# 360分期-分期借贷平台 — 资金应急周转就找360分期

> Online installment loan platform for quick, flexible, and secure borrowing. (iPhone/iPad app by Fuzhou Qifu Online Microcredit Co., Ltd.)

- Source: https://appshunter.io/ios/app/360/id1411234513 (this page in markdown: same URL + `.md`)
- Developer: [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632)
- Category: Shopping, Utilities
- Price: Free
- Age rating: 17+
- Requires: iOS 13.0 · 83 MB
- Languages: Chinese (Simplified, China)
- Released: 2018-09-02
- Data updated: 2026-08-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/360/id1411234513/reviews.md

## What is 360分期?

【平台介绍】
360分期是奇富科技旗下的分期消费信贷平台。
360分期通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造一流的分期贷款平台，向用户提供正规、便捷、省心的分期借贷体验，提升用户的信用生活品质。

【产品优势】
1、 申请便捷：全程线上操作，自动审批，无抵押
2、 快速审批：自动化审批，购物无需等待
3、 灵活分期：最长可分24期，自由选择，分期无忧。
4、 安全可靠：奇富科技旗下分期信贷平台，具有先进的网络安全技术，为您的每笔交易保驾护航。

温馨提示：贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。

## Key features

- Online application and approval
- No collateral required
- Automated and fast processing
- Flexible repayment up to 24 months
- Secure transactions

## Recent user reviews (10 of 12)

All indexed reviews: https://appshunter.io/ios/app/360/id1411234513/reviews.md

### 5/5 — 还是给你们说个确实好過的吧

*2026-01-10*

惘纸 pp7.red（输入去浏览器）
挺稳的
如果急需的话建议试试
目前我已经追到了主角出任地方，为官之后的剧情质量并没有明显的下降，作者写古代官场的尔虞我诈也很有一套，因此我对本书的未来还是挺看好的。要注意的是，不知道是不是前作的写作习惯没改过来，本书前三十章的风格比较劝退，古早的打脸情节以及脸谱化的角色差点就让我错过，实在介意的可以跳着看。

### 1/5 — 666

*2024-05-24*

六块钱的额度给我笑死了🤣🤣🤣

### 1/5 — 骗资料的

*2022-06-13*

骗资料的

### 1/5 — 360垃圾

*2021-11-10*

太垃圾了 建议大家不要用了  全部还了我就卸载了

### 1/5 — 私下用个人信息注册！

*2021-05-16*

我从没下载注册过360分期或者360旗下任何金融产品。结果5月16号下午两点左右，突然提示我360分期注册成功，并且有三千多额度。晚上九点半开始，疯狂发支付验证码。迫于无奈和担心，下载了360分期进行查看，发现是用的我的手机号，我同学的信息和银行卡注册的。
已经像公安局报案以及向银监会投诉。
希望负责人看到给个说法。

### 1/5 — 差差差

*2020-10-25*

差差差

### 1/5 — 嗯嗯嗯

*2020-07-08*

骗人资料的

### 1/5 — 噢耶123

*2020-01-02*

a good

### 1/5 — 坑人

*2019-11-19*

还完了就不给用了？

### 1/5 — 呵呵哒

*2019-05-26*

辣鸡 我明明没有逾期 大家别下载这个软件 赶紧还钱赶紧注销恶心透了

## Frequently asked questions about 360分期

### What is 360分期?

360分期 is an installment consumer credit platform under Qifu Technology. It aims to provide users with a legitimate, convenient, and worry-free installment loan experience using technology to assess personal credit.

### How long can I repay my loan with 360分期?

You can flexibly choose to repay your loan in installments for up to 24 months, offering a worry-free repayment experience.

### Is 360分期 secure to use?

Yes, 360分期 is a platform under Qifu Technology and employs advanced network security technology to safeguard every transaction.

### Does 360分期 require collateral?

No, the application process is entirely online and automated, with no collateral required for loans.

### How fast is the approval process on 360分期?

The platform uses automated approval processes, ensuring fast processing so you don't have to wait for your shopping needs.

### What devices does 360分期 support?

360分期 is available on iPhone and iPod devices.

### When was 360分期 last updated?

The latest version, 2.0.53, was last updated on August 12, 2026.

### What is the age rating for 360分期?

The app has an age rating of 17+, indicating it is intended for mature users.

## Version history (last 5 releases)

### 2.0.53 — 2026-08-12

修复一些已知问题，优化用户体验。

### 2.0.50 — 2026-07-14

修复一些已知问题，优化用户体验。

### 2.0.47 — 2026-06-09

修复一些已知问题，优化用户体验。

### 2.0.46 — 2026-06-03

修复一些已知问题，优化用户体验。

### 2.0.44 — 2026-05-06

修复一些已知问题，优化用户体验。

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| App | Rating | Price | Category |
| --- | --- | --- | --- |
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## More apps by Fuzhou Qifu Online Microcredit Co., Ltd

- [奇富借条(原360借条)-手机信用贷款小额借钱平台](https://appshunter.io/ios/app/360/id1178856715)
- [360信用钱包-手机信用分期借款贷款借钱平台](https://appshunter.io/ios/app/360/id1480502565)
- [360分期贷-信用借钱分期借款短期贷款平台](https://appshunter.io/ios/app/360/id1505284951)
- [奇富周转灵-大额低息经营周转贷款借钱平台](https://appshunter.io/ios/app/id1564047089)
- [360借条-分期借款手机借钱借贷贷款平台](https://appshunter.io/ios/app/360/id1623571691)

All apps by Fuzhou Qifu Online Microcredit Co., Ltd: https://appshunter.io/developer/1273977632

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*