# 5paisa: Demat, Stocks & IPO — Open Free Demat & Trade Stocks

> Stock market trading and investment app with Demat account, F&O tools, and mutual fund investing. (iPhone/iPad app by 5paisa Capital Limited.)

- Source: https://appshunter.io/ios/app/5paisa-demat-stocks-and-ipo/id1156366609 (this page in markdown: same URL + `.md`)
- Developer: [5paisa Capital Limited](https://appshunter.io/developer/1156366608)
- Category: Finance, Business
- Price: Free
- Rating: 4.40/5 from 386 App Store ratings · 104 written reviews indexed
- Age rating: 4+
- Requires: iOS 17 · 177 MB
- Languages: American English
- Released: 2016-10-05
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/5paisa-demat-stocks-and-ipo/id1156366609/reviews.md

## What is 5paisa?

Unleash Your Stock Market Potential with 5paisa

Dive into the dynamic world of stock trading and investing with the all-encompassing 5paisa stock market app. Whether you're a seasoned trader seeking advanced stock market tools or a beginner eager to start your investment journey, our app is built to cater to diverse stock trading and investment needs.

Demat Account Opening

• Open your FREE Demat account* in under 5 minutes with a fully paperless process.
• Enjoy flat brokerage of ₹20 per order across stocks, derivatives, commodities, and currencies.
• Get an all-in-one stock trading & Demat account with seamless stock investing experience.
• Benefit from a smooth and 100% digital KYC process.

FnO 360 – Advanced Futures & Options Trading Tools

The FnO 360 suite is designed to simplify F&O trading with powerful tools and real-time market insights.
• Option Chain: View strike prices, premiums, and trend analysis.
• Open Interest Analysis: Track open interest changes to gauge market sentiment.
• Predefined Trading Strategies: Utilize bull spreads, iron condors, and more for different market conditions.

5paisa Pay Later - Access 4X Margin Trading Facility Starting From 0.026%
• Intraday trading with MTF, allowing higher leverage for stock trades.
• Access margin trading facility with 5paisa with interest rates starting only at 0.026% per day!

Stocks & Equity Trading

• Live Market Updates: Stay ahead with real-time stock quotes from NSE & BSE.
• Effortless Order Placement: Execute trades with a single tap.
• Custom Watchlists: Create and sync multi-asset stock watchlists.
• Stock SIP: Automate investments daily, weekly, or monthly for consistent wealth building.

IPO Investments

• Pre-Apply for IPOs to avoid last-minute rush.
• 24/7 IPO Access: Get the latest IPO market updates and apply via UPI.

Mutual Funds

• 4000+ Mutual Fund Schemes: Invest with zero transaction fees.
• Start Small: Begin your SIP investments with just ₹100 per month.
• Expert Fund Selection: Access handpicked mutual fund recommendations for SIP & lump sum.
• Real-Time Portfolio Tracking: Monitor fund performance anytime.

Core Features of the 5paisa Trading App

• 5paisa Pay Later: Unlock margin trading now at just 0.026% per day, down from 0.045%!
• Real-Time Price Alerts: Stay updated with timely stock price notifications.
• Advanced Charting Tools: Analyze market trends with Tradingview and ChartsIQ integration.

• Instant Fund Transfers: Transfer money instantly via UPI, NEFT, RTGS, and IMPS.
• Quick Withdrawals: Process withdrawal requests directly from the app.

Download the 5paisa stock trading app today and open your free Demat account to start your trading and investment journey. Experience an all-in-one stock market app designed for your trading needs.

Connect with us:

• Website: https://www.5paisa.com
• Facebook: https://www.facebook.com/5paisa
• LinkedIn: https://www.linkedin.com/company/5paisa
• Instagram: https://www.instagram.com/5paisa/
• Twitter: https://twitter.com/5paisa
• Call: 8976689766
• Email: support@5paisa.com
• Contact us: https://www.5paisa.com/contact-us
• FAQs: https://forum.5paisa.com/portal/en/kb/5paisa
• Community: https://tradebetter.5paisa.com/
• Disclaimer: https://www.5paisa.com/terms-and-conditions
 
Registered Office: IIFL House, Sun Infotech Park, Road no. 16V, Plot no. B-23, MIDC, Wagle Estate Rd, Industrial Area, Thane, Maharashtra 400604

©2026, Member name: 5paisa Capital Ltd
SEBI Registration Number : INZ000010231
AMFI Registration Number : ARN-104096

Member Code: NSE Member ID: 14300 | BSE Member ID: 6363 | MCX Member ID: 55945
Registered Exchange/s name: NSE | BSE | MCX
Exchange approved segment/s: Equity, Derivatives, Currency, Commodity and Mutual Funds
Depository Participant: CDSL
SEBI Depository Registration: IN DP CDSL: IN-DP-192-2016

## Key features

- Free Demat account opening
- Flat ₹20 brokerage per order
- Advanced F&O trading tools (FnO 360)
- Margin trading facility (5paisa Pay Later)
- Live stock market updates
- Zero commission mutual fund investing
- IPO pre-application

## What do users think of 5paisa?

Overall sentiment: negative

**Pros**

- 💡 Convenient and well-integrated features
- 💡 New features for MF performance
- 💡 Excellent User Interface & Detailed SWOT Analysis
- 💡 Low brokerage charges
- 💡 Prompt customer support and dispute resolution

**Cons**

- 🐛 App not working/crashing frequently
- 🐛 Inaccurate or not updated data
- 🐛 Hidden charges and account freezing
- 🐛 Poor customer support/unresponsive
- 🐛 Technical issues during trading/orders
- 🐛 Login problems/invalid API key
- 🐛 UI/UX issues and not mobile responsive
- 🐛 Difficult withdrawal process
- 🐛 App hangs/slow performance
- 🐛 Scams and misleading advice
- 🐛 Poor readability/small font sizes
- 🐛 Unstable app, frequently crashing
- 🐛 App not user-friendly
- 🐛 Hidden charges
- 🐛 Difficult account closure process
- 🐛 Inconsistent app interface/changes
- 🐛 No dark mode
- 🐛 No biometric login option
- 🐛 App not working on older iPhones
- 🐛 Confusing jargon and unreliable data
- 🐛 Automatic trading without client information
- 🐛 App closes automatically
- 🐛 No transparency in trading
- 🐛 Order charges depend on mood
- 🐛 Technical issues during trading/orders
- 🐛 App not working at crucial timings
- 🐛 No contact support in Tamil
- 🐛 Account never gets activated
- 🐛 Too much marketing
- 🐛 Misleading information and hidden deductions
- 🐛 Slow updation of share prices
- 🐛 Not reliable in iOS
- 🐛 Login problem on iPhone
- 🐛 App needs lot of improvement
- 🐛 Pathetic and worst service
- 🐛 No proper response from customer care
- 🐛 App full of bugs
- 🐛 Not able to sell immediately after buy
- 🐛 App getting slower in new version
- 🐛 Worst app and no customer service
- 🐛 Trade station not working properly after 2 pm
- 🐛 No response from customer support
- 🐛 Withdraw issue and no contact support
- 🐛 App should be updated
- 🐛 Account never gets activated
- 🐛 Buying or Selling Error
- 🐛 Too much marketing
- 🐛 Not a good app for Trading
- 🐛 Hange
- 🐛 Unrealized P&L does not work
- 🐛 Login problem
- 🐛 Not working in iPhone X
- 🐛 Not a logical app for reports
- 🐛 Pathetic and worst what you can get ever!!!!
- 🐛 Worst Brokerage app
- 🐛 App needs lot of improvement.

**Commonly reported bugs**

- App not working
- App asking for update but not updating
- Inaccurate data
- Not updated data
- Pop up blocker for notifications
- Cannot replace top visible indices by drag-drop
- Cannot access charts easily
- Cannot see market depth, high/low by clicking on contacts
- Filters applied on positions don’t stay
- Only see YTD mtm, date filters don’t work
- MTM not inclusive of brokerage and charges
- Tax pnl not available
- Invalid API error
- Mobile number field only allows 10 digits
- Caution screen not moving on iPhone 14 Pro
- Mutual funds autopay not showing properly
- Equity tab not refreshing instantly
- View queries in support not working
- Lumpsum MF order shows pending with pay now button
- MF investment screen selects SIP instead of lumpsum
- Amount resets when changing to lumpsum
- Payment page not opening
- App freezes and lags
- App crashes
- Connection issues
- App hangs oftenly
- Very slow for transaction
- Mobile number modification took 25 days
- KYC rejection with different reasons
- Support team not responding
- Office people work blindly
- Team full of idiots
- Not able to see funds of security sold
- Customer services calls not reachable
- Face ID asking multiple times
- No updated details of holdings
- Customer support team is lazy and misleading
- KYC form rejected for temporary address
- Equity trade will not provide chart for the day
- IPO mandate not created after 12 pm on last day
- App will buffer and buffer
- BSE IPOs cannot be applied
- Not able to see the funds of the security I sold
- Customer services calls are not reachable
- Agent does not understand anything
- App hanged a couple of times while executing orders
- Order couldn’t be modified
- Invested amount of stocks not showing
- Cannot identify invested amount of each stock
- Cannot get details of how many times bought/average
- Fonts are too small
- No one responds regarding issues
- App appearance not attractive
- Technical error showing short selling
- Order not placed/modified
- Buying/selling window takes time to load
- Login option hidden under keyboard
- App not working/crashing
- Order status not reflecting
- Withdrawal process complicated
- Customer support responses atrocious
- Automated responses and closed tickets without solution
- BTST shares sold 1.5 months back
- Cannot reach customer support phone number
- App stops working without prior information
- End up losing money
- Low prices for equity when selling
- Higher than market prices when buying
- Customer support is insane
- Trading happens automatically without informing client
- Not getting deposited money
- Showing negative figure for deposited money
- No proper response from customer care
- App closes automatically
- Doesn't open reports/options immediately
- Lot of bugs in the app
- Sq off error
- Bad Customer Service
- App is fine
- Customer service is pathetic
- Won’t respond to email
- Unstable app, frequently crashing
- Web browser not mobile friendly
- Operational disruption over weeks
- App crashing or have some issues
- Order status was not reflecting at crucial timings
- Huge loss due to lag
- No customer support
- Updated issue as resolved by just apologizing
- Notification alert error
- Not getting any sound for notification alert
- Never buys anything in current market price
- Can we add face id instead of using password and date of birth
- Portfolio won’t update properly
- No Face ID no finger print
- Server goes off
- Interface changes every month
- Slow and glitchy
- Different balances in profile vs order book
- No dark mode
- No option to use biometric login
- Using web views in some 3rd party frameworks
- Account opening in progress but shows completed
- Not allowing to trade
- Technical issues message
- Lacks consistency in app page
- Cannot see message when clicking notification
- Time taken to credit amount is very long
- Worst app...with indefinite issues
- Account activation issues
- No response to messages/WhatsApp
- Customer care not connecting calls
- No updates after account opening
- Unidentified charges
- Terminal hangs
- Order charges depend on mood
- Chat bot guides to wrong options
- Option for queries is stupid
- Highly complicated app
- Mobile app doesn’t works properly
- Need to keep logging in again and again
- Not able to make payment
- Stuck in login page
- Options buy sell module got screwed up
- Not able to add options with particular strike price in watchlist
- Not able to see options strike and price
- Not able to buy or sell nifty/bank nifty options
- Purchase share from account without informing
- Cannot send money back to saving account
- Showing no available balance for withdrawal
- Technical issue on Friday
- Cannot sell stocks bought
- Stuck when selling stocks
- Registering as completely different trade
- Mobile number not registered
- Hangs or goes offline
- Can never cut orders
- Always incur loss
- App got hanged
- Not take order successfully
- Impossible to gain profit from mobile app
- Lose something in 5paisa mobile app
- App itself very slow
- Nowhere in competition with other Broking app
- Never loads portfolio
- Something went wrong
- New version very slow and hanging while placing order
- No customer service
- Trade station not working properly
- Not even places order
- Takes too much time
- Harmful for option traders
- Lost everything
- Not able to do trading in F&O segment
- Charged 1000Rs but deducted 1170Rs
- No response from customer care
- No call back
- Withdraw issue
- No contact support in Tamil
- Issue is resolved but did not happen
- Not able to log in iPhone 6s
- Invalid Head Parameters error
- Account never gets activated
- No one replied or emailed about account activation status
- Unable to process your request please try after sometime
- Haven’t heard my concerns
- Continuous marketing email, sms and notifications
- Hidden deductions
- Deductions happen every other day
- Not capable of doing anything
- Unprofessional and unethical
- Very very slow in updation of shares price
- App crashes
- Hange
- Sometimes taking too much time to opening apps
- Sometimes no open
- Unrealized P&L does not work
- Hard to trade if you don’t know much you made/loss
- Login problem on iPhone 7
- No login option in mobile app
- Bug still remains
- Not working in iPhone X
- App needs lot of improvement
- How much is the cash balance?
- Full value of holdings vs average purchase price not real-time
- Data is not reliable
- Avg Purchase Price of some stock is '0'
- Confusing jargon
- App stops working at any time
- Trading happens automatically
- No proper response from customer care
- Not managing customer calls
- Never reply on time
- Not getting deposited money
- Showing negative figure
- No one willing to justify
- App closes automatically
- Doesn't open reports/options immediately
- Lot of bugs in the app
- Android version looks better compared to apple version
- App needs lot of improvement

**Most requested features**

- Add reports in the iOS version
- Add dark mode
- Add option to use biometric login
- Improve app stability and user-friendliness
- Add Face ID instead of password and DOB
- Show profit/loss till date on watchlist
- Improve charts and add full-screen feature/rotation on iPad
- Make the app more user-friendly and creative like a single-page trading terminal
- Add option for changing quantity in default placing order list
- Improve app interface and appearance of portfolio
- Show invested amount of each stock and average purchase price
- Add glossary of terms for confusing jargon
- Improve app performance
- Make app more responsive and less buggy
- Add Tamil speaking customer support
- Improve customer engagement through fair methodology
- Provide complete information and stop hidden deductions
- Improve app performance and fix bugs
- Improve app stability and user-friendliness
- Add option to use biometric login
- Show profit/loss till date on watchlist
- Improve charts and add full-screen feature/rotation on iPad
- Make the app more user-friendly and creative like a single-page trading terminal
- Add option for changing quantity in default placing order list
- Improve app interface and appearance of portfolio
- Show invested amount of each stock and average purchase price
- Add glossary of terms for confusing jargon
- Improve app performance
- Make app more responsive and less buggy
- Add Tamil speaking customer support
- Improve customer engagement through fair methodology
- Provide complete information and stop hidden deductions
- Improve app performance and fix bugs

## Recent user reviews (10 of 104)

All indexed reviews: https://appshunter.io/ios/app/5paisa-demat-stocks-and-ipo/id1156366609/reviews.md

### 1/5 — Mr

*2026-04-15, version 6.0.5*

Very poor APP not working asking update but not updating

### 5/5 — Convenient and well-integrated features

*2025-08-18, version 4.18.2*

Earlier I used to check the option chain on NSE, then calculate Greeks separately in Excel before placing trades. Here, the Greeks are visible in the option chain itself and trades can be placed from the same screen. The whole process feels seamless and way less stressful now.

### 5/5 — Good job

*2025-04-19, version 4.15.6*

Its getting better with this app. They added new features to see 5 year’s performance of the MF directly from my portfolio. Awesome thanks . It will be better to add some reports in the iOS version of the app

### 1/5 — The app shows inaccurate data and does not show updated data many times.

*2024-10-10*

I have emailed multiple times and still the app shows incorrect and not updated data risking investors and their investments.

**Developer response:** Hi, please share your ticket number or Client ID so we can check and connect with you. If you do not have a ticket number you can write to us at support@5paisa.com and we will help you.

### 1/5 — Some obvious and some not so obvious improvements needed

*2024-10-07*

1. Since the new app rollout, there is a pop up blocker to turn the notification on. I have consciously turned it off. 
2. Cannot replace the top 2 visible indices by drag-drop from the 6 holders available. Need to delete the one not wanted and the one that is needed.

Legacy issues- 

New app is better in terms of looks but the glaring UX issues continue to be present. 
1. Cannot access charts easily. Still have to go back to Zerodha kite for that.
2. Cannot see market depth, high/low by clicking on contacts, have to go to watchlist for that
3. Filters applied on positions don’t stay, have to apply them every time.
4. Can only see YTD mtm, date filters don’t work 
5. MTM is not inclusive of brokerage and charges. Tax pnl is not available on the app.

Not app but platform issues
1. Not sure if charges of Ultra trader pack are considered as deductible in tax pnl
2. Have to place multiple small orders as margin does not consider benefit of have opposite option position. This, Straddle/strangle needs 4-5 orders to set up with full margin utilisation.

**Developer response:** Hi, we assure you that your feedback has been forwarded to the relevant department for further investigation. Also, please share your ticket number or Client ID so we can check and connect with you. If you do not have a ticket number you can write to us at support@5paisa.com and we will help you.

### 1/5 — Disappointing Experience with 5paisa: Beware of Hidden Charges and Account Freezing

*2024-10-05*

Rating: 1/5 I opened an account with 5paisa, attracted by their initial promise of "no maintenance charges." However, after some time, they started charging quarterly fees without prior notification. This was a shocking breach of trust. To add insult to injury, 5paisa recently froze my account, citing KYC requirements. This has prevented me from selling my stocks, effectively locking my investments. Key Concerns: 1.⁠ ⁠Hidden charges: 5paisa reneged on their initial promise, introducing quarterly fees without warning. 2.⁠ ⁠Account freezing: Unilateral decision to freeze my account, hindering my ability to sell stocks. 3.⁠ ⁠Lack of transparency: Insufficient communication regarding charges and account status. Recommendation: Avoid 5paisa and consider alternative brokerages like: 1.⁠ ⁠Zerodha 2.⁠ ⁠Angel Broking 3.⁠ ⁠Grow These platforms offer more transparent pricing and better customer service.

**Developer response:** Hi, we apologize for the inconvenience caused. Please share your ticket number or Client ID so we can check and connect with you. If you do not have a ticket number you can write to us at support@5paisa.com and we will help you.

### 1/5 — What’s GOING ON!!

*2024-09-23, version 4.11.7*

I SUGGEST AS A PERSON WHO HAS BEEN INVESTING AND TRADING FOR WHILE NOW TO UNDERSTAND HOW AM I TO INVEST OR TRADE WHEN THE APP WONT WORK OR GIVE ME ERRORS LIKE “invalid API”

### 1/5 — Worst app. No contact support.

*2024-09-22, version 4.11.6*

Worst experience.
Avoid to use this application.
Your money will be wiped out in front of your eyes but you will not be able to trade. You cant sell your shares.

Customer support is very bad. 

I did not do trading for 2 years so they had freeze my account. When I try to trade, it was inform to reactivate by re KYC.

I have sent all documents several time from my registered email ID but these guys are rejecting evertime my KYC and everytime they reject with different reasons.

I have sent documents minimum 20-22 times. Still everytime  they are rejecting  my KYC citing different different reasons.

I am sending all my documents from registered email id.

 From last several months, i am contiously writing and sending documents so that I can trade. But these guys are not helping me out.

They are mentally torturing.

### 1/5 — Unable to login

*2024-09-19, version 4.11.6*

Getting Invalid API key error while trying to login

### 2/5 — Mobile number

*2024-09-14, version 4.11.6*

UK mobile numbers have 11 digits. When you sign up and asks for your mobile number the text field only allows for 10 digits that is without the 0. When you design an app mr developer you should TAKE INTO ACCOUNT all kinds of scenarios. It’s ridiculous!

## Frequently asked questions about 5paisa

### What does the 5paisa app do?

The 5paisa app is a comprehensive platform for stock market trading and investing. It allows users to open a free Demat account, trade stocks, invest in mutual funds with zero commission, and apply for IPOs. It also provides advanced tools for futures and options trading and offers a margin trading facility.

### What are the key features of the 5paisa app?

Key features include a paperless Demat account opening process, flat ₹20 brokerage per order, advanced F&O trading tools like Option Chain and Open Interest Analysis, a margin trading facility starting at 0.026% per day, live market updates, and zero commission investing in over 4000 mutual fund schemes. It also supports IPO pre-application and automated stock SIPs.

### How much does it cost to use the 5paisa app?

Opening a Demat account is free. The app offers a flat brokerage of ₹20 per order for stocks, derivatives, commodities, and currencies. Mutual fund investments are commission-free. There is a margin trading facility available with interest rates starting at 0.026% per day.

### Is the 5paisa app compatible with my device?

While specific compatibility details are not provided in the description, the app is designed for mobile devices, implying it is available for both Android and iOS platforms. Users can typically check compatibility requirements on their respective app stores.

### Who is the target audience for the 5paisa app?

The app caters to a wide range of users, from beginners looking to start their investment journey to seasoned traders seeking advanced tools. It is suitable for anyone interested in stock trading, mutual fund investments, and participating in IPOs.

## Version history (last 5 releases)

### 6.1.4 — 2026-08-21

- Added key data points to the Company Page to help you make informed decisions during the CAS session, including CAS Eligibility, Indicative Close, Reference Price, Imbalance Quantity, and % Change from Close.

### 6.1.3 — 2026-08-11

- Track your complete net worth in one place - Stocks, MFs, Bank accounts, and Credit across platforms.
- Improved accessibility and enhanced TalkBack support for a smoother, more inclusive experience.
- Bug fixes & performance improvement

### 6.1.2 — 2026-07-27

- Offers: Explore the latest offers directly from your dashboard.
- AlgoSpace: Access ready-made expert algos from your dashboard &  User section under Derivatives.
- Improved performance and bug fixes.

### 6.1.0 — 2026-06-30

- T+5 Orders: Eligible stocks will now show a separate T+5 Order type tab option(Similar to MTF) on the order form, allowing you to take short-term positions with paylater flexibility for up to 5 days.

### 6.0.16 — 2026-06-12

- T+5 Orders: Eligible stocks will now show a separate T+5 Order type tab option(Similar to MTF) on the order form, allowing you to take short-term positions with paylater flexibility for up to 5 days.

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## More apps by 5paisa Capital Limited

- [5paisa School, Learning App](https://appshunter.io/ios/app/5paisa-school-learning-app/id1522246192)
- [5paisa 2.0: F&O, Stocks, IPO](https://appshunter.io/ios/app/5paisa-20-f-and-o-stocks-ipo/id6759095123)

All apps by 5paisa Capital Limited: https://appshunter.io/developer/1156366608

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*
