# 4Budget — Track Income,Expenses,Savings

> Track Income,Expenses,Savings (iPhone/iPad app by Robert Poetzsch.)

- Source: https://appshunter.io/ios/app/4budget/id6759730753 (this page in markdown: same URL + `.md`)
- Developer: [Robert Poetzsch](https://appshunter.io/developer/1860642630)
- Category: Finance
- Price: $1.99
- Age rating: 4+
- Requires: iOS 26.1 · 4 MB
- Languages: American English
- Released: 2026-02-28
- Data updated: 2026-08-30
- User reviews in markdown: https://appshunter.io/ios/app/4budget/id6759730753/reviews.md

## What is 4Budget?

4Budget makes personal budgeting simple and straightforward. No accounts to create, no subscriptions, no ads — just a clean, focused tool to manage your monthly finances.
Now with a completely redesigned dark interface that's easy on the eyes and puts your numbers front and center.
See everything at a glance. The dashboard shows your available balance with a utilization ring, plus income, expenses, and savings — all in one view with a detailed category breakdown.
Track every recurring expense. Add rent, insurance, subscriptions, groceries — anything that hits your account on a regular basis. 4Budget calculates everything down to a monthly cost so you always know where your money goes.
Plan ahead with the calendar. See upcoming payments on a monthly calendar with day-by-day detail. Tap any day to see exactly which expenses are due. Never get caught off guard.
Forecast your future. The Monthly Cost view gives you 6-month and 12-month forecasts with peak and low month identification, financial snapshots, and annual projections.
Get real insights. See your spending by category in a donut chart, your top 5 expenses ranked, budget utilization percentage, and quick stats — all designed to help you make better decisions.
Separate savings from spending. Assign categories as either expenses or savings to get an honest picture of your budget — not just what goes out, but what you're putting aside.
Export and share. Generate PDF reports for your dashboard, yearly calendar, or expense list. Export to CSV for spreadsheets. Create and restore backups anytime.
Make it yours. Choose from 120+ world currencies. Create custom categories with your own colors.
Key Features:

Premium dark interface designed for readability
Dashboard with utilization ring, income, expenses, savings & money left
Recurring expense tracking with flexible intervals (1–120 months)
Monthly calendar view with tap-to-filter day detail
6-month and 12-month payment forecasts with charts
Financial snapshot with expense/savings/free percentages
Spending by category donut chart & top 5 expenses
PDF export for dashboard, yearly report & expense list
CSV export for spreadsheets
Automatic weekly backups & manual backup/restore
120+ world currencies
Custom categories with color coding
Active/inactive expense management with end dates
All data stays on your device — no account required

4Budget is built for people who want a no-nonsense budget tool without the complexity of full-blown finance apps. Your data, your device, your budget.


## Version history (last 4 releases)

### 2.0 — 2026-03-16

Complete Dark Redesign — 4Budget 2.0 is a major visual overhaul. Every screen has been rebuilt from the ground up with a premium dark interface inspired by our app icon's cyan and blue tones.

New dashboard hero section with at-a-glance "Available" balance and utilization ring
Redesigned summary cards with icons, gradients, and color-coded borders
Improved category breakdown with gradient-filled progress bars
Refined expense list with color-coded side stripes and cyan highlights
Modernized calendar with pill-shaped day cells and smooth selection states
All charts, stat boxes, and forecast views updated for the dark theme
Better screen utilization and readability throughout

All existing features and your data are fully preserved — no action needed on your part.

### 1.4 — 2026-03-02

Bug Fixes

Calendar payment accuracy – Fixed a critical bug where the calendar didn't correctly calculate recurring payments based on your next payment date and frequency settings. Payments now show up on exactly the right days, including proper handling of month-end dates (e.g. Jan 31 → Feb 28).

Edit from calendar – Tap any expense or saving directly in the calendar view to open the editing view. No more switching tabs just to make a quick change!

Day view – Tap on any day in the calendar to see all payments due on that specific date. If there are no payments scheduled, you'll see a friendly "No payments for this day defined" message.

New Features 

Monthly Cost Overview – New "Monthly Cost" button in the calendar tab! Get a clear picture of your financial future with:

        - 6-Month Forecast – Stacked bar chart showing upcoming expenses and savings with next month's total at a glance
        - 12-Month Forecast – Long-range prediction with peak and lowest month identification
        - Financial Snapshot – See your expense, savings, and free income percentages plus annual projections

        CSV Export – New "CSV" button next to the PDF export in the expenses tab. Export your expense list as a CSV file to share with other apps, open in Excel, or use for your own bookkeeping.

### 1.3 — 2026-03-01

What's New
Multi-Currency Support
Choose from over 120 world currencies. Tap the currency button on the Dashboard to switch — all views, calculations, and PDF exports update instantly. Your selection is saved automatically.
Backup & Restore
Your data is now protected with built-in backups:

Automatic weekly backups — the app creates a backup every 7 days on launch, keeping the most recent 6 (older ones are removed automatically).
Manual backups — create a snapshot anytime from Settings → Backup & Restore.
Export — save any backup externally (Files, iCloud, email, AirDrop) using the share button.
Restore — roll back to any stored backup or import a previously exported .4budget file. A confirmation prompt protects against accidental overwrites.
Each backup captures everything: expenses, categories, income, currency, and theme settings.

Sort Expenses by Frequency
The Expenses tab now has a "Frequency" sort option — quickly group monthly, quarterly, and yearly expenses together.

Bug Fixes
Amount Fields — Cursor No Longer Jumps
Typing amounts in income, add expense, and edit expense fields now works smoothly. The cursor stays where you type instead of snapping to the end after every character.
Save Buttons Work Reliably
Fixed an issue where saving income or expenses could silently fail — the entered value was not committed until the field lost focus, so tapping Save immediately would keep the old value. Values now update in real time as you type.
Savings / Expenses Sheet Opens Correctly
Tapping the Savings card no longer sometimes opens "Configure Expenses" (and vice versa). Replaced the dual-state sheet logic with a single reliable pattern that eliminates the race condition entirely.

### 1.2 — 2026-02-28

No release notes.

## More apps by Robert Poetzsch

- [4RSS](https://appshunter.io/ios/app/4rss/id6756433329)
- [4Meds](https://appshunter.io/ios/app/4meds/id6760107781)
- [4DI — Data Integrity Tool](https://appshunter.io/ios/app/4di-data-integrity-tool/id6760180866)
- [4Migraine](https://appshunter.io/ios/app/4migraine/id6760842125)
- [4ToDo](https://appshunter.io/ios/app/4todo/id6760901710)

All apps by Robert Poetzsch: https://appshunter.io/developer/1860642630

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
