Leave a Review Credit Sesame
Scam
Do not use this app I downloaded it to help with my credit score amongst other things I opened a credit cash account deposited money into my account for it to disappear into thin air I have contacted support and spoke with someone a few times for them to tell me I didn’t deposit money into my account but yet I have receipts from my bank account transfer saying sesame took my money, they won’t refund it or add it to my account I don’t recommend this app at all they are thief’s I work too hard to have my money stollen from someone who is supposed to be helping me thanks for nothing I give this app and business 4 thumbs down and have reported them to the BBBShow less1234567taylor
The App is Trash
The app is always closing out on it’s own. It only updates one time a month ( at the very beginning). Which cause your score to not always be accurate. All the alerts in the world with no updates. Some days the app will let you on and some days it will not. I call support they only had me to uninstall the app to then reinstall and it work for a good two weeks correctly to go back to doing the same thing. I don’t even see the point of paying for this when I my getting an update score. You would think that you see change on your credit report then whether or not it change my score I should see the change on the app but no.Show lessJuicy Slim
Credit Sesame Is Magic
Great app. Follow the Easy Steps to Raise your Score. I’ve referred some Friends and they also Love it. Credit Sesame even Pays You when your Score goes up. And you can unsubscribe anytime. There is no charge unless you go Premium. And if you combine this with a few other Companies that kinda do the same thing, you will see the Difference pretty quickly. Generally about 3 to 4 months. But remember, it’s not all them… you have to get everything financially under control and stick with it.
Good LuckShow lessDanielRREE1
BEWARE !!! Thanks (NOT) for Hurting my Credit !
Credit Sesame sent me a chance to obtain a Credit Card that I had a “Good” possibility of receiving. I could not find out anywhere on the display what type of “credit pull” was involved, it did not say in the FAQs, and there was no phone number or chat to ask.
All of the Card offers I had seen on other Credit Apps were “soft pulls” to see if you met their minimum requirements, so I tried it.
I got a Credit hurting Hard Pull, & turned down as well. Thanks Credit Sesame for lying to me about “Good” probability of success, & not warning me of a Hard Credit Pull which would have stopped me before I did damage.
Bottom Line, take everything Credit Sesame sends you with a 50 Pound bag of salt (not a grain). They are clearly NOT pre-screening properly & don’t really give a hoot about helping your credit. Just
pushing Cards to make money.
You will get massive useless emails.
They use TransUnion (may be part of it. I don’t know for sure). TransUnion is the worst of all Credit Reporters.
I’m done with you Credit Sesame. You tricked me once & cost me valuable points while you no doubt got paid with a bogus “matched to my credit offer.” You use crappy TransUnion. There are better Credit Apps out there (Credit Karma) which are more useful & transparent.
So, your sketchy marketing cost you this customer. I might look but I’ll never do any of your Credit Offers ever.Show lessMedic JD
Credit account correction……..
Its give me an idea of where I stand with my credit status; by the way I already paid off my BPaccount completely so I need to take out that account that have myself on a delinquent status I need to remove that account from my credit report thanks because I plan to buy me an house on Milwaukee Wisconsin I be looking at different houses where I like to live the rest of my life thank you so much…….
Ps: I have evidence that I pay off that account ………Show lessRGQuiles
Pretty good
I read several of the other reviews before adding mine and the only thing I would agree with is the amount of emails that I receive on a daily basis (yes, they are excessive). Everything else works as it should. Most of these free apps will only provide you with an updated score every 7 days (if there are significant changes to your report). In addition, most of them are only providing you with Vantage Scores not Fico Scores (which will be quite different because they use different scoring models/calculations). Also, both scores are equally important because what I’ve noticed is that sometimes a lender/creditor will grant you credit initially based off your Fico score but when granting credit line increases, they will use Vantage scores. So, yes Vantage scores are real and accurate and should be regarded as such.Show lessjboogieoogie
It is okay!
It does everything that Karma does with some extra features. I would say they are the same but better? Just because they have extra features and options. But honestly it is a 3 star for me until by default they don’t bombard you with emails about applying for “suggested” credit cards, “tips” and how you should open a bank account with them. I literally get a total of 3 emails DAILY!!!!!!!!! From Credit Sesame. I have created my account a little over a week ago and I have close to like 50 emails from the app. It is like they are super desperate for you to use their applying forms or something. Like calm down. Chances are that if we are using services like yours our credit is trash 😂 so do not try so adamantly to make people apply for credit cards, read your stuff or apply for your banking things 3 times a day. It makes me feel like I am forced to do these things or that you are trying to sell a product rather than being here to help. I know you have to make money somehow but at least pretend you are on our side by lowering down the email bombardment. That shouldn’t be a manual option, it should be a setting by default.Show lessKhriizj
Follow tips!
Following the tips from credit sesame, and of course making sure my bills are pd on time, has really made a difference in my credit score! There are so many factors involved with having good credit, so I just follow the suggestions that credit sesame sends me, and my credit just keeps going up! Credit usage, mix, age, debt to income ratio, etc. Is a lot to keep up with. They do it for you based on your credit profile, and it’s free! It’s really been a huge help to me!Show lessjakb3
Could always count
I can’t thank Credit Sesame enough for being or bring a debit/credit card out; I mean it help me in so many ways from direct deposit, paying bills or just giving me points for keeping money and spending it in a manageable way. I remember a few times I had low cash and didn’t have no money to eat, man out the blue they gave me ten bucks I guess for maintaining a account or for the direct deposits I had, anyway it help me get through the day big time and I thank you for it all. Credit Sesame is a choice over many debit cards out . Can’t go wrong with them. Thanks C.PriceShow lessCRPS81
Money transfer takes long
I recently opened a sesame cash account something like a debit card you transfer money and use it as you would a bank card. It is supposed to help with you credit score. I’ve enjoyed this app, with the only exception that any money transfer takes 4-6 days in order for it to go through. I had transferred money to pay a bill and I ended up paying with a different credit card because it took so long for the money transfer from my bank to sesame to go through. Why does it take so long, where is the money while is transferring for almost a week. Almost makes me think that this money is being used for something else in that week period of time.?Show lessthisfoesntmakeanysence
