# 5Point Credit Union

> Mobile banking app for account management, transfers, bill pay, and branch/ATM locator. (iPhone/iPad app by Fivepoint Credit Union.)

- Source: https://appshunter.io/ios/app/5point-credit-union/id429053068 (this page in markdown: same URL + `.md`)
- Developer: [Fivepoint Credit Union](https://appshunter.io/developer/429053071)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.84/5 from 5,147 App Store ratings · 86 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 145 MB
- Languages: English, Chinese
- Released: 2011-04-15
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/5point-credit-union/id429053068/reviews.md

## What is 5Point Credit Union?

With the 5Point Credit Union Mobile app, you can check your available balances, view transaction history, transfer funds between accounts, pay your bills, view and activate your cash back offers, contact your local store, and find ATM and shared branches in your area.

To learn how we protect your privacy, please visit http://www.5pointcu.org/contents.php?intIdSection=84

## Key features

- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay bills
- Activate cash back offers
- Find ATMs and branches

## What do users think of 5Point Credit Union?

Overall sentiment: positive

**Pros**

- 👍 User-friendly app
- 🚀 Convenient and efficient
- 💳 Helpful for managing accounts
- 🏦 Great credit union overall

**Cons**

- 🐛 Bugs with check deposit feature
- ⏱️ Slow loading times
- 🔍 Missing some account details
- 🔒 Login issues on app

**Commonly reported bugs**

- Check deposit not working properly
- App crashes or freezes on certain devices
- Login issues on the app

**Most requested features**

- Add Zelle or other instant payment options
- Improve check deposit process
- Display account nicknames instead of default names
- Include credit card transaction history

## Recent user reviews (10 of 86)

All indexed reviews: https://appshunter.io/ios/app/5point-credit-union/id429053068/reviews.md

### 5/5 — The best ever

*2026-08-19, version 2026.4.2.1*

I love my credit union they are always on top of everything and I wouldn’t go to any other place

### 5/5 — Nice

*2026-08-04, version 2026.4.2.1*

Good bank

### 2/5 — Did  a instant transfer and it’s been over 2 hour and it doesn’t transfer.

*2026-07-21, version 2026.4.2.1*

.

### 5/5 — Perfecto

*2026-06-11, version 2026.01.01*

I love  this easy

### 5/5 — Review

*2026-06-06, version 2026.01.01*

One of the best decisions I’ve ever made was banking with 5Point Credit Union

### 5/5 — App

*2026-06-05, version 2026.01.01*

Awesome

### 4/5 — Could be improved

*2026-05-31, version 2026.01.01*

When a scheduled bill pay goes out it should appear on the pending section of the account the funds are coming from.

### 5/5 — Good

*2026-03-16, version 2025.10.1.1*

Good

### 5/5 — Gold star for 5 point

*2026-02-08, version 2025.10.1.1*

5Point is wonderful! The app is easy to navigate. I wish they had a virtual teller.

### 2/5 — Awful Design

*2025-12-10, version 2025.10.1.1*

I had the website bookmarked on my phone & computer forever. I wish I hadn’t removed it for this app. This is a total mess. Every time I make a change & then go back to fine-tune it, I get an error message. It doesn’t matter what the change is - account preferences, display preferences, etc. 

I tried adding the bookmark back but it looks different now. I really hate this messy app!

## Frequently asked questions about 5Point Credit Union

### What can I do with the 5point Credit Union Mobile app?

The app allows you to check your available balances, view your transaction history, transfer funds between your accounts, and pay your bills. You can also view and activate cash back offers, contact your local store, and find ATM and shared branches in your area.

### Is the 5point Credit Union Mobile app free to use?

Yes, the application is free to download and use. There are no upfront costs associated with accessing its mobile banking features.

### How do I find ATMs or branches using the app?

The app includes a feature to locate ATM and shared branches in your area. This helps you find convenient places to conduct your banking needs when you're on the go.

### Can I manage my cash back offers through the app?

Yes, you can view and activate your cash back offers directly within the 5point Credit Union Mobile app. This makes it easy to take advantage of rewards.

## Version history (last 5 releases)

### 2026.4.2.1 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.1 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.3.1 — 2025-10-23

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

## Apps similar to 5Point Credit Union

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [EducationFirstFCU](https://appshunter.io/ios/app/educationfirstfcu/id1579562961) | 4.8 (4,381) | Free | Finance |
| [DuGood Federal Credit Union](https://appshunter.io/ios/app/dugood-federal-credit-union/id1151838597) | 4.8 (2,707) | Free | Finance |
| [Rave Financial](https://appshunter.io/ios/app/rave-financial/id1565575960) | 4.8 (5,608) | Free | Finance |
| [Gulf Credit Union](https://appshunter.io/ios/app/gulf-credit-union/id517240255) | 2.8 (28) | Free | Finance |
| [Wellspring Credit Union](https://appshunter.io/ios/app/wellspring-credit-union/id935321555) | 3.0 (5) | Free | Finance |
| [Five Points Bank Mobile](https://appshunter.io/ios/app/five-points-bank-mobile/id635040666) | 4.8 (1,484) | Free | Finance |

## More apps by Fivepoint Credit Union

- [5Point Credit Union Business](https://appshunter.io/ios/app/5point-credit-union-business/id1462184969)
- [5Point FAM](https://appshunter.io/ios/app/5point-fam/id6775438141)

All apps by Fivepoint Credit Union: https://appshunter.io/developer/429053071

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
