# 1Capital: Budget & Net Worth — Path to Passive Income

> Path to Passive Income (iPhone/iPad app by Daniil Volosatov.)

- Source: https://appshunter.io/ios/app/1capital-budget-and-net-worth/id6749138397 (this page in markdown: same URL + `.md`)
- Developer: [Daniil Volosatov](https://appshunter.io/developer/1828874391)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.6 · 133 MB
- Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean, European Portuguese and 4 more
- Released: 2025-10-20
- Data updated: 2026-08-20
- User reviews in markdown: https://appshunter.io/ios/app/1capital-budget-and-net-worth/id6749138397/reviews.md

## What is 1Capital?

1Capital — budget, investments and your entire net worth in one app. Track spending, build an emergency fund, follow your brokerage accounts and move toward your dreams with a clear plan.

A budget that does the math for you
• Spending by category with limits — the app shows how much you can spend today
• "Left until the end of the month" and a forecast: instantly see if you'll make it
• Import transactions from banks: T-Bank, Alfa-Bank, Yandex Pay, Ozon Bank
• Recurring payments, debts, transfers and cashback for the whole family's cards
• Multi-currency income — the rate is frozen, so history never drifts

Investing without spreadsheets
• Connect brokers and exchanges: T-Investments, Alfa, VTB, Interactive Brokers, Bybit, Bitget and more — accounts, positions and PnL sync automatically
• Monthly PnL with growth and drawdown peaks, portfolio allocation, liquidity
• Diversification: your portfolio vs a global benchmark
• Instrument events: payouts, coupons, dividends — in the calendar and a widget
• Real estate with rent and mortgage, deposits, crypto, staking

Emergency fund
• A goal in months of your expenses, stages and saving scenarios
• Counted from liquid assets only — honest, no crypto or stocks

Dreams with a plan
• Add a dream with a photo and amount — get a step-by-step plan: a dedicated account, a portfolio for your horizon and a "how much to save" calculator
• Savings link to a real account — progress updates automatically

Rocky — your guide
• A personal assistant walks you through the stages: emergency fund → growing capital
• Ready-made portfolios and bite-size lessons in plain language

And more
• Lock screen and home screen widgets: daily limit, spending, instrument events
• iCloud sync — your data stays yours
• Dark and light themes, 13 languages

Your finances are your business only: all data is stored locally and in your personal iCloud.


## Version history (last 5 releases)

### 1.3.73 — 2026-08-13

Bug fixes

### 1.3.72 — 2026-07-31

Bug fixes

### 1.3.71 — 2026-07-24

Bug fixes

### 1.3.69 — 2026-07-19

Bug fixes

### 1.3.66 — 2026-07-09

Bug fixes

## Apps similar to 1Capital

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CashCoach - AI Money Tracker](https://appshunter.io/ios/app/cashcoach-ai-money-tracker/id6749329740) | 5.0 (1) | Free | Finance |
| [MYRZA: Weekly Budget Planner](https://appshunter.io/ios/app/myrza-weekly-budget-planner/id6753595799) | — | Free | Finance |
| [Alveon: Budgets & Track Money](https://appshunter.io/ios/app/alveon-budgets-and-track-money/id6755163975) | 5.0 (13) | Free | Finance |
| [Net Worth Horizon](https://appshunter.io/ios/app/net-worth-horizon/id6751173767) | — | Free | Finance |
| [Daily Funds: Expense Tracker](https://appshunter.io/ios/app/daily-funds-expense-tracker/id6755143656) | — | Free | Finance |
| [heap: Expense Tracker AI](https://appshunter.io/ios/app/heap-expense-tracker-ai/id6759523889) | 5.0 (1) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*