# 42 Foundation Tools — Retirement Planning Tools > Retirement planning tools for public sector and first responders. (iPhone/iPad app by PALMER CHRISTIEN MAHONEY.) - Source: https://appshunter.io/ios/app/42-foundation-tools/id6793000708 (this page in markdown: same URL + `.md`) - Developer: [PALMER CHRISTIEN MAHONEY](https://appshunter.io/developer/6793000710) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 3 MB - Languages: American English - Released: 2026-08-04 - Data updated: 2026-08-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/42-foundation-tools/id6793000708/reviews.md ## What is 42 Foundation Tools? 42 Foundation Retirement Planning Tools brings clear, plain-English planning to first-responder and public-sector families. Estimate your CalPERS pension, project your retirement income, and see how your 457(b), overtime, and outside savings add up over time. Includes: • Master Retirement Projector — your projected monthly income vs. your target, by age. • CalPERS Pension Optimizer — estimate your pension from your formula, age, and years of service. • 457(b) Deferred Comp Analyzer — model contributions and tax-advantaged growth. • Survivor Benefit & Life Insurance Gap — right-size a term life policy to protect your family. • College Savings Planner — project 529 growth against the rising cost of college. Your inputs save automatically on your device. No account, no sign-in, and no data leaves your phone. Educational planning tools only — not personalized financial, tax, or legal advice. Figures reflect current-year rules and change annually. ## Key features - Retirement income projection - CalPERS pension estimation - 457(b) deferred comp analysis - Life insurance gap analysis - College savings planner - Local data saving ## Frequently asked questions about 42 Foundation Tools ### What is 42 Foundation Tools? 42 Foundation Tools is a free app designed to help first-responder and public-sector families with retirement planning. It offers tools to estimate pensions, project income, and analyze savings and insurance. ### Is 42 Foundation Tools secure? Yes, 42 Foundation Tools prioritizes user privacy. All your inputs are saved automatically on your device, and no account, sign-in, or data leaves your phone. ### What types of retirement accounts can I analyze with 42 Foundation Tools? You can analyze your CalPERS pension, 457(b) deferred compensation, and other outside savings. The app also includes a college savings planner for 529 plans. ### Does 42 Foundation Tools provide personalized financial advice? No, 42 Foundation Tools provides educational planning tools only. It does not offer personalized financial, tax, or legal advice. ### How often is the data in 42 Foundation Tools updated? The figures in 42 Foundation Tools reflect current-year rules and change annually. The app was last updated on August 4, 2026, with version 1.0. ### What devices are supported by 42 Foundation Tools? 42 Foundation Tools is available for iPhone, iPad, and iPod devices. ### Does 42 Foundation Tools have ads? No, 42 Foundation Tools is ad-free. It does not contain advertisements. ### What is the user rating for 42 Foundation Tools? 42 Foundation Tools has a perfect rating of 5.0 stars from 1 rating. ## Version history (last 1 release) ### 1.0 — 2026-08-04 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*