# 500 Loan - Soft Credit Check — Borrow 500 Dollar Loan Now! > App connects users to lenders for quick, $500 cash loans with soft credit checks. (iPhone/iPad app by CASH ADVANCE USA LLC.) - Source: https://appshunter.io/ios/app/500-loan-soft-credit-check/id6476809781 (this page in markdown: same URL + `.md`) - Developer: [CASH ADVANCE USA LLC](https://appshunter.io/developer/1727840424) - Category: Finance - Price: Free - Rating: 3.50/5 from 40 App Store ratings · 20 written reviews indexed - Age rating: 17+ - Requires: iOS 13.4 · 16 MB - Languages: American English - Released: 2024-02-07 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/500-loan-soft-credit-check/id6476809781/reviews.md ## What is 500 Loan? Didn’t manage to prepare for unexpected expenses? Our app, with a 500-dollar loan feature, can help! You can borrow cash around the clock with this easy-to-use tool. Give our 500-dollar loan app a go! Got bills overdue? A car repair costing $500? Get instant cash with our app. It's designed to offer quick and straightforward cash access to everyone. Experience instant $500 borrowing! Manage your expenses effortlessly and securely with our Borrow Money app. Yes, extra money right in your pocket and all from your mobile gadget! Future emergencies? Always unpredictable! Control emergencies from your home with quick cash loans. Short-term financial problems? Our easy $500 loan app is your solution! Aiming to enable each user to get cash today, wherever they are, we created this Borrow Money app. Say goodbye to paperwork and wasted time. If your next payday is eons away and you need immediate money, our app can come in handy. Grab cash right away with our app! Our 500-dollar loan app provides several vital services. These are some of the advantages: - Available 24/7, always at your fingertips - Fast way to borrow money online in a pinch - Same-day approval decision - Soft check of your credit - Instant loans without all the paperwork - No hidden fees - Money solutions for those with poor credit ratings It’s important to understand there are no "no credit check loans." Lenders always want to look at your personal and job details before giving you a loan. It means a soft credit check. But don’t worry! It doesn’t harm your credit history when you borrow a $500 loan. Even those with less-than-stellar credit can borrow money using our app. Seize the opportunity to secure funds for your needs now! Let our app introduce you to a trusted lender and get things sorted swiftly. Need cash right this minute? Fill out our form. DISCLAIMER Our app's role is not as a direct payday loan lender but as a connection with our database of direct lending services. There are no fees charged for putting you in touch with payday lenders. By providing your personal and employment info in this app for quick cash loans, you permit the chosen lenders to examine your data. Repayment Terms Payback periods for a $500 loan typically range from 65 days to 2 years, with lending conditions varying based on your chosen lender. Disclose the Annual Percentage Rate (APR) & Additional Fees Your APR won't go higher than 35.99%. The lowest APR you can get is 7.75%. Loan Example: - You borrow: $500. - You pay back in: 6 Months. - Your interest rate is: 24.75%. - You pay monthly: $89.45. - Your loan's total repayment amount: $536.71 Eligibility criteria The basic requirements to qualify for the loan are: - Minimum age: at least 18 years old; - Income verification: steady income of at least $1,200 / month (paycheck, retirement, disability benefits, child alimony); - Residency restrictions: our app is available in states where lending laws allow a $500 loan, but it ISN’T available in Arizona, Arkansas, Connecticut, the District of Columbia, Georgia, Maryland, Massachusetts, New Jersey, New York, North California, Pennsylvania, Vermont, and West Virginia. Data Security Our app handles user data safely and securely thanks to encrypted technology. Thanks to this fact, no third party is involved in the borrowing process of a $500 loan. We operate in compliance with relevant data privacy regulations. It helps us ensure data confidentiality, integrity, and availability. Responsible Lending We aim to promote responsible lending and provide you with all the information on how to borrow money reasonably and avoid over-borrowing. Also, you are advised to check the alternatives, such as borrowing from friends or family members or selling stuff on Facebook Marketplace, before using our $500 loan app. Have the app? Then borrow cash now! You'll get a quick, effortless loan for immediate use! ## Key features - Borrow up to $500 cash - Available 24/7 - Fast online borrowing - Same-day approval decision - Soft credit check - No hidden fees - Solutions for poor credit ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/500-loan-soft-credit-check/id6476809781/reviews.md ### 1/5 — Scam *2024-07-24* They are not the bankers ### 1/5 — SCAM *2024-07-17* I feel like this is a scam random people started calling an texting after I gave my personal information ### 5/5 — just 4 star rate *2024-07-16* just 4 star rate no text ### 5/5 — nice *2024-07-16* took 200 with no problems ### 5/5 — Like it *2024-07-16* easiest app for loans ### 5/5 — just 4 star rate *2024-07-16* just 4 star rate no text ### 5/5 — Love love love! *2024-07-13* I never write reviews and I know....everyone says that but I’ve used other money loan apps and this by far is my favorite one! No crazy fees, everything is broken down really clear and I’ve never had issues with my payments processing or anything. I also enjoyed how my payments were broken down in 4 payments which means the loan was paid off super fast! Will use again when needed! Thank you!!! ### 5/5 — Love this app and the folks at 500 Loan. *2024-07-13* I appreciate this service immensely, and it’s super fast. The app is well constructed and smooth to use. Thank you, 500 Loan! ### 5/5 — Easy *2024-07-13* This was a really easy borrow ### 5/5 — Easy to use *2024-07-12* Great monthly apy %. ATM fees are refunded. No added fees direct deposit comes 1-2 days sooner for biweekly paycheck. I love this app. ## Frequently asked questions about 500 Loan ### What is this app for? This app helps users borrow cash, specifically around $500, for unexpected expenses or short-term financial needs. It acts as a connection to a database of direct lending services, offering a fast and straightforward way to access funds without extensive paperwork. ### What are the key features of this app? Key features include 24/7 availability, a fast online borrowing process, same-day approval decisions, and a soft credit check that does not harm your credit history. It also emphasizes no hidden fees and provides money solutions for individuals with poor credit ratings. ### How much does it cost to use this app? The app itself is free to use. It does not charge fees for connecting users with payday lenders. However, the lenders you are connected with will have their own repayment terms, interest rates (APR), and potential fees associated with the loan. ### What are the repayment terms and APR for a loan? Repayment periods for a $500 loan typically range from 65 days to 2 years, depending on the lender. The Annual Percentage Rate (APR) will not exceed 35.99%, with the lowest possible APR being 7.75%. For example, a $500 loan over 6 months at 24.75% APR would result in a monthly payment of $89.45 and a total repayment of $536.71. ### Who is eligible to use this app for loans? To be eligible, you must be at least 18 years old and have a steady income of at least $1,200 per month from sources like paychecks, retirement, disability benefits, or alimony. The app is also available in states where lending laws permit its services. ## Version history (last 1 release) ### 1.0 — 2024-02-07 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*