# 3Rivers Mobile Banking — user reviews > 121 indexed App Store user reviews of 3Rivers Mobile Banking by Three Rivers FCU, rated 4.80/5 from 19,746 ratings. - Source: https://appshunter.io/ios/app/3rivers-mobile-banking/id998643016/reviews - App overview in markdown: https://appshunter.io/ios/app/3rivers-mobile-banking/id998643016.md - Rating breakdown: 5★ 17,536 · 4★ 1,702 · 3★ 333 · 2★ 49 · 1★ 126 ## What do users think of 3Rivers Mobile Banking? Overall sentiment: positive **Pros** - 👍 Easy to use - 🚀 Convenient mobile banking - 💳 Helpful credit card features - 🤝 Friendly and professional staff - 🏦 Reliable credit union - 🔒 Secure banking **Cons** - 🐛 Frequent app crashes - 🔍 Difficult to find certain features - 🕰️ Slow app performance - 🔒 Frustrating login process - 💳 Missing credit card transaction details - 💰 Unexpected overdraft fees **Commonly reported bugs** - Login issues after updates - External account linking not working - Inconsistent transaction display - Scheduled payments not functioning properly **Most requested features** - Ability to manually add transactions to register - Improved budgeting and categorization tools - Integrated card controls within the main app - Option to check off paid items - Landscape mode support on iPad - Dark mode ## Newest reviews (16 of 121) ### 3/5 — App not loading *2026-08-06, version 4021.2.0* The app is great but I couldn’t get the app to load on my phone for about a month straight so I had to use the browser! It’s working now though! ### 4/5 — Need the sign in to access it *2025-11-28, version 4018.1.2* Has worked very well for years but suddenly not able access and get the sign in, at all. Deleted app and reloaded without any change. Help would be appreciated please. ### 5/5 — Five stars! *2025-11-08, version 4018.1.2* Love banking, with 3Rivers.Very open, receptive, and have great technology. ### 5/5 — 3Rivers is a Life Saver *2025-10-22, version 4018.1.1* It’s very nice to be able to check my paycheck that coming in, because doing it at work is a huge pain. Also being able to transfer money to saving account easily is a life saver ❤️ thank you three rivers! ### 5/5 — Easy to use. *2025-10-07, version 4018.1.1* Easy to use. ### 5/5 — Good *2025-08-08, version 4018.0.0* Good ### 5/5 — App *2025-08-05, version 4018.0.0* I love the app! Makes my life easier ### 5/5 — They deliver the results I want buy this credit union *2025-07-30, version 4018.0.0* Best financial services group I have ever worked with. Low on nonsense and high on results. Do your banking here. They really are here for you here for good. ### 5/5 — 3Rivers App review *2025-07-01, version 4017.2.0* The app is very user friendly and I always feel like it is very secure. I rarely have problems and when I do I am always able to get support and answers to my questions relatively quick. ### 5/5 — Dan *2025-06-07, version 4017.1.1* Been a member for over 20 years and I love it thank you ### 5/5 — 02 may 2025 *2025-05-02, version 4016.2.2* Thank you 3Rivers Federal Credit Union for excellent service and happy employees. It always cheers me when I visit any of your branches. ### 5/5 — Super convenient *2025-04-02, version 4016.1.2* Love the 3Rivers app! Makes life easier with three teenagers and helping them manage money! ### 5/5 — Great app *2025-03-31, version 4016.1.2* Good user interface; easy to understand and navigate. Lots of useful features. ### 5/5 — Thank you *2025-03-09, version 4016.0.1* You guys are the best thank you, I have had very few problems since I’ve been with you !! ### 5/5 — Good job *2024-11-29, version 4014.1.3* I love this bank so much _ Sarah S. ### 5/5 — Yay *2024-11-07, version 4014.1.3* I love Ethan ## Most critical reviews (10 lowest-rated) ### 1/5 — Can’t do it anymore *2026-06-22, version 4021.1.3* This app is the absolute worst. It never works. I’ve been with 3Rivers for over a decade and I love them but unfortunately it’s time for me to find a new credit union since their app never works for me. ### 1/5 — Trash app *2026-04-16, version 4020.0.0* Honestly one of the worst app ever to recover password or username. Same with the website. ### 1/5 — Bad *2026-03-07, version 4020.0.0* So inconsistent with connections. One minute it works the next it doesn’t. And it never remembers your iPhone. You have to log back in nearly every time with a stupid code. This app is so very annoying. ### 1/5 — Face recognition *2025-09-14, version 4018.0.0* Works great until it doesn’t! Took me days to get the app to send me a password reset! Finally had to go to the branch to get it figured out! Absolutely ridiculous!!! ### 1/5 — Horrible login *2024-09-17, version 4014.1.3* Every time you go to login, you have to type in a 17 character password that they make you create and then when you click to verify that you’re human and never registers you so you have to type in your password 400 times it’s completely aggravating if you have bank account, you have to switch betweenit makes you wanna pull your hair out ### 1/5 — Remember this device *2023-07-04, version 4008.2.0* Every time I log in it asks me to name my device after I click remember this device… extremely annoying. I will switch banks if this isn’t fixed shortly. I don’t have this issue with other banking apps. ### 1/5 — Horrible *2022-06-03, version 3023.4.0* Your app is horrible. I can’t deposit any checks and I love out of state. ### 1/5 — Horrible *2022-05-20, version 3023.4.0* I swear with every update this app actually gets worse. Not at all convenient as it never works, just spins and spins whether on Wifi or not. Using the website is quicker because it allows you to even get to the login screen. ### 1/5 — Update on software *2022-04-23, version 3022.1.2* So this app went through a new update and I’ve been having issues with it. It now takes forever to pull up my accounts. It also keeps saying credentials not found. I’ve contacted 3 Rivers about it and they advised to delete the app and re-download it. I’m still having the same issues. Odd how a update was suppose to fix the bugs when in fact it made more. ### 1/5 — PLEASE FIX! *2021-12-05, version 3020.1.0* App won’t allow me to sign in. I live on a budget and have to transfer money to my card whenever I want to spend money but I haven’t been able to log into the app lately meaning I can’t load my debit card. ## Most praised reviews (10 highest-rated) ### 5/5 — Mr Bowdell *2026-07-13, version 4021.2.0* Rad App that does all the Necessities to keep the Family informed ### 5/5 — Five stars! *2026-06-24, version 4021.1.3* Great org! Personable, communicative, willing to help. ### 5/5 — life changing *2026-05-09, version 4020.0.0* 🙀🥹 ### 5/5 — More than just a banking app! *2026-04-22, version 4020.0.0* Ok, when I first decided to actually look into 3 Rivers Credit union. I was actively looking for a better bank than the one I’m still at but I’m not wanting to work through them any longer. I was looking for a bank that actually cared about me (so far. Lol) but honestly. When I walked in Allie helped me right at the start. She even seen where I could actually be doing better! She gave me a straight layout of how I could manage my money! Her position there is to helping people with all their debt AND ways to get a better credit score quickly. Then on the app I can actually SEE my current credit score and even what I could do if I paid something off what my credit score would be. I am honestly really loving it so far and I’ve had it for about a month now! So go for it you’ll love it too! ### 5/5 — Please improve search features *2026-04-12, version 4020.0.0* Most apps let you search for words plus between a start and end date. Currently only seems to allow searching for words or letters. And only appears to search back 60 days. Needs to be 1 prior year at minimum (think tax year) this is very important. ### 5/5 — Great CU, Great App *2026-04-05, version 4020.0.0* Great online banking experience. I love my Credit Union, and their app is easy to use. Even the mobile check deposit works well! ### 5/5 — Great App!! *2026-03-22, version 4020.0.0* Best Credit Union ever!!! ### 5/5 — The best *2026-03-19, version 4020.0.0* Best on line banking ### 5/5 — 3Rivers *2026-03-04, version 4019.0.3* Always helpful and looks out for members. Never any problems. ### 5/5 — Awesome *2026-02-04, version 4019.0.3* Always here for me! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*