# 9 to Free — Track your path to $ freedom

> Financial independence tracker calculating FI number, progress, and passive income. (iPhone/iPad app by Vijay Ramani.)

- Source: https://appshunter.io/ios/app/9-to-free/id6759477468 (this page in markdown: same URL + `.md`)
- Developer: [Vijay Ramani](https://appshunter.io/developer/1878882336)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 39 MB
- Languages: American English
- Released: 2026-02-26
- Data updated: 2026-09-30
- Monetization: free

## What is 9 to Free?

9 to Free is the no-jargon financial independence tracker for people who want to escape the 9-to-5 — without needing a finance degree to do it.

Enter your expenses and current investments/portfolio, and 9 to Free instantly calculates your FI number — the amount you need invested to live off your portfolio forever. Then track your progress month by month as you close the gap.


WHAT YOU GET

FI Progress Dashboard
A clean progress ring shows exactly how far you've come. See your FI number, years remaining, portfolio value, and projected FI year at a glance.

Smart Calculations
- FI Number: based on your expenses and chosen withdrawal rate (3-5%)
- Years to FI: projected at 7% annual return
- Coast FI: the amount needed today to retire at 65 without another contribution
- Monthly Passive Income: what your portfolio pays if you retired right now
- Savings Rate: automatically calculated from your income and investment data

Portfolio History
Log your portfolio value each month and watch your wealth grow over time on a clean chart.

Freedom Badges and Milestones
Earn badges as you hit milestones — $10k, $50k, $100k, and beyond. Celebrate every step forward, not just the finish line.

What If...? Planner
Model different scenarios: what if you invested more? What if you retired earlier? Play with the numbers and see how your choices ripple through time.

Monthly Reminders
Turn on a monthly nudge to keep your portfolio updated. Consistent tracking is the single biggest predictor of reaching FI.

Multi-Currency
Supports USD, EUR, GBP, CAD, AUD, INR, JPY, and CHF.

100% Private
All your data lives on your device. Nothing is sent to any server, ever.


WHO IT'S FOR

9 to Free is for anyone on the path to financial independence — whether you're just starting out with your first $1,000 or already halfway to your number. No ads, no subscriptions required to use the core tracker.


A NOTE

9 to Free is an educational tool, not financial advice. All projections are estimates based on simplified models and do not account for taxes, inflation, or market volatility. Always consult a qualified financial adviser before making significant financial decisions.

## Key features

- FI Progress Dashboard
- Smart FI Number Calculations
- Portfolio History Tracking
- Freedom Badges and Milestones
- What If...? Scenario Planner
- Monthly Update Reminders
- Multi-Currency Support

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Support 9 to Free | $2.99 | one-time |


## Is 9 to Free safe?

Not enough ratings yet to assess 9 to Free.

## Is 9 to Free legit?

9 to Free has limited verification signals. The AppsHunter Legitimacy Score for 9 to Free is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about 9 to Free

### What is the FI number calculation in 9 to Free?

The FI number is calculated based on your reported expenses and a chosen withdrawal rate, typically between 3-5%. This represents the total amount you need invested to live off your portfolio indefinitely.

### How does 9 to Free project years to financial independence?

9 to Free projects your years to financial independence based on an assumed annual return rate of 7%. This is an estimate and does not account for market volatility or taxes.

### Does 9 to Free offer a trial period?

9 to Free is completely free to download and use, with no subscriptions required for its core tracking features. There is no trial period as the app is free.

### What security measures does 9 to Free have?

9 to Free prioritizes user privacy by keeping all your financial data on your device. Nothing is sent to any server, ensuring 100% privacy and security.

### Can I track my portfolio in different currencies with 9 to Free?

Yes, 9 to Free supports multiple currencies including USD, EUR, GBP, CAD, AUD, INR, JPY, and CHF, allowing for international tracking.

### How often is 9 to Free updated?

The app was last updated on March 13, 2026, indicating a recent update. The latest version is 1.2.0.

### What are the supported devices for 9 to Free?

9 to Free is available for iPhone and iPod devices, as indicated by the supported devices list.

### Does 9 to Free have ads?

No, 9 to Free is ad-free. The description explicitly states 'No ads, no subscriptions required to use the core tracker'.

## Version history (last 3 releases)

### 1.2.0 — 2026-03-13

What's New in 1.2.0

  • Share your progress — tap the share button on the dashboard to generate a shareable image card showing your FI
  progress
  • Renamed "Portfolio" to "Investments" throughout the app for clearer language
  • Free Piggy improvements — tap the mascot to dismiss the speech bubble, longer message display, and smarter quotes
  per screen
  • Fixed milestone thresholds to use currency-appropriate amounts
  • Bug fixes and accessibility improvements

### 1.1.0 — 2026-03-09

What's New in 1.1.0

  • FI Basics with Free Piggy — a new interactive tutorial that explains Financial Independence, the 4% rule, compound
  interest, and more. Find it in Settings → Learn.

  • Better FI Projection chart — the chart now shows your full path to FI, no matter how many years away it is.

  • Bug fixes — fixed layout issues on smaller iPhone screens in the profile editor. Support button should work now.

### 1.0 — 2026-02-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*