# 50Fin — Loan against Securities

> Loan against Securities (iPhone/iPad app by FIFTY FINTECH PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/50fin/id1669039122 (this page in markdown: same URL + `.md`)
- Developer: [FIFTY FINTECH PRIVATE LIMITED](https://appshunter.io/developer/1669039124)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 13.0 · 66 MB
- Languages: English
- Released: 2023-04-15
- Data updated: 2026-05-19
- User reviews in markdown: https://appshunter.io/ios/app/50fin/id1669039122/reviews.md

## What is 50Fin?

Unlock the Power of Your Investments with 50Fin – Fast, Secure, & Hassle-Free Loans Against Mutual Funds & Stocks!

Maximize the potential of your mutual fund and stock investments with 50Fin – the platform that enables you to unlock liquidity by pledging your assets as collateral. Skip the lengthy paperwork, credit checks, and enjoy instant loan approval and quick disbursals.

Why 50Fin? 
- Instant Loan Approval – No waiting, no hassle
- No Minimum CIBIL Required – Easy access for more investors
- Quick Disbursal – Get your loan within hours
- Zero Preclosure Charges – Repay anytime without penalties

How 50Fin Works:
Fetch Your Portfolio: Connect and assess your mutual fund or stock portfolio instantly.
Pledge Your Assets: Select mutual funds or stocks as collateral to unlock funds.
e-Agreement & e-Mandate: Complete your loan process digitally in just a few clicks.

What Makes 50Fin Different? 
- Instant Approvals – Based on your portfolio, with a minimum of ₹50,000 in mutual funds or ₹2,00,000 in stocks.
- 10,000+ Mutual Funds & 1000+ Stocks Covered – We support a wide range of investments.
- Transparent Terms – Simple interest at 10.45% per annum with no hidden fees or EMI complexities.

Eligibility & KYC Checklist: 
- Mutual Funds & Stocks Accepted
- Age: 18 to 65 years
- Minimum MF Portfolio: ₹50,000
- Minimum Stock Portfolio: ₹2,00,000
- Indian Nationality & Regular Bank Account
- Required Documents: Aadhaar, PAN, Selfie Verification

Stay Ahead with 50Fin: Partners in Growth – Proudly partnered with Bajaj Finserv
- Flexible Repayment – Repay whenever you want, with no pre-closure charges
- Manage Your Loan on the Go – Easily track your payments and loan schedule using our app

Minimum period for repayment - 1 Day
Maximum period for repayment - 3 Years
Maximum Annual Percentage Rate - 10.5%

Visualize Your Loan Experience:
Principal Amount => ₹1,00,000
Annual Interest Rate(APR) = 10.5%
Tenure => 36 Months
Pay only Interest for 36 months = ₹875 x 36 = 31,500. (The principal amount needs to be repaid at the end of the loan tenure)
Processing Fee = Starting from ₹999 + GST
Total Loan Repayment Amount = ₹1,31,500 (Principal and Interest)
Total Cost of Loan = Interest Amount + Processing Fees = ₹31,500 + ₹999 = ₹32,499 (Excluding GST)


Note: We do not provide Personal Loans
NBFC Partner: Bajaj Finserv Ltd.

Links:
- Visit Our Website: 50Fin
- Privacy Policy: 50Fin Privacy
- Contact Us: support@50fin.in


## Version history (last 5 releases)

### 2.3.20 — 2025-05-28

- Bug fixes and improvements

### 2.3.18 — 2025-04-16

- Bug fixes and improvements

### 2.3.14 — 2025-03-20

- Bug fixes and improvements

### 2.3.13 — 2025-03-19

- Bug fixes and improvements

### 2.3.9 — 2025-03-05

- Bug fixes and improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-19.*