# 真融宝-250万用户的选择 — 精选推荐

> Fintech platform for investors with diverse financial products and robust risk control. (iPhone/iPad app by 北京快快网络技术有限公司.)

- Source: https://appshunter.io/ios/app/250/id944120357 (this page in markdown: same URL + `.md`)
- Developer: [北京快快网络技术有限公司](https://appshunter.io/developer/944120356)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.70/5 from 38 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 61 MB
- Languages: American English
- Released: 2015-02-11
- Data updated: 2026-06-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/250/id944120357/reviews.md

## What is 真融宝?

真融宝是一家综合性的金融科技平台，为大众投资者提供便捷、高效的金融服务，100元起投，次日计息，提现最快一分钟到账。真融宝先后获知名投资机构红杉资本、经纬创投亿元以上投资。累计交易总额超过2000亿元，累计服务用户250多万！

为什么选择真融宝？
1、实力雄厚:
已获得知名投资机构红杉资本近亿元的投资，红杉资本还投资过阿里巴巴、360、京东、新浪网。

2、金融服务多样化:
1)投15天年化利率4.3%
2)投30天年化利率5.2%
3)投90天年化利率6.2%
4)投180天年化利率7.2%
5)投360天年化利率8%
还可以选择更多投标期限~~

3、风险控制:
1)银行存管，用户资金和平台资金有效隔离
2)获得公安部门认证的三级安全等级认证
3)出借的标的分散，防止系统性金融风险
4)第三方担保机制，历史兑付率100%

4、外界认可:
1)国家高新技术企业认证
2)2017年度最佳金融科技平台
3)2017中国金融科技50强
4)互联网金融科技协会理事会员单位
5)真融宝客服团队荣获中国客服节“明星班组”称号

联系方式：
客服电话：1010-1008(365天全年无休)
官方网站：www.zhenrongbao.com
官方微博：weibo.com/zhenrongbao
微信服务号：真融宝
粉丝交流QQ群：314903823

## Key features

- Invest from 100 yuan
- Interest accrues next day
- Fast withdrawals
- Diverse investment terms
- Bank custody for funds
- Third-party guarantee mechanism
- High security certifications

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/250/id944120357/reviews.md

### 1/5 — 无良吸血奸商

*2020-08-05, version 7.2.1*

还钱！

### 5/5 — 目前确实好

*2018-10-24, version 6.2.0*

目前确实好

### 5/5 — 可信赖的真宝宝

*2018-10-20, version 6.2.0*

目前，全国爆雷的ptp不知道有多少，但是真融宝以其稳定性的收益，方便的操作方式，屹立于天地之间，绝无动摇之势，其用户只增不减，资金也同样如此，赢得了用户的信任和赞扬。
希望真宝宝发扬光大，坚持下去！

### 5/5 — 非常好的理财app~

*2016-12-14, version 4.2.0*

赞一个

### 5/5 — 感觉不错

*2015-02-10*

希望真融宝越来越好

### 5/5 — 真融宝，Great Individual Wealth Management Tool！

*2015-02-10*

ZhenRongBao，Aka 真融宝，is a     user-friendly and reliable financial planning tool! Imagine a 13-14% daily compounding portfolio return composed of bonds, ABS, equities, swaps and even fund of hedge funds, that is available and tailor-made for any individuals via Internet platform. What a wonderful piece of good news! Truly recommend for any individuals who need professional wealth management but without financial advisors around!

## Frequently asked questions about 真融宝

### What is Zhenrongbao?

Zhenrongbao is a comprehensive fintech platform that provides convenient and efficient financial services for everyday investors. It offers various investment products with different terms and interest rates, along with robust risk control measures.

### What are the investment options on Zhenrongbao?

Zhenrongbao offers several investment terms, including 15-day (4.3% annualized), 30-day (5.2% annualized), 90-day (6.2% annualized), 180-day (7.2% annualized), and 360-day (8% annualized) options, with the ability to choose other durations.

### How does Zhenrongbao ensure fund security?

Zhenrongbao implements multiple security measures, including bank custody to segregate user and platform funds, a Level 3 security certification from the public security department, diversified investment targets to prevent systemic risk, and a third-party guarantee mechanism with a 100% historical redemption rate.

### What is the minimum investment amount on Zhenrongbao?

The minimum investment amount on Zhenrongbao is 100 yuan, making it accessible for everyday investors.

### How quickly can I withdraw funds from Zhenrongbao?

Withdrawals from Zhenrongbao are processed very quickly, with the fastest option being one minute to reach your account.

### What kind of recognition has Zhenrongbao received?

Zhenrongbao has received recognition as a National High-Tech Enterprise, the 2017 Best Financial Technology Platform, and was named one of the Top 50 Chinese Financial Technology companies in 2017. Its customer service team also received the 'Star Team' award.

### Is Zhenrongbao available on multiple devices?

Yes, Zhenrongbao is supported on a range of devices including watches, iPhones, iPads, and iPods.

### How often is Zhenrongbao updated?

The latest version of Zhenrongbao is 7.4.1, and it was last updated on June 19, 2021, indicating regular updates to the platform.

## Version history (last 5 releases)

### 7.4.1 — 2021-06-19

优化了多处用户体验

### 7.3.0 — 2020-11-14

优化了多处用户体验

### 7.2.3 — 2020-08-21

优化了多处用户体验

### 7.2.2 — 2020-08-10

优化了用户体验

### 7.2.1 — 2020-07-21

优化了用户体验

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-02.*