked. How does a company continue to deduct when you already met the balance? The customer service person said I could just use it on my next purchase. No, I made them mail me out a check for the overage. It was not until I made a review that they begin to offer an increase which they charge an interest fee on. It’s absolutely does not benefit the customer in any way and is quite frankly stupid. I don’t use the card at all anymore but they continue to charge $8.25 per month. This is a joke. Once I get an increase on one of my other credit cards, I’m done with them. The worse waste of time! Do any other card, seriously. Myself and others have already sacrificed money and time.
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Could be better
The app currently has minimal service options . Like u can not get nor see a digital version of ur credit card even after your physical card has been delivered and activated . Payment options aren’t rounded out correctly as far as I can see . I have credit protection and notifications of credit transactions turned on . Yet I have received no notification’s of any of my purchases and I’ve had to constantly refer back to the app which takes a full business day to update . So if I spend 100$ today it will show that I spent it but it will not give me the option to pay it that day . I thought it would be more up to date as far as refreshing current activity and notifications. Also the 95$ fee I pay that’s “ credited “ to ur account is never credited but deducted .
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Good for building credit but that’s it.
I’ve had premier for years. I had very poor credit in the past. This was one of the few cards I was able to secure. Actually I paid $300 to get the card and that was the limit on the card. I only hang onto the card because it’s one of my oldest accounts. The monthly fees are a pain. The limit is so low so there isn’t much you can do with it. I now have a credit score over 700. I don’t have much use for the card. I mainly use this card when going to eat out or to buy simple things. So if someone gets a hold of this card I know they won’t get but so much and I can handle the loss. If you are trying to build credit, this is a good option. This card is not for those with established credit.
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