Leave a Review PREMIER Credit Card
Stupid payment
For one I wanna say the automated system is stupid. I wanted to make a payment using my debit card which you have to call in order to do that which is crazy, but long story short if you’re not trying to make the minimum payment then don’t call the automated system will not take your payment unless you’re making the minimum payment. Money is money no matter the amount the automated system should take whatever you’re trying to pay. Lastly I think it’s very dumb that you have to wait (in my head) years for a ACH payment to go through. Maybe if the automated system would have took whatever i wanted to pay then I wouldn’t have to wait almost two weeks for a payment to post to the account. 🤬🤬🤬🤬🤬🤬🤬🤬Show lessandyroseblue
Worst Financial Institution
Interest rates are crazy and insane, they will keep charging you day by day if your late just to keep you more in debt. I am looking forward to paying back what I owe and then finally getting rid of this company out of my life for good. Customer service is 🗑, always pressuring you to make a full payment even if you can’t afford to make the full payment that day. Even if you explain how hard things are right now for you they do not care. Customer representative’s always have or catch an attitude. This bank makes it known that they do not care about your financial situation. Do not expect for this bank or the representatives to care about you at all, to help you, or even show some form of compassion. One of the worst mistakes of my life was banking with this financial institution. Do Not Do Any Form Of Business With This Financial Institution!!!!!!!!Show lesscj_2495
IT DOES WHAT IT SAYS! RAISES CREDIT FAST
I purchased this card to help my credit fast. Mixed reviews said go for it! My credit jumped 20 points the following week and I haven’t even received the card yet! I recommend downloading the app to keep track bc I have not received the card or any mail but a payment is due in two weeks ! Also follow Credit Karma they gave advise as to when to make payment to help get another jump. Even though I haven’t received card considering it’s moving I went ahead and made the minimum payment before the due date for the credit increase! This should not be used for major purchases until you’ve achieved the credit goal! Overall I’m happyShow lessKanee D.
First Premiere Bank
This has been a great company especially for building my credit and just in general. Recently I had my wallet stolen and had a whole bunch of charges that weren’t mine and they fixed this within 48 hours and I couldn’t have been happier. They are always there if you have any issues or questions and are extremely friendly! I hope ghost recommend this companyShow lessLaurenKell141481
WORST EXPERIENCE EVER
I ABSOLUTELY HATE HATE HATE HATE HATEEEEEE THIS DARN CREDIT COMPANY!!!! ABSOLUTELY TERRIBLE!!!! What am I supposed to do with $20 freakin’ dollars before the 90 days are up!?!? Is this credit line for a minors!? I spent $182 and I paid it right away… this is a joke! PROBLEM #1
then I couldn’t use my credit card for DAYYSSSS maybe even weeks and I just dealt with Hurricane Ian and he completely destroyed my town and my life!!
“Oh your first payment is waived after you just had a Hurricane but we will only limit you to $20 freakin’ dollars to use, go buy a pack of gum, I hope that’s enough for you!!”
Are you kidding me!? 😡😡😡 Why wasn’t my $182 waived then!? Why did I pay!? Why am I having ALLLLL THESE PROBLEMS!? PROBLEM #2
And now I can’t make ANY purchase online because they sent me a credit card with the INCORRECT CVV NUMBER…. And I am here absolutely frustrated and stressed because I’m here thanking the LORD for answering my prayers with this extra cash and I literally got ALLLL MY HOPES UP!! I am so upset I honestly cannot believe I am feeling this way. I thought I cried enough because of this darn hurricane but no, this credit card company just topped it off. I could kill my self with everything I am going through and this IGNORANT CREDIT CARD COMPANY GIVES ME HOPE AND THEN TAKES IT ALLLL RIGHT BACK!! 💔💔💔💔Show lessJ_R239
Bad !!!
Paid my 95$ fee , ( all the money I had ) and I couldn’t use it online CVV and expiration date were “incorrect “ told they are having issues talked to 8 people , tried to take money out and was told 30$ is max , which I understand. Then they told me to use it in stores , so I went to the store & then when I went to pay it said “payment failed “ and I called & they said don’t type in the pin , run as credit …. Welll why do why have a pin and it automatically runs as debit lol !!!! I just went to the store again bought 2 drinks 6$ and now my balance says 191$ my balance was 225$ before I bought the drinks !!!! How did I spend $34?!?Show lessMlena2014
My opinion
To whom it may concern premier is a great credit card company customer service is A1 and their very passionate about their job and work hard to help with whatever you need the only thing that need’s better for their customers is more time to make a payment before they send them to the credit bureau it knocks your score tremendously down and that’s not fair if I feel as if you can push out 15 days and say that your the one that give second chances keep your word because some of us can’t afford to pay right then and there we need more time to make payments because when you send a message to the bureaus they instantly drop ur score by 20 to 30 points and it doesn’t matter after you do make that payment and they put u back at current status we still don’t get those points back what they took from us the fact is we deserve at least 30 days to make a payment and after that 30th day payment isn’t met then you should send us to the credit bureau don’t get it twisted because I love premier I have been with them a little over two years with my first orange card and just got approved a couple months ago for my second orange card thru them with a nice amount thank you premier 😘you asked for my opinion and I gave you what it should and needs to be please take this issue into consideration thank you and stay safe and blessed 😇Show lessm&m7590
Building your credit
This credit card from this bank has really helped me with my credit score. Even though it’s not a big jump it’s enough to help show other credit card companies and finance companies your reliable and will pay. I would highly recommend this company and never pay just the minimum balance always pay more than the minimum this way it reflects on your credit history with your credit scores.Show lessSparkymark321
Good Re-start Card
I got a 1st Premier card in 2020 after a bankruptcy discharge. It served me well in helping to rebuild my credit. I never had any problems with the card and made every payment on time. The limit was increased. One issue I had was that the card didn’t allow for automatic payments, so I had to remember to pay it manually each month unlike all my other cards. 2 years later, as I paid off card balances during my new home purchase, I realized that even with a zero balance, I was still paying a monthly fee of $12 ($144/year) plus a $79 annual fee, for a total of $223. I called to see if they’d at least remove the monthly fee in absence of a balance, to no avail. A retention rep offered a courtesy credit if $45, which would have brought the annual fees to $179;still too much, so I canceled the card. But I still say this is a good card to reboot credit after issues and was worth the extra fees for a couple years.Show lessEjerryh
Unhappy with login
I’ve gotten so tired of creating new passwords over and over and over again because apparently my face is not good enough anymore I’m gonna try and pay this card off and get rid of it because the whole thing is way too much hassle just to get a point or two in a positive direction for my credit score I’m sure I can find some other company that has a little bit more user-friendly and not a major hassle I’m trying to rebuild my life after voluntarily checking into a alcohol rehab program now I’m six years sober and I would like my life is good to continue on a positive note. And if I can’t get into the The app with supposedly easy to use application or the not so helpful website. Any response that might help with possibly maintaining the card so I can rebuild my credit would be appreciated. Thank you very muchShow lessDuhfghjgfdh
Developer Response
Hello, we apologize for the loading issues and for any inconvenience this may have caused. Our developers believe the issue has been resolved. Please uninstall and reinstall the app. Then log in using your username and password. If this does not work, please contact us at mobileappsupport@premierbankcard.com for further assistance. - Thanks, Joe
