# 9&3 powered by Ohio Mutual — Safe driver app

> Telematics app for smart driving insights and performance scoring. (iPhone/iPad app by Ohio Mutual Insurance Group.)

- Source: https://appshunter.io/ios/app/9-and-3-powered-by-ohio-mutual/id1532935637 (this page in markdown: same URL + `.md`)
- Developer: [Ohio Mutual Insurance Group](https://appshunter.io/developer/624455661)
- Category: Finance
- Price: Free
- Rating: 1.17/5 from 6 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 18 MB
- Languages: English
- Released: 2020-11-30
- Data updated: 2026-07-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/9-and-3-powered-by-ohio-mutual/id1532935637/reviews.md

## What is 9&3 powered by Ohio Mutual?

Ohio Mutual wants to help you and your family become smarter drivers. The 9&3 telematics app empowers you with insight about your driving habits - including speed and braking - and scores your overall driving performance. Just like learning the placement of your hands on the wheel, 9&3 can help you develop good driving habits that you can use to challenge yourself and encourage your family to be smarter behind the wheel.

Our app features:

Dashboard - your one-stop to:
     • see your overall driving score
     • review  your last 3 trips
     • read updates in your newsfeed

Driving Score:
     • calculated after 20 trips totaling 200 miles or more
     • see breakdowns for:
           • night time driving
           • highway / local speeding
           • hard braking
     • create a leaderboard to compare/complete with family members

Newsfeed:
     • see new achievements or earned driving badges
     • review driving habit observations
     • receive tips to improve your driving

Ohio Mutual drivers using the 9&3 telematics app receive a discount on their auto insurance just for installing and activating the free app.

Please note:
     • continued use of the GPS running in the background may decrease battery life
     • 9&3 powered by Ohio Mutual is a trademark of Ohio Mutual Insurance Group

## Key features

- Driving score analysis
- Trip review
- Newsfeed with tips
- Leaderboard for family comparison
- Achievement badges

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/9-and-3-powered-by-ohio-mutual/id1532935637/reviews.md

### 1/5 — Terrible app

*2023-11-09*

You can’t activate or register or login.

### 1/5 — Can’t even register, after I’ve already registered

*2023-10-13*

Can’t register, after already having an account, that now, no longer exists, so now I lost my drivers discount on my insurance… doing fantastic Ohio Mutual

### 1/5 — Significant Problems with this App

*2022-09-30*

The app contains a lot of incorrect information, especially with rural roads. For example, the speed limits on the app are different than the signs posted on the roads. 

Perhaps the worst issue is how installing this app interferes with other apps. As soon as each of the three members of our family installed this app, several of our other apps experienced issues or took much longer to load - and this is with three different models of phones across two different platforms. 

The app also demands an unreasonable amount of battery load, draining each of our phones quickly. 

I want to like this app but it quickly has us reconsidering doing business with this insurance company.

## Frequently asked questions about 9&3 powered by Ohio Mutual

### What is the 9&3 app?

9&3 is a telematics app developed by Ohio Mutual that helps users understand and improve their driving habits. It tracks metrics like speed and braking to provide an overall driving score.

### How is the driving score calculated in 9&3?

The driving score in 9&3 is calculated after at least 20 trips totaling 200 miles or more. It breaks down performance based on factors like nighttime driving, speeding on highways or local roads, and hard braking.

### Can I compare my driving with family members using 9&3?

Yes, 9&3 allows you to create a leaderboard to compare and compete with family members on driving performance. This feature encourages safer driving habits across the household.

### Does 9&3 offer any financial benefits?

Ohio Mutual drivers who use the 9&3 app can receive a discount on their auto insurance simply for installing and activating the free application.

### What kind of information is available in the 9&3 newsfeed?

The newsfeed in 9&3 provides updates on new achievements or driving badges earned, observations about driving habits, and tips to help users improve their driving skills.

### Is 9&3 available on Android devices?

Based on the provided data, 9&3 is supported on iPhone and iPod devices. Information regarding Android compatibility is not specified.

### How often is 9&3 updated?

The latest version of 9&3 is 3.17.0, and it was last updated on April 28, 2023. This indicates the app receives periodic updates from the developer.

### What is the user sentiment for 9&3?

The current rating for 9&3 is 1.2 stars from 6 ratings, suggesting a generally negative user sentiment based on the available data.

## Version history (last 5 releases)

### 3.17.0 — 2023-04-28

We are continually working to improve your experience with 9&3 powered by Ohio Mutual. Your feedback is extremely important to us!

In this update we:

• Implemented a fix regarding Motion & Fitness access

### 3.16.1 — 2022-05-25

We are continually working to improve your experience with 9&3 powered by Ohio Mutual. Your feedback is extremely important to us!

In this update we:

•    Implemented various fixes and improvements

### 3.15 — 2022-01-07

We are continually working to improve your experience with 9&3 powered by Ohio Mutual. Your feedback is extremely important to us!

In this update we:

•    Implemented various fixes and improvements

### 3.12.1 — 2021-10-05

We are continually working to improve your experience with 9&3 powered by Ohio Mutual. Your feedback is extremely important to us!

In this update we:

•    Implemented various fixes and improvements

### 3.12.0 — 2021-03-29

We are continually working to improve your experience with 9&3 powered by Ohio Mutual. Your feedback is extremely important to us!

In this update we:



•    Implemented various fixes and improvements

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## More apps by Ohio Mutual Insurance Group

- [Ohio Mutual Mobile](https://appshunter.io/ios/app/ohio-mutual-mobile/id624455658)

All apps by Ohio Mutual Insurance Group: https://appshunter.io/developer/624455661

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*
