Money Monitor User Reviews

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  • Love it

    The app is great. It has truly helped track each penny I spend and keeps me limited to the budget I have allotted for each category for the month. Extremely helpful! I think I will try the bundle to also have the debt manager and other features.
  • Convenient but a few bugs

    I have used many expense tracking apps, and this one has interesting functionality but a few bugs or functionality oversight.
    Weekly and bi weekly recurrent expenses do not work. The expense is applied for the days I created it not doesn’t repeat even if it shows as recurrent. For the monthly recurrent expenses, it is not possible to override the amount for a month. Example: your utility expense is recurrent, but it is not the same amount every month, so you cannot set it as a recurring expense that you can adjust every month.
    It is possible to set up a recurring bill with auto-pay, that will show up in the transaction list and in the account and category that it was assigned to, but it is not possible to specify a budget for recurring bills with auto-pay so we cannot track those expenses against a budget unless we manually edit each transaction when the bill is automatically paid in order to assign it to a budget. Not sure why they don’t allow selecting a Budget when a recurring bill is set up as auto pay.
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  • Highly Functional

    Pros:
    I had previously been using pocket expense, but they have been having syncing issues and I lost several months’ worth of data. This app had everything I needed: unlimited number of accounts, some sort of backup (I use Dropbox, but there is also an option to backup onto your desktop/laptop), and manual transaction entry. You can also email reports of transactions/budgeting history to yourself. Entering data is fairly easy, and budgets are highly customizable. You can also add spending categories as needed. I personally use tracking apps to make myself more aware of my spending, so apps like Mint that sync with your accounts automatically are pretty useless to me. It’s also much easier to add gift cards or prepaid cards on manual spending trackers. This app has a ton of features I never use, like recurring bill payments and dating transactions down to the second. I don’t find the ads particularly intrusive; they’re only a few seconds long.

    Cons:
    Users should know that they only have 500 transactions on the free app. There is the option to export your data to the paid version once you have reached that limit. The app also does not have a calendar view of all expenses, only of recurring bills. A final very nitpicky comment: the user interface feels old and clunky.

    These are extremely minor points though. Love this app!
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  • Everything I need

    I needed an app to track both my cash flow and my budget. At first, I looked at several apps and settled on separate ones to do each of these functions. But then I discovered this app to do both. It is incredibly flexible, letting me add/track any kind of account – I even use it to track the cash balances on my gift cards. It also has several different reports that let me see things like account balances and my budget status in an instant. I don't know if it has the ability to link to accounts, but I don't allow apps to do so, so this app was perfect. It's easy to enter transactions and make changes on the fly. I am currently using the ad-supported free version, but the ads are financially relevant and not intrusive. Well done!
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  • Money Monitor Review

    Pros:
    Money Monitor is a great app to see where your money is going. It has the ability to track bills, expenses, income, and budgets. It has several reports that can be exported including income vs expenses, category report, bill report, and more. You can create custom categories and rename and delete default ones. The app also lets you set a frequency of bills, budgets and income.

    Cons:
    I am using the free version and it is is very ad heavy. I am also having an issue with transactions being added automatically (which I am sure I setup somewhere). The app is a bit cumbersome to add a new payee, but once added very easy to search and find it. It will take some time to set the app up (i.e. Salary, bills, payees, budgets, etc) but this is expected in most apps. It doesn't have any type of bank account linking (that I've seen) so transactions on a debit or credit card still need entered manually.

    Overall a great app. I've tried several others before committing to this app. This app does things many paid apps do (and paid meaning like $10/mo!). Overall, very impressed with the app and highly recommend it to track all of your finances.
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  • Favorite Budgeting/Record Keeping App

    This app has everything I need to record transactions and finances however I need to. It allows you to create accounts and separate finances without having to change your actual bank account. I love this app and use it religiously!

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