Leave a Review Credit Sesame
Great app for credit evaluation
Couldn’t get on the Credit Karma because somebody hacked me there and a friend told me about this site. it not only allowed me to create an account but it clearly displayed three fraudulent credit card uses that dropped me about 70 points
This site is incredibly helpful and my eyes have been opened to have the need for identity security just as you would get an alarm system for your house or car it’s no joke and you’re really really get screwed up on your credit tanks
I tell my kids your credit score is your adult report cardShow lessI'm a girl little stomper123
Credit Card constant Email Blast
Thought this app would be similar to Credit Karma. Though slightly helpful to see my score in comparison to CK; the constant email blasts I receive encouraging to apply for credit cards is annoying. I’m trying to improve my credit!
I took their suggestion since they said it would help and eventually applied to a highly recommended one to see I prequalify for; only because they said it wouldn’t hurt my credit score. I was denied and my credit score took a hard inquiry.
I looked back to find the suggested credit card and found it no longer on their list. Not happy my score took a hit. I haven’t had one in about 2 years. I’m going to the credit bureaus to dispute due to the misrepresentation.Show lessFly2themoon
Don't waste your time
I am trying to rebuild my credit and downloaded this to help track my progress. After making an account, the app couldn't locate my credit file and was instructed to wait 30 days and try again. After a few months, saw a commercial for these guys on TV and thought I'd give it another try. First, couldn't log in with the app and was sure I knew the password, but I reset it anyways and it let me login to their website. They still couldn't locate my credit file. Then it still won't let me sign in on the app. I emailed their support and let them know the situation and attached copies of my I'D and social security card to help them locate my file. I can't see why they can't find it. I do have a credit score and have loved at the same address my entire life but whatever. I waited and almost a week later, still NO RESPONSE. Totally unprofessional. Don't waste your time.Show lessBoyfriend #2
Credit Sesame
This app is all about (Credit Sesame) advertisers, that's how Credit Sesame makes their money. You don’t get a complete credit report as other apps like Credit Karma and Credit Wise. Credit Sesame gives nothing more than a ”summary” statement without any details. Credit Sesame (and all other apps) give you a FAKO (Vantage Score), which is always higher so you can take advantage of their ”offers.” The app is always trying to get you to obtain its vendor services to the detriment of your credit. What Credit Sesame doesn't tell you is that your data is not safe on Credit Sesame. They sell it to their vendors, where you will be solicited incessantly for credit cards, loans, and other financial instruments. I don’t recommend using this service when there are so many other free apps that don’t abuse like Credit Sesame. People whose second language is English should especially stay clear of this app.Show lessNeilEyes
Free Transunion Credit Score
According to something I read Credit Sesame shows your Transunion Credit Score. It's great that it is offered free and if your search around the app you can learn which components impact your score the most - like keeping current with your payments.
Our credit scores are more important than we think. Employers can decide to hire you or not based on your score. Even our auto insurance rates can be impacted by your score. So it's important to know your score, how to bring it up or keep it up and with tools like Credit Sesame it's not only possible but free. 😊Show lessIsraelax
Not that helpful/accurate
My credit is BAD so obviously I downloaded this app to keep track and work on it. My score is displayed as “532”. And has been for a month and a half. I went to the bank 2 weeks ago and got a real credit report that said my actual score was 565. I then purchased the “refresh whenever for a week $1.99” option and refreshed everyday and saw no changes. I also paid off a good 60% of my credit usage in the first days of May, and it still tells me I’m utilizing 90% of my credit which is incorrect (last update on May 30). If you’re truly worried about your credit, you should contact your bank. Also do not download if you’re expecting an accurate reading of your credit score. :-)
Forgot to mention I paid off all of a car loan ($3000+) at the end of April and it still hasn’t changed on this app.Show lessHuffyPuffyBlowFish
Great free option
This is a good free service if youre just starting to focus on your credit. Most of the information for my debts and accounts are fairly accurate. However, i also have access to my FICO score through my car note holder..and their score is 60points higher! Of course this may not reflect as much because i dont pay for the premium services, but basically if you have a good score here- you might have an even higher score in all actuality. Thats why i keep the app to have a reference point if i can get this score to reflect the FICO then my score should be substantially better! I will credit this app with helping me make a 457 into a 650 in under ONE YEAR! With help getting a secure card, and knowing whos holding my debts and what exactly i had to pay. They make this information very easy to understand. I had a lot of misconceptions about the reporting process, and this is a very clear concise way to help learn what makes a credit score.Show lessf0xm0m
Scam alert!!!!
After using their ap and applying for one of their recommended cards, I was asked for additional personal information I had not provided when applying. They would not activate my card until I provided them this additional personal information they claimed to need to verify my identity. I was calling from the number on file and got the card at the address on record. I provided my social, bed, etc... on the ap itself the card I received wasn't even showing. When I asked for a manger, she claimed to be the manager. Needless to say I have shut down the account. But I am VERY concerned my personal information has been compromised by this ap and would NOT recommend it to anyone after that ordeal!!Show lessprimerime
