Kikoff User Reviews

Reviews Summary

Top reviews

Let it lead you to the light!!! lol!!!

Ok, for right now I’m giving Kikoff five stars. And BABY, you need not to pass this opportunity up because it’s the real deal. I’m not one to believe everything when it comes to apps these days. Because we have so, so,so, so many who wants to scram people. But Kikoff is not it at all and it truly helps with your credit. My credit was a low 560 or 570 and would never change and I’m talking about for months or even a year. At times my credit would go down ten points instead going up. Since having Kikoff my credit went from 560 and 570 it went up 14 points in a month. Someone finally wanted to help people like me who don’t have the credit to get a loan to pay off my debt. I’m so happy because I really wanted to clean my credit because I want a car in the future. So, just take a chance and see what Kikoff can do for you.
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Amazing app like fr

This is a great app from my experience. This is one of the only apps that has done exactly what it says. It’s going to do. I started out with a very very low 500 credit score and now I’m almost at 700. I’ve had it for a little while but I was very persistent on it. I ended up closing out my first account paying it out and they sent me my money back like they say they do and I start up another account. I was able to increase my credit limit so kick off is a very, very great app. If you are looking to increase your credit score and get yourself together this is the best app to use. I don’t know about any other credit repairing or anything like that that is better than this is in the palm of your hand so you have the control so yeah kick off y’all are doing a great job. Keep it up. I love the app. I will continue to use it. I have 18-year-old son. I am also going to get him on it as well so I love this app. Love it love it love it!
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Ruin your life

I had kick off for 10 months please read this carefully. I unsubscribed in August 20 23 and they were still billing me. I unsubscribed through the app. They were still billing me without my knowledge because I’m thinking that the account was closed the last payment I made was the month that I closed the account so I’m thinking I don’t owe these people anything because I found a dispute or something and it took them about three months to get back to me regarding the dispute so I was unsatisfied with their services, I looked on my credit report trying to buy a house to see why this was on my credit. They said the subscription was still ongoing, but I told them I unsubscribe however it goes now this is on my credit report as a charge off and I am going through attorneys to sue this company for false misleading accusations, I called they told me there’s nothing I can do even if I was to pay the balance off. It was still charge off so don’t even waste my time I called spoke to several representative. They really don’t speak English. This is fraudulent and needs to be taken down.
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Nah that’s crazy!

I really didn’t know what to expect I have 5 charge off accounts and have badly killed my credit for foolish financial mistakes in life but decided to really work to fix and and build it up so in July my credit score was a sad 509, 2 months! Just 2 months in with my kickoff credit account & my kickoff credit builder loan being reported to the bureaus my credit is now 607! that’s 98 points in just 2 months. I’ll be honest I got the ultimate plan which is a $3,500 credit account I wanted the highest credit limit + most importantly wanted to be reported to all 3 credit bureaus. my score was actually 428 on march 12th & had opened a capital one secured credit card with $1000 credit limit but with Kikoff being added to my report it made it $4,500 credit limit which dropped my utilization ratio, I don’t know what to expect from here on out I will make sure to pay on time every month and hope it goes up even more but all I can say is AMAZING point blank period.
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Thank you, Kikoff creator

I wish I had known about Kikoff years ago! This app is absolutely amazing. Provides me with an opportunity to to correct mistakes I’ve made with my credit. I saw the lady being interviewed a while ago who created this and I just want to say thank you so so much! You are helping me become self sufficient financially I appreciate you much! Those of you who were like me getting a credit card paying good on it at first and then something happened with your income and you weren’t able to pay it and then it going on your credit. This is what you need! You need to yo download this app immediately all you have to pay is five dollars or $20 a month (you choose) and it will boost your credit score, by giving you a positive on time payment history, credit age history, and a positive utilization!
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Life-Changing Credit Improvement with Kikoff!

Kikoff has truly been a game-changer for me. Since joining this credit-building app, my credit score has skyrocketed by over 150 points! I couldn't be happier with the results.

The app is incredibly user-friendly, making it easy for me to navigate and understand the steps needed to improve my credit. From setting up my account to utilizing the credit-building tools provided, everything has been seamless and hassle-free.

One of the aspects I appreciate most about Kikoff is their commitment to transparency. They provide valuable insights into my credit profile, allowing me to track my progress over time. It's empowering to see the positive impact that my actions are having on my credit score.

Additionally, the customer support team at Kikoff is top-notch. Whenever I've had questions or needed assistance, they've been quick to respond and offer helpful guidance.

Overall, I can't recommend Kikoff enough to anyone looking to build or improve their credit. It's been an invaluable resource on my journey to financial health, and I'm grateful for the positive impact it's had on my life.

If you're serious about taking control of your credit, look no further than Kikoff. You won't be disappointed!
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Finally! An app that disputes!

I will update this review, because it’s too soon to see a change to my credit, but I will say, this app is amazing so far! It helps you dispute old things on your credit report. I am a person that can’t call people on the phone. I can’t do it. So if I know that if it involves calling? It won’t get done. I’ve procrastinated for 6 years on removing things from my account. I know that sounds terrible, ADHD is a wild beast. This app not only shows you what you owe, but there are options to dispute it right at your fingertips. One click, and they actually generate and send a letter for you. It’s so easy. I chose to pay for the $20 a month option and for me, It’s already been worth it. Leaving this review on 5/9/24, credit score is 640 (yikes right) but I’ll update with the progress and let’s see how it works together yall lol.
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Don’t listen to the bad reviews

I have been using Kikoff for a couple of months now as long as you use it and understand how to use the app it will help you build your credit. My credit score has went up 150 points with the last six months not to mention if we use this current credit card, it’ll go up even more and when an additional 50 points, including the secure credit card, this is very easy to use. Yes it does cost money and if you use the loan you have to pay $10 a month but they give you your money back at the end of the term it is very helpful. just make sure you pay for the one that reports to all three credit bureau it’s worth the money. Trust me I couldn’t get approved for anything. I can get approved for almost anything. I apply for thank you kickoff.
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Do not trust them!!!

I got the kick off credit builder card where you pay $10 a month and at the end of 12 months you have $120 loaded onto your card as well as 12 months of positive credit reporting which will help your credit. I decided to get the card and soon I became annoyed by the monthly withdrawals. I hate automatic withdrawals and I canceled the card and told them I would like no further ties with their company several times for me to cancel this card and now months later I’m seeing them reporting a negative balance on my credit report for $35 and I never even use the card. All they did was keep taking money from me each month as agreed I don’t know where that’s at either now that my accounts closed and I had been paying into it not only that but like I said now months later, they are reporting to the credit bureau that I owe them $35 when I never even used any of their services and no attempts were made to get in touch with me regarding this $35 balance that I supposedly owe either oh, I can guarantee you I will be disputing this on my credit report!!!
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Response from developer

Hello! Please email us at support@kikoff.com to confirm your account status.

My Deepest Appreciation

I really don’t write reviews since 1. I’m more of a word of mouth type of person and 2. I simply don’t have the time. Since joining about a year and a half now, my credit score has not only significantly increased but, my life too. At the time, as we all know, it’s been a rough one for the past couple years, I was so broke and I was In a position where I needed to move immediately. My credit score wasn’t looking too good for hard inquiries that year Lordd, I started investigating and asking around to where I saw on my IG this platform. At that point, I just said why the heck not, it’s $5 a month and I can substitute my Wendy’s 5 for $5 I’d like to treat my self too since honestly really was needing too haha. Signed up, paid the fee and then a month later, I checked my credit score and it when up like 62 pts!!! With that, I was now able to get a new place with a super low to dang near no fee for my new spot, in the name of Jesus! Thank you Kik off 💜💜💚💚
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