# 3S Money — Your global business account

> Global business account for international payments, currency exchange, and cash flow management. (iPhone/iPad app by 3S Money.)

- Source: https://appshunter.io/ios/app/3s-money/id6452016748 (this page in markdown: same URL + `.md`)
- Developer: [3S Money](https://appshunter.io/developer/1698709918)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 15.0 · 146 MB
- Languages: American English
- Released: 2024-04-17
- Data updated: 2026-09-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/3s-money/id6452016748/reviews.md

## What is 3S Money?

Pay and get paid faster in 190+ countries with an International Business account. 

3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. 

With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business.
_____________________________________________________

Fast, flexible global payment solutions

- Enjoy rapid processing times and full payment support from a dedicated Relationship Manager.
- Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs.

Protect against FX risk

- Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees.
- Make one-time payments in local currencies with fair FX rates and instant settlement.
- Open local currency accounts to accept payments with no hidden FX fees.

Take control of your cash flow

- Real-time payment notifications and multi-currency balance updates.
- Instantly approve outgoing payments from any account user.
- Deposit incoming payments into your preferred account with one click.

Your money is always safe

- We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC)
- Our corresponding banking partners safeguard your funds and retain 100% liquidity.
- We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time.

Premium client support

- Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer.
- We speak 35 languages and provide human client support across seven international offices.


*Head to https://3s.money/ for more information on your accounts, services and currency coverage.

## Key features

- International business account
- Send/receive payments in 190+ countries
- Hold and exchange 65+ currencies
- FX risk protection
- Real-time cash flow control
- Dedicated Relationship Manager
- 2-factor authentication and encryption

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/3s-money/id6452016748/reviews.md

### 4/5 — Not perfect but it’s getting there

*2026-07-13, version 1.12.0*

Still some features missing but you are getting there…

### 1/5 — Banned for no reason

*2025-05-01, version 1.2.2*

They will ban you for no reason and take 500$ for it. SCAM

## Frequently asked questions about 3S Money

### What is 3S Money?

3S Money provides an international business account and payment platform. It allows businesses to send and receive payments in over 190 countries, hold and exchange more than 65 currencies, and manage their cash flow globally.

### Is 3S Money secure?

Yes, 3S Money is regulated and licensed in the UK (FCA), EU (CSSF), and Dubai (DFSA DIFC). It employs 2-factor authentication and industry-standard encryption to safeguard user funds and transactions.

### What currencies can I hold with 3S Money?

You can hold and exchange up to 65 currencies with 3S Money. This feature helps businesses protect against foreign exchange risk by accepting payments and paying expenses in local currencies.

### How does 3S Money help with international payments?

3S Money facilitates fast and flexible global payment solutions, enabling you to send and receive large international payments in over 190 countries via SWIFT and SEPA, powered by local IBANs.

### Does 3S Money offer customer support?

Yes, 3S Money provides premium client support, including a dedicated Relationship Manager who understands your business. They speak 35 languages and offer human client support across seven international offices.

### What devices is 3S Money available on?

3S Money is available for iPhone and iPod devices. The app is rated for users aged 17 and older.

### How often is 3S Money updated?

The latest version of 3S Money is 1.13.0, released on April 17, 2024, with the last update on July 18, 2026. This indicates a consistent update schedule.

### Does 3S Money have ads?

No, 3S Money is ad-free. The application does not contain advertisements, allowing for an uninterrupted user experience.

## Version history (last 5 releases)

### 1.14.0 — 2026-09-01

Performance and functionality improvements

### 1.13.0 — 2026-07-18

Performance and functionality improvements

### 1.12.0 — 2026-06-22

Performance and functionality improvements

### 1.11.0 — 2026-06-12

Performance and functionality improvements

### 1.10.0 — 2026-06-06

Performance and functionality improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*