# 1st Lockhart National Bank

> Mobile banking app for checking balances, transfers, bill pay, and check deposits. (iPhone/iPad app by First-Lockhart Bank.)

- Source: https://appshunter.io/ios/app/1st-lockhart-national-bank/id1621294470 (this page in markdown: same URL + `.md`)
- Developer: [First-Lockhart Bank](https://appshunter.io/developer/426981110)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 473 App Store ratings · 29 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 122 MB
- Languages: American English
- Released: 2022-06-10
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/1st-lockhart-national-bank/id1621294470/reviews.md

## What is 1st Lockhart National Bank?

Start banking wherever you are with First Lockhart Bank for mobile banking! Available to all First Lockhart Bank consumer online banking customers. First Lockhart Bank allows you to check balances, make transfers, pay bills, and make deposits.
	
Available features include:

Accounts
Check your latest account balance and search recent transactions by date, amount, or check number.


Bill Pay
Schedule one-time payments.
Add, Edit, or Delete Payees directly from the app.


Check Deposit
Deposit checks while on the go


Provides an easy way to track receipts and manage expenses.
Add receipts to mobile device:
- Upload paper and electronic receipts to their mobile device through camera capture and email
- Add receipt details, such as categories, notes, warranty/return reminders, and favorites


Transfers
Easily transfer between your accounts

## Key features

- Check account balances and transactions
- Schedule bill payments
- Deposit checks remotely
- Manage digital receipts
- Transfer funds between accounts

## What do users think of 1st Lockhart National Bank?

Overall sentiment: mixed

**Pros**

- 👍 User-friendly and easy to use
- 🚀 Fast and quick performance
- 😊 Excellent personalized customer service
- 🔒 Secure and safe banking
- 💳 Convenient mobile banking access
- 😌 Friendly and knowledgeable staff
- 🎯 All necessary banking services available

**Cons**

- 🐛 App functionality degrading over time
- ❌ Limited search capabilities for transactions
- ⏰ No weekend customer support
- 🔐 Facial recognition feature non-functional
- 🪟 Clunky and outdated interface
- 📱 Lacks intuitive design
- ❌ Missing features from previous app version
- 🔄 Transfer cancellation not working properly

**Commonly reported bugs**

- Password reset issues requiring in-branch visits
- Facial recognition feature broken
- Transfer cancellation fails to process
- Missing balance notification feature
- Memo field inaccessible in app transfers
- Account type identification unclear

**Most requested features**

- Transaction search by vendor
- Weekend customer support availability
- Functional facial recognition/Face ID
- Balance notifications
- Memo field in transfers
- Running transaction balance display
- Clearer account type labeling (savings vs checking)
- More intuitive and modern interface design

## Recent user reviews (10 of 29)

All indexed reviews: https://appshunter.io/ios/app/1st-lockhart-national-bank/id1621294470/reviews.md

### 5/5 — Love this bank app makes it so easy!!

*2026-06-26*

The best!

### 5/5 — Ray

*2026-06-26, version 6.0.0.16910*

Greater

### 4/5 — Great

*2026-03-05*

A lot better than it was

### 5/5 — Great service

*2026-02-15*

I’m always treated with respect and like I’m their best customer. They know me by name. I would definitely recommend First Lockhart National Bank as the best place to bank. I wish I would win the lottery so I could add that money into my account and open new ones with them.

### 5/5 — Love this bank app makes it so easy!!

*2025-09-11*

The best!

### 5/5 — Ray

*2025-06-24, version 6.0.0.7333*

Great

### 5/5 — Great app

*2025-06-17*

Easy to use

### 1/5 — Weak App; 20th century customer service

*2025-03-10, version 6.0.4681*

Can’t search for debits by vendor. No customer support on weekends.

### 1/5 — App usability

*2025-03-08*

In the beginning, the app worked ok.  As time has gone on, the support for the app is almost nonexistent.  I’ve been a long time member, and I’ve had to go into the branch to reset the password several times to no fault of my own.  The facial recognition feature is non existent.  I am considering using another bank or maybe an even a credit union.

### 5/5 — Love this bank

*2025-03-03*

The app, like everyone who works at the bank is friendly and easy to access.

## Frequently asked questions about 1st Lockhart National Bank

### What can I do with the 1st Lockhart National Bank app?

The app allows you to perform essential banking tasks such as checking your account balances, viewing recent transactions, making transfers between your accounts, paying bills, and depositing checks remotely. It also includes a feature for managing digital receipts.

### Is this app free to use?

Yes, the application is available for free to all First Lockhart National Bank consumer online banking customers. There are no additional charges for using the mobile banking features.

### What features are available for managing expenses?

The app offers a Digital Receipts feature (available on smartphones) that allows you to track and manage expenses. You can upload paper and electronic receipts via camera capture or email, and add details like categories, notes, and warranty reminders.

### How do I make a check deposit using the app?

The app provides a convenient check deposit feature that allows you to deposit checks while on the go. You can typically do this by taking photos of the front and back of your endorsed check through the app.

### Who is eligible to use this mobile banking app?

This mobile banking application is available to all existing First Lockhart National Bank consumer online banking customers. If you are a customer with online banking access, you can use this app to manage your accounts.

## Version history (last 5 releases)

### 6.0.0.19140 — 2026-08-27

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.18544 — 2026-08-25

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.17705 — 2026-07-13

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.16910 — 2026-06-15

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 6.0.0.16127 — 2026-05-18

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

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## More apps by First-Lockhart Bank

- [First Lockhart Home Loan](https://appshunter.io/ios/app/first-lockhart-home-loan/id1579363570)
- [First Lockhart Video Banking](https://appshunter.io/ios/app/first-lockhart-video-banking/id1606944362)
- [First Lockhart-Business App](https://appshunter.io/ios/app/first-lockhart-business-app/id1622620884)

All apps by First-Lockhart Bank: https://appshunter.io/developer/426981110

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*