Leave a Review Chime
Great for what it is
Perfectly reasonable and useful app and service. I've used this service for 2 years and rarely see bugs or glitches in the app. Typically my paycheck is deposited on the same day that it is processed by my payroll (2 days before traditional banks). There is no option for joint accounts at this time, but it's very easy to move money to or from another Chime user. The credit builder service is excellent, particularly when used in "safe" mode. The app allows you to set out a portion of each deposit for Credit Builder and Savings automatically, which makes setting up auto-pay super easy for recurring bills. Spot me is a nice plus for the occasional overdraft, and the MyPay loan option is useful for tight weeks as long as you budget appropriately around paying it back. Mobile check deposit is easy to use and typically processes quickly (often same-day) unlike other banking apps I have used.
I deducted one star due to the fact that a not-insignificant amount of other money/budgeting services do not work well with Stride bank, but that is not a reflection of the app.
Overall, I would recommend this app to people who either do not have any mingled finances but do frequently send money to friends/family and to those who have mingled-but-not-merged finances as it allows easy transfer between users (and non-users) while maintaining an individual account.Show lessDavis.92
Best banking app ever made!!
I never write reviews, but I felt I had to leave one for chime. Chime is hands down the best bank I have ever used personally. You get paid 2 days ahead of normal pay day, I get $200 spot me for free overdraft which gets taken out of my next paycheck automatically. Most banks charge $35 fees for each time you overdraft(even if the purchase is just for $1). I also just got approved for $150 “my pay” which is a new feature that’s basically a cash advance until the next pay check deposits and it gets taken out. I have had a hard time with other banks in the past and with keeping up with all the fees they would charge. I would end up owing them too much and close the account. Never had any issues with chime, actually chime has even helped me build my credit. But for some reason my credit card got taken off of my account. That is one of the only things I could complain about. I don’t understand what happened with that but yes it did help build my credit at least for the time I had it! Love chime! I will always bank with you & I always tell my friends about chime but always forget to send them the link from my phone to invite them so we both can get $ for them signing up!Show lessLexisrhea124!
Chimes character
I’ve been using Chime for years. It gives me great pleasure to pat them on the back and say, “Chime is the #1 online banking app/resource out here, hands down no other is as worthy of this pat.” Over the years of being a Chime member, I have not had one conflict or account issue whatsoever. I truly mean this. Chime has built in programs that are centered around any members association as smooth and stress free, period. Chime also opens opportunities for members with a boat load of perks and incentives. As a matter of fact, Chimes “Spot me” has saved me, helped me, and, assisted me in tough times. I’m not payed to share this with you. I’m telling you what I know and I have been using Chime for quite some time. Do yourself’s a favor. Sign up and tell me if I”m wrong. Word of caution, you won’t be able to because you will appreciate it just as I have for all these years. Thank you to whoever introduced chime to the public, you really make a difference and impact lives. Lastly, chime helps boost your credit score as well. They have features that you can utilize say in paying your phone bill, utilities, mortgage, you name it. Chime verifies it and reports it to all three credit bureau's. You get the benefit of watching your score grow, in real time! Chime is in a class all by itself!!Show lessRoyizm