# A-Pay

> Earn cash back on everyday purchases without additional spending. (iPhone/iPad app by Zeb Reardon.)

- Source: https://appshunter.io/ios/app/a-pay/id1257337688 (this page in markdown: same URL + `.md`)
- Developer: [Zeb Reardon](https://appshunter.io/developer/1257337686)
- Category: Finance, Shopping
- Price: Free
- Rating: 4.00/5 from 178 App Store ratings · 78 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 22 MB
- Languages: American English
- Released: 2017-07-31
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/a-pay/id1257337688/reviews.md

## What is A?

All you have to do to earn cash back on everyday purchases is to sign up today with APay. By using APay you don't have to spend anything additional in order to earn amazing cash back. Simply use our products and a portion of your spending will automatically be given back to you as cash back in your wallet.

## Key features

- Earn cash back on purchases
- No additional spending required
- Automatic cash back rewards
- Easy sign-up process

## What do users think of A?

Overall sentiment: mixed

**Pros**

- 💰 Earn cash back on everyday purchases
- 🎯 Support local organizations while shopping
- 👍 Easy to use interface once understood
- 🏪 Access to hundreds of participating retailers
- ⚡ Quick transaction processing in-store
- 🎁 Rewards accumulate rapidly
- 📱 Convenient mobile payment solution

**Cons**

- 🔒 Requires credit card information to use
- 🐛 Frequent app crashes and freezing
- 😤 Poor customer service responsiveness
- 🔄 Circular purchasing model (rewards only usable in-app)
- 📧 Misleading marketing about discount accessibility
- 🚫 Difficult login and registration process
- ⚠️ Data privacy and security concerns
- 📞 Non-functional phone support
- 🔐 No way to remove stored payment information
- 📬 Unresponsive to support emails

**Commonly reported bugs**

- App displays blank white screen
- Login credentials stop working after initial access
- Password reset emails never arrive
- Alphabetical sorting doesn't function correctly
- App continuously spinning/loading
- Unknown error messages during checkout
- Double charging on transactions
- Menu options unresponsive
- Webpage also non-functional
- Duplicate transactions processed

**Most requested features**

- Alternative payment methods (PayPal, Apple Pay)
- Ability to update personal information within app
- Better sorting and filtering options
- Option to use discounts without digital payment
- Improved email notification system
- Direct customer service chat support

## Recent user reviews (10 of 78)

All indexed reviews: https://appshunter.io/ios/app/a-pay/id1257337688/reviews.md

### 1/5 — Not user friendly

*2022-08-18, version 1.0.3*

It took so many tries to login on this app. I finally went to my computer to set up my account. Got back to the app and finally got in. Not worth it. I should just use the cards I bought for this fundraiser. Tried to sort alphabetically, but you have to change the sort in the drop-down instead of just tapping the button. Then it didn’t actually sort alphabetically. Just not a great app.

### 1/5 — Scam

*2022-06-06, version 1.0.3*

Purchased the digital version of a discount card for my nephew’s baseball fundraiser.  Was able to log in once then the access code I was emailed no longer worked.  Tried requesting a new code/password, used the “forgot password” with my email…and never did receive an email to reset.  Emailed them twice and heard nothing.  This was over a month ago.  Completely wasted money.

### 1/5 — This is the worse app ever!

*2021-08-27, version 1.0.3*

Very buggy and does not work most of the time! When it worked some coupons required printing in order to use them , not practical at all!

### 1/5 — Have to add credit card

*2021-03-19, version 1.0.3*

Nowhere in any of the faqs did it say you would be REQUIRED to add a credit card. It just said it was a popular way. I assumed I could use Pay Pal or Apple Pay for gift card purchases. Very misleading. Buyer beware.

### 1/5 — Only if you're a big spender

*2021-01-22, version 1.0.3*

I thought I was getting more savings (that's what the fundraiser coupon book said... "Save at over 200 national retailers.") Nope! It's a circular pay app. You give them your credit card (not cool), buy gift cards,  and then (supposedly) you get money back (within the app only) and can use it to buy more gift cards. It's circular purchasing! I guess if you go out all the time and spend a lot of money at restaurants you could risk giving this one-man operation your credit card!? I'm more interested in saving, not re-spending.

### 1/5 — Registration issues

*2021-01-12, version 1.0.3*

Maybe you done an update but there is a definite registration & logging in problem going you may want check into

### 1/5 — Terrible!!!

*2020-09-06, version 1.0.3*

ZERO customer service!!!! No way at all to remove my credit card from this site!  Bombarded me with emails and sold my phone number!

### 1/5 — Blank App?

*2020-09-03, version 1.0.3*

After purchasing a discount card from my local school, I tried loading the app as suggested. There’s nothing there. Nothing when I click on the menu. Nothing. ??? I tried deleting and reloading.

### 5/5 — It’s a great way to earn rewards

*2020-08-22, version 1.0.3*

I just shop at my favorite places and earn rewards while supporting my organization. It’s the coolest thing!!

### 1/5 — Does not work

*2020-08-11, version 1.0.3*

App does not work it just keeps spinning nor does their webpage work

## Frequently asked questions about A

### What does A-Pay do?

A-Pay allows users to earn cash back on their everyday purchases. The core concept is that you don't need to spend anything extra to start earning rewards. A portion of your regular spending is automatically credited back to you.

### How do I earn cash back with A-Pay?

Earning cash back is straightforward. You simply need to sign up for the service. Once registered, by using the app's associated products or services for your everyday purchases, a percentage of your spending will be automatically returned to you as cash back.

### Is A-Pay free to use?

Yes, the application is free to use. There are no costs associated with signing up or using the service to earn cash back on your purchases. The monetization model is free, meaning users do not pay to access the core functionality.

### What are the benefits of using A-Pay?

The primary benefit is earning cash back on purchases you would already be making. This means you can save money or get rewarded without altering your spending habits or making additional expenditures. It's a passive way to get value back from your everyday transactions.

## Version history (last 4 releases)

### 1.0.3 — 2017-08-20

This app has been updated by Apple to display the Apple Watch app icon.

* Added Auto Login Capability
* Added Settings Menu

### 1.0.2 — 2017-08-11

*Bug Fixes

### 1.0.1 — 2017-08-09

*Bug fixes
*Added My Account Menu
*Ability to save sign-in available in this version soon

### 1.0 — 2017-07-31

No release notes.

## Apps similar to A

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [PayTomorrow Portal](https://appshunter.io/ios/app/paytomorrow-portal/id1513042955) | 2.5 (36) | Free | Finance |
| [Stream: Workplace Finance](https://appshunter.io/ios/app/stream-workplace-finance/id1551009637) | 4.6 (441) | Free | Finance |
| [ShinePay](https://appshunter.io/ios/app/shinepay/id1265933218) | 4.6 (12,626) | Free | Finance |
| [Citizens Pay](https://appshunter.io/ios/app/citizens-pay/id1641778457) | 4.9 (13,782) | Free | Finance |
| [Go PowerPay](https://appshunter.io/ios/app/go-powerpay/id1491556282) | 1.5 (59) | Free | Finance |
| [RMR Benefits](https://appshunter.io/ios/app/rmr-benefits/id6479498415) | 4.9 (805) | Free | Finance |

## More apps by Zeb Reardon

- [Dynamic Pay](https://appshunter.io/ios/app/dynamic-pay/id1276723152)
- [Tub guru](https://appshunter.io/ios/app/tub-guru/id1458824880)
- [TLCA OAS](https://appshunter.io/ios/app/tlca-oas/id1505244073)

All apps by Zeb Reardon: https://appshunter.io/developer/1257337686

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*
