# 78 MFB — Banking for everyone

> Global banking app for accounts, transfers, bill payments, and scheduled transactions. (iPhone/iPad app by BLAAIZ INNOVATIONS TECHNOLOGY LTD.)

- Source: https://appshunter.io/ios/app/78-mfb/id6470311222 (this page in markdown: same URL + `.md`)
- Developer: [BLAAIZ INNOVATIONS TECHNOLOGY LTD](https://appshunter.io/developer/1713385154)
- Category: Finance
- Price: Free
- Rating: 3.80/5 from 38 App Store ratings · 17 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.6 · 124 MB
- Languages: American English
- Released: 2024-02-01
- Data updated: 2026-10-14
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/78-mfb/id6470311222/reviews.md

## What is 78 MFB?

Welcome to 78 MFB – One global bank, every way your money moves! 
* Unlock Savings and Current Accounts
* Swift Money Transfers
* Effortless Bills Payment.
* Never Miss a payment: schedule it and forget it!
* Bulk Payments Made Easy

We require location update capability to set up geofences around the designated location. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses. Over time, we can verify residency.

## Key features

- Savings and Current Accounts
- Swift Money Transfers
- Effortless Bills Payment
- Scheduled Payments
- Bulk Payments

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/78-mfb/id6470311222/reviews.md

### 4/5 — Simple and convenient banking app

*2026-10-05*

Bank78 is a simple and convenient banking app for managing your money. The app is easy to navigate and I like having features such as transfer, payment, savings and multiple account options in one place. It’s a useful option for anyone looking for a straightforward digital banking experience 

Hi Bank78 teams I’m a digital marketer and content creator and I I’d love to connect with you.feel free to reach out. I’d be happy to discuss some ideas

### 1/5 — They don’t refund

*2026-10-03*

They cancel my transaction and refused to refund me after 48 hours  contacted email and customer services none are replying me

### 5/5 — Seamless Experience

*2026-09-01*

Super easy and fast

**Developer response:** It is delightful to hear such positive words, and it’s always a pleasure to serve our users.

### 5/5 — Fast transfer

*2026-08-31*

Great experience

**Developer response:** Wow, thank you so much for the kind words! We're thrilled to hear you're having a great experience with Bank78. Our team works hard to make banking simple, secure, and enjoyable, and it's incredibly rewarding to know we're hitting the mark. 
Thank you for trusting us with your finances!

### 1/5 — Pending

*2026-08-29*

I sent a sum of 5,000 to my Opay account and still hast gone through been showing pending for hours now….

**Developer response:** To help us get on this right away, could you submit this through the 'Report Transaction' option in the app? This automatically flags the transaction for our team so we can investigate immediately.

### 1/5 — Mr

*2026-08-15*

The network is very slow

**Developer response:** We understand how frustrating slow performance can be, especially when you need to access your finances. This isn't the experience we want for you. Please contact our support team immediately at support@bank78.co so we can investigate this issue for you. It may be a connection issue on our end that we need to fix, or we can help you troubleshoot your device settings

### 5/5 — No tittle

*2026-08-12*

Very easy to use and beautiful

**Developer response:** Thanks for the 5-star review! We’re thrilled to hear you find the app easy to use and beautiful. We appreciate your trust in us!

### 5/5 — Seamless Experience

*2026-07-22*

Super easy and fast

**Developer response:** It is delightful to hear such positive words, and it’s always a pleasure to serve our users.

### 5/5 — Priest

*2026-07-22*

01

**Developer response:** Hi there! It looks like your message might have been sent before you could finish typing. We want to make sure we hear you loud and clear! Whether you have a question, a concern, or just feedback on how we can improve, please feel free to share more details. We're here to help!

### 1/5 — Finzo24

*2026-06-21*

After my third tier verification was successfully done…I didn’t see no option of GBP nor EUR or USD account creation option…so far bank 78 has been a false..don’t bother downloading..I’m deleting my own app soon.ill give you 1 to zero star.

**Developer response:** Thank you for your feedback.

To clarify, Bank78 does not advertise or offer foreign currency accounts (USD, GBP, or EUR). Our Tier 3 verification is strictly designed to unlock higher transaction limits and enhanced security for local currency accounts.

We understand you are disappointed that this specific feature is unavailable, but we can assure you that our platform operates fully transparently within our stated services. If you choose to keep your account, you can now enjoy the full benefits of your upgraded local tier.

## Frequently asked questions about 78 MFB

### What types of accounts can I open with Bank78?

Bank78 allows you to unlock both Savings and Current Accounts, providing flexibility for your financial needs. These accounts are designed to cater to various personal banking requirements.

### How secure is Bank78 for my financial information?

While specific security protocols are not detailed, the app requires location updates to verify residency, suggesting a focus on user verification. As a finance app, it is expected to employ standard security measures to protect user data.

### Can I schedule payments in advance with Bank78?

Yes, Bank78 offers the feature to schedule payments in advance, allowing you to 'set it and forget it.' This helps in managing your bills and avoiding missed payment deadlines.

### Does Bank78 support international money transfers?

The description mentions 'Swift Money Transfers,' which typically implies efficient and potentially international transfer capabilities. For specific country support, further details would be needed.

### What devices is Bank78 available on?

Bank78 is currently supported on iPhone and iPod devices. Compatibility with other platforms like Android is not specified in the provided data.

### How often is Bank78 updated?

The latest version is 2.1.43, released on March 30, 2026. This indicates a recent update, suggesting the app is actively maintained and improved.

### What is the user sentiment for Bank78 based on ratings?

Bank78 has a rating of 3.8 stars from 19 ratings. This suggests a generally positive but mixed user reception, with room for improvement in certain areas.

### Does Bank78 have any advertisements?

No, Bank78 is free to download and does not contain advertisements. The app is supported by its core banking services rather than ad revenue.

## Version history (last 5 releases)

### 2.3.0 — 2026-10-08

We made some updates to enhance your banking experience.

### 2.2.20 — 2026-10-07

We made dome updates to enhance your banking experience

### 2.2.19 — 2026-09-28

We made some performance improvements to enhance your experience

### 2.2.16 — 2026-09-09

What's new:
- We made some updates to improve your banking experience.

### 2.2.15 — 2026-09-01

What's new:
- We made some updates to improve your banking experience.

## Apps similar to 78 MFB

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Alien App — Real Human Chat](https://appshunter.io/ios/app/alien-app-real-human-chat/id6747228313) | 4.7 (135) | Free | Finance |
| [OneDosh](https://appshunter.io/ios/app/onedosh/id6753603335) | 3.8 (40) | Free | Finance |
| [Kem App](https://appshunter.io/ios/app/kem-app/id6739941056) | 4.2 (31) | Free | Finance |
| [walllet.com](https://appshunter.io/ios/app/wallletcom/id6752386368) | 4.6 (11) | Free | Finance |
| [ZAR: Global USD Wallet & Card](https://appshunter.io/ios/app/zar-global-usd-wallet-and-card/id6670760051) | 4.4 (151) | Free | Finance |
| [PayBox by MoonPay](https://appshunter.io/ios/app/paybox-by-moonpay/id6776329908) | 4.4 (37) | Free | Finance |

## More apps by BLAAIZ INNOVATIONS TECHNOLOGY LTD

- [Blaaiz](https://appshunter.io/ios/app/blaaiz/id6479834960)
- [Palmoda](https://appshunter.io/ios/app/palmoda/id6502610748)
- [Payaza Notifier](https://appshunter.io/ios/app/payaza-notifier/id6737593725)
- [Blaaiz Business](https://appshunter.io/ios/app/blaaiz-business/id6751013780)

All apps by BLAAIZ INNOVATIONS TECHNOLOGY LTD: https://appshunter.io/developer/1713385154

## Related topics

[blaaiz](https://appshunter.io/ios/topics/blaaiz)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-14.*
