# 8udget: Budget Finance Tracker — Budget tracker, no bank login > Budget tracker, no bank login (iPhone/iPad app by Anthony Tan.) - Source: https://appshunter.io/ios/app/8udget-budget-finance-tracker/id6503930426 (this page in markdown: same URL + `.md`) - Developer: [Anthony Tan](https://appshunter.io/developer/1714762952) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.0 · 83 MB - Languages: American English - Released: 2025-11-03 - Data updated: 2026-08-22 - User reviews in markdown: https://appshunter.io/ios/app/8udget-budget-finance-tracker/id6503930426/reviews.md ## What is 8udget? Take control of your money with 8udget — the smart budget tracker that works 100% offline. SMART EXPENSE TRACKING • Log expenses in seconds with categories, notes, and tags • AI-powered receipt scanner — snap a photo, done • Import bank statements (CSV) with 80-90% accuracy • Multi-currency support with automatic conversion BUDGET PLANNING • Set weekly, monthly, or yearly budgets • Get alerts before you overspend • Track multiple wallets — cash, cards, and accounts • Category-wise breakdown of where your money goes INVESTMENT & NET WORTH • Track stocks and crypto with real-time data • Monitor your complete net worth — assets and liabilities • Multi-currency portfolio support FINANCIAL GOALS & BILLS • Set savings goals and track progress visually • Bill reminders so you never miss a payment • Recurring expense management PRIVACY FIRST • Works 100% offline — no internet required • Bank-level AES encryption on your device • Your data stays on your device. Cloud sync is optional. • No ads. No data selling. Ever. ANALYTICS & INSIGHTS • Interactive spending charts and graphs • Monthly reports and trend analysis • Export to CSV/Excel anytime Available on iPhone, iPad, Mac. Free forever with 100 transactions/month. Upgrade to Premium for unlimited transactions, cloud sync, AI features, and investment tracking. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Annual Subscription | $59.99 | per year | | Monthly Subscription | $5.99 | per month | ## Version history (last 5 releases) ### 2.0.24 — 2026-08-14 A lighter app • The app is now a smaller download and takes up less space on your device • The web app gets a fresh loading screen that matches your theme ### 2.0.23 — 2026-08-08 Now in 17 languages • Arabic, Bengali, French, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Portuguese (Brazil), Russian, Turkish and Vietnamese join English, German, Spanish and Simplified Chinese — all selectable in Settings • Arabic gets a full right-to-left layout, with amounts, dates and charts laid out correctly • Bill and goal reminders now arrive in your language, with the correct plural form in each one • A new date format option, "Match my language", writes dates the way your language does — 2026年8月7日 in Chinese rather than 07 8月 2026 • Month names, period labels and chart ranges (1W / 1M / 3M / 6M / YTD / 1Y / ALL) are translated everywhere they appear, including the yearly report and the cash flow breakdown New: cash flow forecast • Your balance now carries a line showing how much of it is already committed to bills before the month is out • Tap it for a day-by-day projection: your running balance, the low point it reaches, and the date it gets there • Recurring income and charges are detected from your own history, so a fortnightly wage is projected fortnightly and an every-other-month charge isn't projected every month • Breakdowns of where the money goes and where it comes from, over a 30, 60 or 90-day window Goals • Set a goal's period from a preset — This month, This year, 3 months, 6 months, 1 year — instead of picking two dates on a calendar • The picker spells out the exact dates each preset resolves to Fixes and polish • Deleting or editing a bill no longer leaves its old reminder armed — a bill you removed could still notify you it was due • Loading screens now match the layout that follows them, so pages stop jumping as they finish loading • Forms can no longer be submitted twice by an impatient second tap, or dismissed while a save is still in flight • A saved date range filter survives changing your language or date format instead of emptying the transaction list • Net worth, wallets and holdings share one list layout, and adding a stock now behaves exactly like adding a crypto ### 2.0.21 — 2026-08-04 Subscriptions & billing • Turning off auto-renew no longer removes your access — you keep everything until the end of the period you already paid for • A failed payment no longer cuts you off mid-retry; access continues while your card is retried • After subscribing, the app waits for the purchase to activate instead of sending you back to the paywall • Restore Purchases now refreshes your account properly, and tells you when there is nothing to restore • Subscribing on the web no longer ends on a "page not found" screen • Your plan name and renewal date are shown correctly, and all subscription dates now use your own time zone instead of UTC • "Re-check" fetches live status instead of a cached answer, and no longer reloads the whole settings page • Deleting your account works again Faster transaction entry • Amount now leads the Add, Edit and Copy forms — it's the first thing you type • Switching transaction type no longer wipes the amount you already entered • Comma decimals ("12,50") are accepted in Add, Edit and Copy • Formula mode gets the operator keys on the keyboard • Forms open neutral instead of showing errors before you've touched anything Receipts • Choose where a receipt comes from: Photo Library or Files • Fixed an error when attaching the last receipt allowed for a transaction • Clearer count when adding several files at once Redesigned screens • Wallets are grouped into Cash & accounts, Credit & loans, and Investments & assets, as compact rows instead of a card grid • Bills: taller calendar days that show bill names instead of colour codes, and a cleaner divided bill list where paid bills recede • Bills that have fallen behind can be caught up or skipped in one step • Budget: a single usage meter replaces the three-bar chart, with a clearer verdict line • Portfolio: holdings drop the repeated currency code, and the whole row is tappable • Transaction rows, amounts and date separators now share one layout across every list Accessibility & polish • Input fields now meet the 3:1 contrast minimum in both light and dark themes • Larger tap targets throughout on iPhone • Amounts use tabular figures so they line up down a column Fixes • Net worth range labels (1M / 3M / 6M / 1Y / ALL) showed raw text in the combined-currency view • Fixed a crash when the keyboard animated in over a dialog • Removed doubled notch and home-indicator padding inside nested lists • Transfers no longer pick up tags that couldn't be removed afterwards • Loan term is now validated in the mortgage calculator ### 2.0.17 — 2026-07-27 bug fix ### 2.0.13 — 2026-07-03 bug fix ## Apps similar to 8udget | App | Rating | Price | Category | | --- | --- | --- | --- | | [Cires: Expense & Money Manager](https://appshunter.io/ios/app/cires-expense-and-money-manager/id6759525970) | — | Free | Finance | | [Billy Expenses & Subscriptions](https://appshunter.io/ios/app/billy-expenses-and-subscriptions/id6755930993) | — | Free | Finance | | [Money8](https://appshunter.io/ios/app/money8/id6740836452) | — | Free | Finance | | [Pennywise: Budget & Expense](https://appshunter.io/ios/app/pennywise-budget-and-expense/id6758142674) | — | Free | Finance | | [Xcent - Expense Tracker](https://appshunter.io/ios/app/xcent-expense-tracker/id6747335078) | — | Free | Finance | | [Spendro – Expense Tracker](https://appshunter.io/ios/app/spendro-expense-tracker/id6751124622) | 5.0 (2) | Free | Finance | ## More apps by Anthony Tan - [RTF - Scan & Upload](https://appshunter.io/ios/app/rtf-scan-and-upload/id6471074037) - [Live 4D Results Toto-Anini 4D](https://appshunter.io/ios/app/live-4d-results-toto-anini-4d/id6744145214) - [Sound Meter & Level Tools](https://appshunter.io/ios/app/sound-meter-and-level-tools/id6755042830) - [Decidr: Yes No, Decision Wheel](https://appshunter.io/ios/app/decidr-yes-no-decision-wheel/id6756568546) - [Waitopia: Gamified Screen Time](https://appshunter.io/ios/app/waitopia-gamified-screen-time/id6759971344) All apps by Anthony Tan: https://appshunter.io/developer/1714762952 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*