# 401GO — 401k plan management

> Mobile app for managing 401(k) retirement savings plans. (iPhone/iPad app by RetireGO, LLC.)

- Source: https://appshunter.io/ios/app/401go/id6472733038 (this page in markdown: same URL + `.md`)
- Developer: [RetireGO, LLC](https://appshunter.io/developer/1717652575)
- Category: Finance
- Price: Free
- Rating: 4.75/5 from 16 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 47 MB
- Languages: English
- Released: 2024-06-17
- Data updated: 2026-06-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/401go/id6472733038/reviews.md

## What is 401GO?

Our mobile app puts the GO in 401GO by placing simple, secure and convenient management of the full 401(k) retirement savings lifecycle in your pocket -- from set-up to withdrawal and everything in between, including:


* View your retirement account balance and total gains or (hopefully not) losses. 



* Review and adjust investment allocations from a single, consolidated page. 


* Generate detailed savings projections based on such variables as your current age, expected retirement age, income, contribution amount and anticipated investment returns.



* Change your per-paycheck deferral amount, informed by estimates showing the effect of potential changes and how adjustments will impact future balances.


* Get personalized recommendations, powered by a registered investment advisor, based on your unique goals, stage of life and risk appetite.


* Add or remove beneficiaries and adjust their benefit share. This is an effective way to show your children which is your favorite at any one moment. 


You're going to love the feeling that comes from being in control of this portion of your financial future. 

NOTE: This app is only usable by existing participants in a 401(k) plan by 401GO. If you want to improve your retirement savings experience, encourage your employer to learn more at 401go.com.

## Key features

- View account balance and gains/losses
- Review and adjust investment allocations
- Generate savings projections
- Change contribution deferral amounts
- Receive personalized investment recommendations
- Add/remove beneficiaries

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/401go/id6472733038/reviews.md

### 1/5 — Submit Code for Two Factor does not work

*2024-07-31*

Submit Code for Two Factor does not work

### 5/5 — Simple & easy to use

*2024-07-01*

Makes it easy for me to change my 401k contributions and track my retirement savings. I also like the tools available for financial education because I can’t afford a financial advisor

### 5/5 — Best 401(k) platform out there

*2024-07-01*

Easy to use and setup!

### 5/5 — 401GO

*2024-07-01*

Works great!

### 5/5 — Easy to Use

*2024-06-19*

It’s quick and easy to check my balance and change my contributions!

### 5/5 — Glad to see it!

*2024-06-19*

So easy to see how my retirement is coming along! I can’t wait to see every update!

### 5/5 — Easy to use!

*2024-06-18*

This app is fantastic! Changing my 401k deductions and checking my balance is really easy to do. I’ve never had such a good 401(k) provider before!

## Frequently asked questions about 401GO

### How secure is 401GO for managing my retirement funds?

401GO is designed with security as a top priority, offering convenient and secure management of your 401(k) lifecycle. Specific security protocols are not detailed in the provided information, but the app emphasizes a secure experience for its users.

### Can I link my bank accounts to 401GO?

The provided description focuses on managing your existing 401(k) plan through 401GO, including viewing balances and adjusting contributions. It does not mention the ability to link external bank accounts for direct deposits or transfers.

### What types of transactions can I perform with 401GO?

With 401GO, you can view your account balance and gains/losses, review and adjust investment allocations, change your per-paycheck deferral amount, and add or remove beneficiaries. It covers the core management aspects of your 401(k) plan.

### Does 401GO offer financial advice?

Yes, 401GO provides personalized recommendations powered by a registered investment advisor. These recommendations are based on your unique goals, stage of life, and risk appetite.

### What devices does 401GO support?

401GO is available for iPhone, iPad, and iPod devices. It is designed to be accessible on Apple's mobile platforms.

### How often is 401GO updated?

The latest version of 401GO is 0.9.7, which was last updated on February 13, 2026. This indicates a recent update, suggesting ongoing development and maintenance for the application.

### Is 401GO suitable for all ages?

401GO has an age rating of 4+, making it suitable for users of all ages. However, its functionality is specifically for existing participants of a 401(k) plan by 401GO.

### Does 401GO have ads?

No, 401GO does not contain advertisements. The application is free to use and does not display any ads to its users.

## Version history (last 5 releases)

### 0.9.9 — 2026-06-11

- Refreshed contribution page. Manage your contribution elections with an updated experience and a new guided wizard that can recommend personalized amounts after a few simple questions.
- Stability improvement and bug fixes.

### 0.9.7 — 2026-02-13

- Manage your 2FA configuration in app.
- Other bug fixes and improvements.

### 0.9.5 — 2025-10-08

- Project your future savings with the new Retirement Planning tool.
- Other improvements for better reliability and performance.

### 0.9.4 — 2025-07-25

- Security improvements

### 0.9.3 — 2025-06-18

- Improved display of balance on dashboard

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-20.*
