# 6pm: Safe to Spend — Daily budget & expense tracker

> Daily budget & expense tracker (iPhone/iPad app by Quoc Khanh.)

- Source: https://appshunter.io/ios/app/6pm-safe-to-spend/id6504689878 (this page in markdown: same URL + `.md`)
- Developer: [Quoc Khanh](https://appshunter.io/developer/1460123731)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 154 MB
- Languages: American English, Vietnamese
- Released: 2024-09-10
- Data updated: 2026-10-30

## What is 6pm?

Most budget apps want an hour a week. 6pm wants one minute a day. All day it catches what you spend — Apple Pay, receipt photos, bank emails, your voice. At six, you swipe once to close the day. Tomorrow morning you get one number: what’s safe to spend today.

KNOW WHAT’S SAFE TO SPEND TODAY
One number on your Today screen, worked out from your pay, your bills and what you have already spent. Spend less today and tomorrow’s number grows.

CLOSE YOUR DAY IN ONE SWIPE
At six, 6pm shows what it caught. Keep it, edit it, or mark it not yours, then swipe once. The day is closed.

SIX WAYS TO LOG, ONE INBOX
Apple Pay taps, receipt photos, forwarded bank emails, VietQR scans, your voice and a quick keypad. Everything lands in one inbox for the close.

ASK BEFORE YOU SPEND
Can I afford a dinner on Saturday? Ask 6pm answers from your own numbers.

A BUDGET PLANNER THAT PAYS YOU FIRST
Bills are set aside and pots fill each pay cycle before anything is called spendable.

A MONEY DIARY YOU’LL ACTUALLY KEEP
Every closed day is a page. Look back at a month in one glance.

LOOKS AND COMPANIONS
Eleven looks, from Sơn Mài lacquer to Neon Alley, that follow your real clock from dawn to midnight. Six companions keep you company, and your Home Screen icon can follow the one you pick.

PRIVATE BY DESIGN
No bank login, ever. Your money stays encrypted on your iPhone. Ask can run on this iPhone, offline. 6pm is open source.

6pm is free. 6pm Max adds every look, unlimited Ask and pots, Travel mode, the Year book, encrypted backup and export, and widgets in your look.

6pm is not affiliated with or endorsed by any bank, wallet or payment network it works with. Bank and wallet names belong to their owners.

Terms of Use: https://at6pm.app/terms
Privacy Policy: https://at6pm.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 6pm Max | $34.99 | per year |
| 6pm Max | $4.99 | per month |
| Growth Annual | $14.99 | per year |
| Growth Month | $1.99 | per month |
| Wealth Month | $3.99 | per month |
| Wealth Annual | $22.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Sơn Mài | $1.99 | one-time |
| Neon Alley | $1.99 | one-time |
| Lantern River | $2.99 | one-time |
| Monsoon | $1.99 | one-time |
| Long Exposure | $2.99 | one-time |
| Paper Diorama | $2.99 | one-time |
| Bát Tràng | $1.99 | one-time |
| Cà Phê | $1.99 | one-time |


## Is 6pm safe?

Not enough ratings yet to assess 6pm.

## Is 6pm legit?

6pm: Safe to Spend appears to be a legitimate app. The AppsHunter Legitimacy Score for 6pm is 83 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 2.0.0 — 2026-10-29

6pm 2.0 is a new app, rebuilt from the ground up.

• Close your day at 6pm and wake up to one number: what's safe to spend today
• Spending caught all day: VietQR, shared receipts, receipt email, Apple Pay, voice
• Plan, Diary and Ask 6pm
• Widgets, Live Activities and Control Center
• No account: your money now stays on your iPhone, encrypted

Data from 6pm 1.x does not carry over to 2.0.

### 1.0.2 — 2024-09-22

- Dynamic color palette.
- Interactive burndown chart.
- UI/UX improvements.
- Bug fixes related to budget statistics.

### 1.0.1 — 2024-09-12

Fix issues related to offline support and data fetching.

### 1.0 — 2024-09-10

No release notes.

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## More apps by Quoc Khanh

- [Polar Write](https://appshunter.io/ios/app/polar-write/id1553761881)

All apps by Quoc Khanh: https://appshunter.io/developer/1460123731

## Related topics

[6pm](https://appshunter.io/ios/topics/6pm)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*