Debit & Credit User Reviews

Top reviews

Literally Perfect.

I have zero complaints about this software. Worth every penny, doesn’t sell of financial data (looking at you mint)…simple easy to use, fills in gaps other banking apps don’t have widget support and Apple Watch support with iCloud sync is pure magic.

Nearly the best after MS Money.

I’ve been looking a long time to replace MS Money and be able to stop using a PC. The reason I say nearly is because it could be improved by adding a few more upgrades.
A reverse or back button who be a great help when you accidentally make a mistake like delete something.
The ability to put more account information in each account, like account numbers, sort codes, interest rates, etc would be great, thanks.
Otherwise the app is great and l find it good to know where and what my money is up to NOW. Thanks.
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Must Have Financial Tracking App

Debit and Credit is the best financial tracking app out there! I’ve tried numerous apps in the past, but this is the first one that has satisfied my needs without requiring me to wade through tons of unnecessary complicating features.

The beauty of this app (in my opinion) lies in its simplicity. Everything is manual, so I keep it on my phone’s home screen and quickly enter in transactions right after I make them in real life.

Ever since downloading the app, I have become much better about actually keeping track of where I’m spending my money in addition to sticking to budgets that I set. I also love that it has a desktop app, so I can easily see all of my purchases on my laptop as needed.

PS: You can customize the app color and background too, which makes it easy to find amidst all your other apps!
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Fantastic - simple!!!

Simple interface, great start off categories and expenditure views. Fully recommend, not complex, easy. Carry over option for budget, KEY. Great free features, and cheap option for more features. Love it

I hate managing money...

...but I love this app.

If, like me, you're not a fan of tracking your spending and you loathe spending hours in front of a screen doing just that, then this app may just be for you.

There is very comprehensive help included in the app, such that it teaches you how to use the features without having to be an accountant, worrying about what the app is doing. I began by importing some bank transactions to get me started, read the help for the features I needed then began tracking my spending as I went. I have also shared the app with my spouse, so that we can both see what joint spending we are doing and ensure that we stay on budget. Very cleverly this app lets you optionally associate one or more locations with a payee, and it also allows you to tell Siri to create transactions.

These are the days of increased privacy - this app has you covered there too. No data collection.

As if all this wasn't enough, the developer is extremely responsive to help enquires, which is really nice to see. If you need an app that does money management, at a fair price, and with excellent service from the developer, I encourage you to consider supporting Debit & Credit.
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Does what it says

It isn’t cheap, especially as it is an annual cost, but that said having the free trial enables you to see what it does and it is excellent, possibly too much information for me to use but what I do need is perfect. Having bought other apps then find after a year or so they get glitches and you can’t do anything at least this one constantly updates etc and backs up as there is nothing worse than losing your money records. Wish the annual renewal was a bit cheaper but for now it is great and I shall be using it.
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Been Using For Years Now!

The latest updates are great though. The app looks so much more professional now. This app has helped me a lot over the years. Just enough features that you don’t feel overwhelmed. The MacOS companion is great too but having this as one of my four home icons on my phone makes it easy to track every penny as you spend out in the wild.
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Amazing support and function!

Love how simple this is to use, and how fabulous the support is! I have been using this for 5 plus years, and it is continually improving. Any minor issues, have been promptly addressed and remedied. Definitely worth paying for, and you won’t have to worry about not being able to update your computer or phone software. Ivan keeps up with all that, and doesn’t try to dodge you if you are having trouble 👍
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Great Update

Great update it is impressive but a floating decimal point would put the app over the top.

Good Account Balancer but missing easy features

I like the clean look of this app but It would be easier on the user if we could see balanced and unbalanced amount at the top at the same time on accounts. I would also like to have the option for checkboxes to check off a cleared transaction instead of tapping on the pending transaction or swiping right to clear it. Those are my only two complaints but the app works flawlessly with iCloud sync between my iPad and iPhone. Keep up the great work and thank you.
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