# 3kle: Banking, Loans, Payments — Digital Banking Super App

> Digital banking super app for managing finances, payments, loans, and savings. (iPhone/iPad app by Talaris Capital and Investment Ltd.)

- Source: https://appshunter.io/ios/app/3kle-banking-loans-payments/id6468666514 (this page in markdown: same URL + `.md`)
- Developer: [Talaris Capital and Investment Ltd](https://appshunter.io/developer/1710387892)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 60 MB
- Languages: American English
- Released: 2025-09-28
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/3kle-banking-loans-payments/id6468666514/reviews.md

## What is 3kle?

3kle Mobile Banking App

Take control of your banking, finance, and money management.

The 3kle Mobile Banking App is designed to make your day-to-day banking easy, quick, and secure. Whether managing your finances or conducting business transactions, our intuitive app empowers you with greater control over your money.  Some products with locks refer to a feature in the app that will be unlocked as new items are released. Users may receive push notifications informing them about updates and new releases. This approach can help build anticipation and engagement within the app.

Key Features

Account Management:

-Instant Access:  Quickly check account balances and transaction history.

- Money Movement:  Seamlessly transfers funds between accounts and sends money securely to friends or businesses.

- Bill Management: Effortlessly manage bills and set up automated payments to avoid missed deadlines.

Secure Banking Services:

- 24/7 Monitoring: Your account is monitored for unusual activity, ensuring safety against fraud.

- Secure Login Options: Access your account with fingerprint, or a secure passcode.

- Transaction Confirmation: Safety measures to ensure you’re paying the right person or business.

Account Applications:

- New Account Creation: Apply directly for current or savings accounts (eligibility criteria apply).

- Lending Products: Easily apply for loans within the app (aged 18+ eligibility criteria apply).

Smart Money Management Tools

- Credit Score Monitoring: Keep track of your credit score to understand your financial health.

- Budgeting Tools: Manage spending and set budgets for better financial control.

- Card Control: Lock or unlock your debit cards instantly.

Savings Features:

- Goal Savings: Set and track progress towards specific savings targets.

- Emergency Funds: Create a fund for unforeseen expenses.

- Group Savings: Collaborate with others to achieve shared saving goals.

- Fixed Savings: Choose fixed-term savings options to secure your funds.

- Roundups Savings: Save from everything purchased.

- Spend Plus Savings: save as a percentage you spend daily

 

Transactional Features:

- Free Money Transfers: Send money to anyone without hidden fees.

- NQR Scan to Pay: Make payments with QR codes at participating merchants.

- Split Bills: Effortlessly divide expenses with friends or family.

- Payment Links: Generate custom links to request money for services or donations.

Additional Offerings:

- Investments: Trade stocks and other financial instruments directly in the app.

- Peer-to-Peer Lending: Borrow from or lend to individuals and businesses in your community.

- Overdraft Protection: Enjoy coverage for unexpected expenses.

- Voucher E-Pin Payment: Redeem digital vouchers and gift cards seamlessly.

- Cards Services: Access various card options for transactions and online shopping.

 Important Information:

- Security Features: Biometric login options for enhanced account security.

- Credit Score Opt-In: Credit score is available once opted in through the app.

- Permissions Required: Allow the app to communicate through your network and access your contacts list for certain functionalities.

By downloading the 3kle Mobile Banking App, you agree to our [Terms and Conditions] (https://3kle.com/terms), [Privacy Policy](https://3kle.com/privacy-policy), and [Loan Terms](https://3kle.com/loans/loan-terms). We recommend saving or printing these documents for your records.

 

Start managing your finances today with 3kle—where banking meets innovation!

## Key features

- Instant account access and transaction history
- Secure money transfers and bill payments
- Loan and new account applications
- Credit score and budgeting tools
- Goal-based and emergency savings
- Stock trading and peer-to-peer lending

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/3kle-banking-loans-payments/id6468666514/reviews.md

### 5/5 — Overall great experience

*2025-11-28*

I loved combination of products

## Frequently asked questions about 3kle

### Is 3kle secure for banking?

Yes, 3kle offers secure banking services with 24/7 monitoring for unusual activity, secure login options like fingerprint and passcode, and transaction confirmation measures to ensure safety against fraud.

### What types of accounts can I apply for with 3kle?

You can apply directly for current or savings accounts within the 3kle app, provided you meet the eligibility criteria. The app also facilitates loan applications for users aged 18 and above.

### Does 3kle offer budgeting tools?

Yes, 3kle includes smart money management tools such as budgeting tools to help you manage spending and set budgets for better financial control. It also offers credit score monitoring.

### How does 3kle help with savings?

3kle provides various savings features including goal savings to track progress, emergency funds for unforeseen expenses, group savings for shared goals, fixed savings options, roundups savings, and spend plus savings.

### Can I make payments with 3kle?

Yes, 3kle supports free money transfers without hidden fees, NQR Scan to Pay at participating merchants, splitting bills with others, and generating payment links to request money.

### Does 3kle have ads?

No, the application does not contain advertisements.

### What devices is 3kle available on?

3kle is available for iPhone and iPod devices. The latest version is 5.0(4), updated on March 12, 2026.

### What are the investment options in 3kle?

3kle allows you to trade stocks and other financial instruments directly within the app. It also facilitates peer-to-peer lending, enabling you to borrow from or lend to individuals and businesses.

## Version history (last 4 releases)

### 5.0(4) — 2026-03-12

Enhanced user experience in this release

### 5.0(3) — 2026-02-02

We’ve also enhanced app features and functionality to improve the overall user experience.

### 5.0(1) — 2025-11-01

We enhanced the transaction module, added a search button to the transactions home page to allow users to easily find their transaction history, and improved overall system user experience.

### 4.0 (1) — 2025-09-25

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*