Debit & Credit User Reviews

Top reviews

The budgeting app for the apple ecosystem

If you’re in the apple ecosystem and are wondering what it would look like if apple made a budgeting app; look no further.

The focus on privacy, the iCloud backups, private iCloud sharing and the thoughtfulness of the design embody everything that Apple wishes developers would do with their apps.

Every time I’ve wondered if this app has a feature I need, I’ve found it exactly where I’d expect it to be. That’s a big deal; not only do the features work well but the app is so intuitive.

I wrote a Siri shortcut using this app’s integrations to privately pull transactions from my bank, my wife and I look at those on my MacBook’s big screen once and month and set up plans there. During the month, we can glance at the Home Screen widget to see our budgets live on our phones. Occasionally we’ll pick up the iPad and it’s all right there too.

As a developer and a privacy focused spreadsheet guru, thank you for building such a great app and keeping it up to date with new features and bug fixes. The app has crashed a few times but those bugs are fixed so quickly and the app performs like a champ.

Keep up the good work!
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Love that I can Share the info

I love the fact I can instantly sync and share all our household info with my husband. I used to use an app that I would have to screenshot the balances in order to share them. I also love that I can print off all my transactions. It’s straight forward and easy to use. I bought the premium version and it’s the easiest $20 I’ve ever spent….especially on an app.
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None better

I’ve been using this app (and others) for years. It is a wonderful app to do your account entries. It is very easy to setup and use and it also has a Mac App that syncs lightning fast to iCloud.
I always loved this app and then I got an external keyboard with a numeric keypad and now I love it even more. The keyboard works as you would expect (tabbing etc) but of the other apps I use, this is the only one that does. If the other apps that I’ve spent time with went away or did some type of major change that I didn’t like; I wouldn’t be sad beause I have this app. It’s my goto app anyway. You might wonder why I use more than one checkbook app. The answer is that I found D&C later in life so I just keep using them. A bit of OCD perhaps.
Finally, if you ever need assistance from the developer (unlikely), I am very confident saying that you will get it and pretty quickly. I had an issue that was probably created by me and the developer set me straight.
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The best

I’ve tried them all and this one is the best. Full featured without unnecessary clutter, excellent support, and it does things many others don’t - ex. split transactions. It just works!

Great app

I’m an accountant of a small company. I was needing a way to track all of my spending for the Company and my Personal accounts. I have tried other software and recently have been using spreadsheets to keep control of the expenses. With the updates I have found how to do everything from the website. I like that the company doesn’t have control of my information. I see that I can share the app on different devices which is nice since I travel a lot and need to know what the balances are in each account.
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The perfect app for me and my finances

I was using an another app before but their privacy policy was no longer for me (using my financial info) This app is very powerful but have a clean and simply look.
Two things that i miss on this app and it will be wonderful if it can be implemented its to be able to get some icons for the categories and payee because for example when we got a lot of categories it can be really difficult to found the one directly.

And last thing that i will live to see it’s in the reports an option to see a pie chart with the categories spending and income with the icons that i was mentioned before.
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Great App

Used this for a few years now after having migrated from MS Money. Used all the IOS and MacOS apps and this is by far the best I’ve come across. Instant info across all your Apple devices. Developer is also good a feedback and support. A no brainer for the little amount you pay annually

Absolutely Five Star

The best financial app I have come across. I have been using it for several years no and can’t fault it. Very clear, easy to use and works really well across all devices. The customer service is also faultless. I can’t recommend this highly enough

Love it, but could improve

This is a fantastic app. I love the unlimited accounts. The extras, like budgeting, planning, and reports are awesome.

Things I would change:

Transactions:
Adding the ability to split transactions to multiple categories and divide the funds. If I spend $100 at one store with $90 in groceries and $10 in pets, I currently have to create 2 transactions.

Balances:
I’d like to have the option of having the running balance show the uncleared balance, with the cleared balance on top. I’d also like to be able to change those options per account, so I can have one account with an uncleared balance and another with a cleared balance.

Credit Accounts:
I wish there was a way to input the interest rates on credit accounts and have it calculate any monthly fees. It would also be nice to change the option of viewing the available balance vs outstanding balance. It seems that one the account is created, this cannot be changed.

Loan Accounts:
An option for loan accounts would be beneficial. Again, with the option of adding the interest rate, so that I could see how much is going to principle and how much is going to interest.

Overall, I like this app WAY more than Mint or Truebill.
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Like app, would love if haven’t had issues.

I did love this app cause it’s only app that I can find that ICloud sync between watch, iPad and iPhone work! It freaking works, but the main reason I didn’t give it 5, is because I’ve had days when app’s addition and subtraction doesn’t work correctly.
I was racking my brain to reconcile my bank account ( which I’m OCD about doing everyday) and I entered every thing correctly, and balance was off (not by much) I had to go in and clear everything from days entry and start over, it corrected itself somehow. My question is this, how does a computer glitch cause math to NOT work?
Has anyone else had this problem?
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