Leave a Review Debt Free
Ok....but
Not a bad app but interface is old fashioned. Doesn’t display correctly on my iPhone...could send a screenshot if anyone’s listening??Cate Louise
No weekly, biweekly pmt options
Not all payments are made monthly, for a debt / snowball app this should be included to be as accurate as possible in paying items off and interest paid / saved... most of my loan and mortgage payments are biweekly and weekly as this pays it off faster and less interest paid out. So I would like to see this option available for a debt free appShow lessVJ CDN
Not sure just yet....
Can’t find a way to enter weekly or bi-monthly payments that I have preprogrammed for online automatic payments. The interest is going to be different. Wish there was an option to look at a monthly payment vs weekly payment option payoff.
Will finish entering data and review later. I like to see the bigger picture in detail, is this possible?Show lessjbjke
Poor
Poor calculations of debtTambo111
Great app
I’ve been trying for years now to make a snowball plan but I’ve never been able to get all the math done and actually stick to it. This app has been so much help and has kept me on track to reaching my goals! Just punch in the numbers and the app does the math and I love the figures it gives me, very detailed. If I stick to what I’m doing and keep everything going in the plan, I will save over $35,000. This is great.
The only downside of this app is that it looks... old? I really wish they could make it look prettier and more modern. The looks are the only thing keeping me from giving it a 5star review.Show lesskelliott7285
Was good before the bugs
I put all my credit card info in and was very excited to start whittling away at my debt. The app have me a good idea of what I needed to pay and how long it would take. But then it just stopped working. All the analysis is inaccessible, Everytime I try and click on an icon I get kicked out of the app. I tried to send a report to the creators but didn't get any response. Now I notice the last update they did was 5 months ago and before that was 4 years ago so I'm not holding out much hope. I would not recommend spending the time or the .99 cents on this.Show lesshthhthr
By Far, My FAVORITE Debt Managment/Tracking App!
For over 4 years, I have used Debt Free. It is brilliantly intuitive, efficient, versatile, precisely accurate and simplistically elegant! Occam’s Razor!!
I have struggled with other apps (i.e., Debt Manager) Which are so esoteric and frustratingly convoluted, that it was nearly impossible to easily, accurately and quickly track my finances. I’m done with all the others! Especially the one I just mentioned!!
I don’t know about you, but I FAR prefer an app that streamlines entries, is “real-time” with transactions, calculates all your changing current (NOW time) payment, interest, purchase and changing APR and balance due information...without changing your historical data. DEBT FREE does all of this, and much more!! You can also generate precise amortization charts for each debt!
THIS APP IS PRISTINE!! I recommend it above ALL others in its category!!Show lessPelipen
Pretty Decent for Most
This app is pretty decent if your debt situation doesn’t consist of hundreds of debt items. I like the what-if feature and the choice of payoff plans. What I don’t like is the way the syncing works. When I ran the sync, my secondary device did not pick up the debts from my primary device even after having pressed the sync changes button, until I closed the app on the secondary, then re-opened it. But now that I know this, it’s okay.
I paid my car note off ahead of schedule because I was able to calculate what to pay under a different scenario, for example.Show lessbrahim-el
Great idea, but payoff calculator is off by a month
I entered monthly debts as paid for current month, but when I look at the snowball calculations, it plans yet another payment being applied for the same month. Due date doesn’t matter - so if the current date is the 20th, the due date for a debt was the 10th and you paid it at any point with that same month (doesn’t matter if paid early or late) - it doesn’t care and still plans an additional payment being paid for current month.Show lessFauxvirho
Would be 5 if only...
Similar to what another reviewer said, I dislike the fact that even if you’ve added a payment for let’s say May, the app continues to calculate everything based on you owing a payment until it is no longer May. Then, once it really is June, the app switches to June and calculates as though you made your May payment. I too feel like this should be a pretty easy thing to fix. Once you add your payment for the month, the app should recognize it as paid and recalculate. It really throws off the amortization table, estimated payoff dates and interest saved figures. All that being said, it’s still the best I’ve found for the purpose of the snowball feature.Show lessRyDel81
