# $200 Payday Advance App - BORO — Instant Bad Credit Cash Loans

> Instant cash loans for various needs, accessible anytime, anywhere. (iPhone/iPad app by ORGANIZATIA DE CREDITARE NEBANCARA MEGA CREDIT, SOCIETATE CU RASPUNDERE LIMITATA.)

- Source: https://appshunter.io/ios/app/200-payday-advance-app-boro/id6446088101 (this page in markdown: same URL + `.md`)
- Developer: [ORGANIZATIA DE CREDITARE NEBANCARA MEGA CREDIT, SOCIETATE CU RASPUNDERE LIMITATA](https://appshunter.io/developer/1675853058)
- Category: Finance
- Price: Free
- Rating: 4.78/5 from 1,246 App Store ratings · 10 written reviews indexed
- Age rating: 17+
- Requires: iOS 14.0 · 12 MB
- Languages: English
- Released: 2023-06-07
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/200-payday-advance-app-boro/id6446088101/reviews.md

## What is $200 Payday Advance App?

Tired of wasting time in line to borrow money? Your credit score worries you, but do you want a quick loan? Do you want to open your own coffee shop, but need more money and do not want to borrow from friends? Then it's time for you to get acquainted with our amazing $200 Payday Advance App - BORO application. All information will be on your small screen, so you don't have to waste time sorting through a bunch of conventions and worrying whether your PayDay Advance application will be accepted or not. Our professional team will provide you with the best and most transparent loan conditions. The borrow money application is a secure platform and is subject to the laws of the United States of America.

Download our PayDay Advance app, register, and then fill in your details. Our loan operator will contact you and offer you suitable quick loan conditions. You can also create your own schedule with it.

$200 Payday Advance App - BORO is very convenient and all-purpose. You will enjoy using it because here are some of its benefits:

> PayDay Advance application saves you time
> You can use it anywhere and anytime
> No need to involve third parties to get a loan
> The borrow money application is easy to complete
> Flexible lending terms
> Credit offers are available 24/7
> You may have a low credit score because it doesn't affect your creditworthiness in any way.

We are distinguished by professionalism and efficiency. With our PayDay Advance application, you will not need to look for other channels to borrow money before payday. You will be able to ensure the realization of your desires and needs.

Material Disclosure

We provide an opportunity to take a loan to any person, regardless of the type of activity, career experience, and credit rating. You can always refuse a PayDay Advance loan, as the decision is yours. Each credit transaction has an Annual Percentage Rate (APR). Its level depends on several factors: your solvency, credit history, and much more. But you don't have to worry since our credit services cater to different people with different income levels. The credit repayment period varies from 65 days to 2 years. An Annual Percentage Rate is charged for each cash advance requested. This rate varies from a minimum of 5.99% to 35.99% and depends on the kind of requested credit. It also consists of a nominal interest rate and additional fees ranging from 16 to 26%. The penalty is charged only in case of delay in the scheduled payment. The loans you can get on our PayDay Advance app are unsecured. Therefore, those borrowers who have a good credit history borrow money without a credit check.

Representative example

For example, let's say you get PayDay Advance loan of $5,000. The term of the loan is 48 months, and the fee for arranging the loan is 8% (400 USD). Your monthly payments will be $131.67. The total repayment amount is $6,320.12, including the 8% fee paid for the PayDay Advance loan. The amount will have a total value of $1720.12. APR 18.23%. 

If you have any problems with your Borrow money application or monthly payment, please contact the borrow application operators. Our team will select a new, optimal loan repayment plan for you.

Credit terms

Our PayDay Advance application does not charge a fee for using and applying for a quick loan. By providing your personal and work data, you consent to verify your information. You are not required to use this service or take out a loan. Residents and citizens of individual states may not be eligible for credit.

Download our $200 Payday Advance App - BORO app now and let your dreams come true! It’s the best way to borrow money and get quick loans. Fast, easy, and secure.

## Key features

- Quick loan application
- Bad credit accepted
- Transparent loan conditions
- Flexible lending terms
- 24/7 credit offers
- Secure platform

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/200-payday-advance-app-boro/id6446088101/reviews.md

### 1/5 — Mrs Cindy

*2023-12-31*

It’s a joke

### 5/5 — ITS A SCAM

*2023-11-23*

It requests all your information. This includes employer information. Bank account information when singing up. Do not download. You will get nowhere after entering all your personal information. It gives you an error”we cannot process your request at this time due to unexpected problem” try again later.

**Developer response:** Your feedback is valuable to us, and we regret that the app didn't live up to your expectations. We're committed to helping you discover exactly what you're searching for.

### 2/5 — Not a true cash advance app

*2023-10-20*

This just takes your info and farms it out to payday lenders. 

How did this even get accepted into the Apple App Store?

**Developer response:** Thank you for sharing your feedback with us. We genuinely apologize for falling short of your expectations with the app. Our goal is to assist you in finding precisely what you had in mind.

### 1/5 — Not a lender

*2023-10-13*

You shouldn’t classify yourself as an application to get loans. When you fill out your information, it even says you are not a lender your network of providers. WHAT A SCAM

**Developer response:** Thank you for your review. We’re sorry that you don’t like our app. We understand that our app may not suit your preferences or needs, and we respect your choice. We're committed to helping you discover exactly what you're searching for.

### 1/5 — Slow

*2023-09-11*

They have been working on my loan seems like hours. This app is a joke. I was approved but they didn’t finalize in 8 hours.

**Developer response:** We're sorry to hear that your loan application was not approved. Our ongoing efforts are focused on expanding the variety of loan options available, aiming to make loans accessible to as many people as we can.

### 5/5 — Ishehehe

*2023-08-13*

Top

**Developer response:** We sincerely value your feedback! It's fantastic to hear that you're having a great experience with our app.

### 1/5 — BEWARE-NOT A CASH ADVANCE APP

*2023-08-13*

Y’all it’s just another app/website that takes your information and then gives it to other lenders they aren’t not a lender!

**Developer response:** Thank you for sharing your feedback with us. We genuinely apologize for falling short of your expectations with the app. Our goal is to assist you in finding precisely what you had in mind.

### 5/5 — Waste of time don’t even download

*2023-08-04*

Bad credit or not this app doesn’t work! You don’t get approved. Don’t even try. I really need financial help and this will just lead you on. NOT WORTH IT AT ALL!!! DO NOT APPLY!!! DON’T EVEN DOWNLOAD!!!

**Developer response:** We're sorry to hear that your loan application was not approved. Our ongoing efforts are focused on expanding the variety of loan options available, aiming to make loans accessible to as many people as we can.

### 5/5 — Осоалао

*2023-07-19*

👎👎👎👎👎опоптсл

### 1/5 — Lies

*2023-07-17*

They are not a direct lender, they sell your info

**Developer response:** Your feedback is valuable to us, and we regret that the app didn't live up to your expectations. We're committed to helping you discover exactly what you're searching for.

## Frequently asked questions about $200 Payday Advance App

### What does the $200 Payday Advance App - BORO do?

This app provides a platform for users to apply for quick cash loans. It aims to simplify the borrowing process, making it accessible and convenient for individuals who need funds quickly, even if they have a low credit score.

### What are the key features of this loan app?

Key features include a time-saving application process, the ability to apply from anywhere at any time, no need for third parties, easy completion, flexible lending terms, 24/7 credit offers, and acceptance of low credit scores.

### How much does it cost to use the $200 Payday Advance App - BORO?

The app itself is free to download and use for applying for loans. However, loans obtained through the app will have associated costs, including an Annual Percentage Rate (APR) which can range from 5.99% to 35.99%, and additional fees. A representative example shows a fee of 8% for a $5,000 loan.

### Is this app compatible with my device?

The description does not specify device compatibility. However, as a mobile application, it is designed to be used on smartphones and tablets. Users should check their device's app store for specific operating system requirements.

### What are common use cases for this app?

Common use cases include needing funds for unexpected expenses, starting a small business like a coffee shop, covering costs before payday, or managing financial needs without relying on friends or traditional banking channels, especially when credit history is a concern.

## Version history (last 1 release)

### 1.2 — 2023-06-27

In this new version we are updating metadata and changing the design of the screenshots.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
