Kuto Pay User Reviews

Kuto Pay
Kuto Pay
Enlight LLC

Top reviews

Love that I can pay locally while supporting our local businesses.

10/5 rating! Would rate again. Will pass on to friends and friends that have businesses in town. Thanks for being here Kuto.❤️

What’s not to like?

Contactless easy payment. Rewards. 0% financing. Reducing merchant fees helps the small business and the consumer. Keep money loca!

They need you online bank user name and password

Why would anyone give someone else their bank acct online user name and password?

Response from developer

We wish it wasn't this way. But moving money through credit (or even debit!) cards involves high fees that we're trying to eliminate. On the bright side, we never see your password—this is all handled by Plaid, same as the big apps like Venmo or Square Cash. And—you can also add a bank using your routing+account numbers instead. Just search for "xyz" bank and you'll see the option. ^Nick

Stopped installing mid way thru

I saw this app advertised locally and I like the idea of saving local businesses money but this app lost me the moment it asked me to provide them with my bank account password! What? So unsafe! Won’t be using it.

Response from developer

We wish it wasn't this way. But moving money through credit (or even debit!) cards involves high fees that we're trying to eliminate. On the bright side, we never see your password—this is all handled by Plaid, same as the big apps like Venmo or Square Cash. And—you can also add a bank using your routing+account numbers instead. Just search for "xyz" bank and you'll see the option. ^Nick

I love this app!!!!

This makes paying so easy! Love that I don’t have to touch anything and I don’t need to whip out my credit card to pay with this app. I absolutely love it!!!

Wow so easy and quick

I tried it yesterday at carts on Madison and it was very quick and easy to use.

No swiping, no putting the phone next to the terminal, it was effortless as it showed all nearby locations for me to pick from to pay.

It is my mission to get as many vendors to start using this app. We were so satisfied that each weekend, my family will frequent vendors that accept Kuto Pay.
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I’ll change my review if my problem gets fixed

As much as I love plaid it doesn’t seem to recognized smaller credit unions because I keep getting the unable to verify from Kuto servers after my bank has verified the device. Then it has the audacity to ask me to use another bank?

I tried connecting my bank from at different times and days and I keep running into the problem. If the app would let me add my account and routing number manually I would using the app right now

03/22//21 update:

It now works with my bank and it is flawless! Super convenient.
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Easy and contactless

Easiest way to pay ever! After downloading the app, I just hit ready to pay and tell the cashier my name and that’s it! I didn’t have to hand over my credit card or cash, didn’t have to sign anything or touch anything!

It’s fine

It’s fine

Response from developer

Just wait, we're going to earn those last 2 stars…we will work tirelessly to make Kuto slightly more than fine!

Easy, fee-free payment

The app experience is simple and easy to use and completely contactless (no awkward card swiping or exchanging at the register).
Best of all, there’s no credit card fees so I can use it to support my local businesses without having to carry cash.

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