# 房贷计算器 – 2026年精准利率速算

> 房贷计算器 – 2026年精准利率速算 (iPhone/iPad app by NAICAI LI.)

- Source: https://appshunter.io/ios/app/2026/id6748517778 (this page in markdown: same URL + `.md`)
- Developer: [NAICAI LI](https://appshunter.io/developer/576183183)
- Category: Finance, Utilities
- Price: $1.99 with in-app purchases
- Age rating: 17+
- Requires: iOS 12 · 27 MB
- Languages: American English
- Released: 2025-07-15
- Data updated: 2026-07-18
- User reviews in markdown: https://appshunter.io/ios/app/2026/id6748517778/reviews.md

## What is 房贷计算器?

“房贷计算器” App 是一款专为广大有房贷需求人士打造的专业、便捷房贷计算工具。它功能强大且全面，全面覆盖商业贷款、公积金贷款、组合贷款三种常见贷款类型，满足不同用户的实际需求。在还款方式上，支持等额本金与等额本息自由切换，用户只需输入贷款金额、贷款年限、贷款利率等基础数据，即可快速、精准地获取每月还款额、利息支出、本金偿还等详细信息，计算结果清晰直观，让你对房贷还款情况一目了然。同时，App 会依据央行最新政策实时更新贷款利率，确保计算数据的时效性与准确性，帮助用户根据最新利率动态调整房贷规划，找到最适合自己的贷款方案。此外，操作界面简洁易懂，新手也能轻松上手，一键点击，复杂房贷计算瞬间完成。“房贷计算器-购房按揭贷款计算器” App，让房贷计算从此变得简单、高效，为你的购房之路保驾护航。

## Pricing and in-app purchases

Base price: $1.99.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| VIP Premium Member | $0.99 | one-time |



## Version history (last 5 releases)

### 1.2.2 — 2026-07-03

修复一些已知问题，并且优化了用户体验

### 1.2.0 — 2026-03-14

优化用户体验
增加皮肤功能

### 1.1.3 — 2026-02-25

优化用户体验。

### 1.1.2 — 2025-09-25

[+] 修复部分已知问题

### 1.1.1 — 2025-09-05

[+] 修复部分已知问题
[+] 性能优化

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All apps by NAICAI LI: https://appshunter.io/developer/576183183

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*