# 融360-贷款、信用卡资讯 — 移动金融智选平台

> Financial product comparison and recommendation platform for loans and credit cards. (iPhone/iPad app by 融360.)

- Source: https://appshunter.io/ios/app/360/id1026689855 (this page in markdown: same URL + `.md`)
- Developer: [融360](https://appshunter.io/developer/562807898)
- Category: Finance, Business
- Price: Free
- Rating: 4.40/5 from 41 App Store ratings · 33 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 113 MB
- Languages: Chinese (Simplified, China)
- Released: 2015-08-13
- Data updated: 2026-08-29
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/360/id1026689855/reviews.md

## What is 融360?

融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。
【产品特点】
1、贷款额度：最高额度20万元。
2、安全借贷：贷款资金由正规持牌金融机构提供。
3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。
4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。
5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。

融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。
【温馨提示】
不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准；
贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期
联系我们 
【官方网站】http://m.rong360.com
【官方微信公众号】融360
【客服电话】10100360或4008-905-360

## Key features

- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching

## Recent user reviews (10 of 33)

All indexed reviews: https://appshunter.io/ios/app/360/id1026689855/reviews.md

### 5/5 — 出钱快

*2026-08-15*

好

### 5/5 — 第一次申请

*2026-03-24*

希望通过

### 4/5 — 借钱

*2026-02-28*

满意

### 5/5 — 是个好平台

*2026-02-28*

需要的可以借钱

### 5/5 — 好

*2025-07-27*

好用的平台

### 1/5 — 垃圾

*2025-07-07*

垃圾链接一大堆，不是让你开会员就是让你检测，急用钱根本借不到，信息还容易被泄漏

### 1/5 — 希望大家不要相信。这个平台套路

*2023-06-08*

先让你填写你的信息。出一个额度  然后立马给各个平台让接单。征信好的可以 但反
差点 就给你消息卖了很多次 查询很多次。希望大家且行且珍惜

### 5/5 — 就是想给你们看看

*2021-11-25*

5星好评是为了大家可以看到评论，真的下不了款的，不要再来了，全是套路，垃圾信息不停的炸。第一《tao各种分🚩乐花贝jd佰条鑫用佧等等》微xyk123c》，表面上说的花里胡哨的，其实，只要你 注册，垃圾短信，广告电话全都来 了。一天都不下二十多个电话，第及算是申请了，也不会通过。但是，你的个人信息全部都在上面。你鬼知道它拿来干嘛!不得不让人怀疑会泄密。第三，你申请的时候它会瞒着你去征信上查你的征信，征信查多了就会花。到时候你去借钱的话，看你征信都是花的就绝对不会给你通过。第四，里面全是你本要借三千，但你实际到手金额只有两千两百多，说什么手续费和一些七七八八的费用。到时候你还就要还三千多，到手金额跟还款金额根本不一样。第五，真的劝还没下水和下水不深的人一句忠告，马上上岸才是明智之举。碰了，你想戒掉那就要花特别大的代价。垃圾软件。卖信息给各种垃圾小贷款软件。电话一直打，各种垃圾短信一直不断、严重影响生活。

### 1/5 — 该APP泄漏用户隐私

*2019-02-20*

刚注册5分钟，就收到营销电话，来电号码是 ‭(0755) 3304 4978‬ 严重骚扰用户

### 5/5 — 。在于我们之间

*2019-02-20*

在线咨询热线客服人员电话给力些，不是所有人员的工作量也不是很大一部分人和事儿就是这么任性。不过这样也好不到一半还没有开始的时候我就不去去医院🏥？我想说明我们的产品已经被盗！在乎于此前已经被最终警方依法

## Frequently asked questions about 融360

### What is the maximum loan amount offered by 融360?

融360 offers loan amounts up to 200,000 CNY. The specific amount approved will depend on the financial institution's assessment.

### What are the typical interest rates for loans on 融360?

The annual interest rates for loans on 融360 range from 7.2% to 24%, subject to the final approval by the lending institution. It's important to note that loan risks exist, and borrowing should be done cautiously.

### Does 融360 offer flexible repayment plans?

Yes, 融360 provides flexible repayment options to suit user needs, including plans for 6, 12, and 24 months. Users can choose the repayment method that best fits their financial situation.

### Are the loans provided through 融360 safe?

Yes, loan funds are provided by legitimate and licensed financial institutions, ensuring a secure borrowing experience. 融360 aims to make finance simpler and act as a financial partner for everyone.

### Does 融360 have ads?

Yes, 融360 contains advertisements. As a free platform, it utilizes ads to support its services.

### What kind of financial content does 融360 provide?

融360 offers free financial education and industry reports to its users. This content aims to enhance financial literacy and understanding of the market.

### What devices does 融360 support?

融360 is available on iPhones and iPods. The app was last updated on January 9, 2026, indicating ongoing development and support.

### How does 融360 use technology?

融360 utilizes big data analysis, artificial intelligence, and machine learning technologies to provide personalized financial product search, matching, and recommendation services.

## Version history (last 5 releases)

### 4.7.8 — 2026-08-21

定制借款方案，额度激活更省心

### 4.7.6 — 2026-01-09

定制借款方案，额度激活更省心

### 4.7.4 — 2025-09-28

定制借款方案，额度激活更省心

### 4.7.3 — 2025-09-12

定制借款方案，额度激活更省心

### 4.7.2 — 2025-06-09

定制借款方案，额度激活更省心

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## More apps by 融360

- [融360贷款](https://appshunter.io/ios/app/360/id574727794)
- [信贷助手-融360](https://appshunter.io/ios/app/360/id892303490)
- [时光分期-分期借款 额度循环](https://appshunter.io/ios/app/id946620973)

All apps by 融360: https://appshunter.io/developer/562807898

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*