# A1Credit > Mobile app for instant personal and business soft loans. (iPhone/iPad app by A1 Capital Solution Limited.) - Source: https://appshunter.io/ios/app/a1credit/id1619950093 (this page in markdown: same URL + `.md`) - Developer: [A1 Capital Solution Limited](https://appshunter.io/developer/1619950095) - Category: Finance - Price: Free - Rating: 4.00/5 from 9 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 50 MB - Languages: American English - Released: 2022-07-26 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/a1credit/id1619950093/reviews.md ## What is A1Credit? Need a soft loan? That’s exactly what we offer at A1 credit! A1 credit allows you access instant credit to provide for your personal and business needs. It’s as simple as downloading the mobile app, applying for a loan, filling in the necessary details and voila! Your cash is ready! RATES AND REQUIREMENTS A1 Credit offers instant credit to salary earners, especially civil servants and our loan products range from amounts of N50,000 and up to N1,000,000. You can pay back between 12 - 36 months. Our usual repayment period is monthly. To access these soft loans, however, you must be above 21 years of age and must be employed with a stable income. You may also be required to submit your bank statement and a valid ID. Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36% to 120%. FOR EXAMPLE; If you get our personal loan product of N50,000 to pay back over a 12-month tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N18,000 in interest. This means that your total Principal + Interest repayment would be N68,000 only. We also require at least, one guarantor and for loans above certain amounts, you may be asked to submit additional documents which may include your NIN and bank cheque to aid our verification process and to help us serve you better. Nevertheless, our loan application process is seamless as all you need to do is download our app and apply right from your smartphone! ## Key features - Instant credit access - Personal and business loans - Loan amounts from N50,000 to N1,000,000 - Repayment terms of 12-36 months - Simple mobile application process - Monthly repayment options ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/a1credit/id1619950093/reviews.md ### 5/5 — Idiot people *2024-02-03* You guys must be very stupid by telling me my documents are pending for how many weeks now Idiot people ## Frequently asked questions about A1Credit ### What is the minimum and maximum loan amount offered by A1Credit? A1Credit offers loan products ranging from N50,000 up to N1,000,000. The specific amount you qualify for will depend on their credit scoring algorithm and your submitted details. ### What are the repayment terms for loans from A1Credit? Loan repayment periods for A1Credit range from 12 to 36 months, with monthly repayment being the usual schedule. The example provided shows a 12-month tenor for a personal loan. ### What are the interest rates and APR for A1Credit loans? The minimum interest rate is 3% per month, and the maximum is 10% per month. This translates to an Annual Percentage Rate (APR) of 36% to 120%. ### Who is eligible to apply for a loan with A1Credit? To access soft loans from A1Credit, you must be above 21 years of age and employed with a stable income. Salary earners, especially civil servants, are specifically mentioned. ### What documents are required to apply for a loan with A1Credit? You may be required to submit your bank statement and a valid ID. For loans above certain amounts, additional documents like your NIN and bank cheque might be requested for verification. ### Does A1Credit require a guarantor? Yes, A1Credit requires at least one guarantor for loan applications. This is part of their verification process to aid in serving you better. ### What is the update frequency for A1Credit? The latest version of A1Credit, 1.3, was last updated on March 1, 2023. This indicates a development cycle that likely involves periodic updates for improvements and bug fixes. ### What devices does A1Credit support? A1Credit is available on iPhone, iPad, and iPod devices. It is designed for iOS users looking for mobile lending solutions. ## Version history (last 3 releases) ### 1.3 — 2023-03-01 New features and optimization ### 1.2 — 2022-08-30 New features and optimisation ### 1.0 — 2022-07-26 No release notes. ## Apps similar to A1Credit | App | Rating | Price | Category | | --- | --- | --- | --- | | [moninow](https://appshunter.io/ios/app/moninow/id1466746236) | 1.4 (5) | Free | Finance | | [Irorun - Fast loans with ease](https://appshunter.io/ios/app/irorun-fast-loans-with-ease/id1511430092) | 3.2 (477) | Free | Finance | | [Monthly NG - Quick Rent Loans](https://appshunter.io/ios/app/monthly-ng-quick-rent-loans/id1634279024) | 2.7 (21) | Free | Finance | | [Vale Personal](https://appshunter.io/ios/app/vale-personal/id1546241596) | 3.3 (18) | Free | Finance | | [Sycamore - Save Invest Borrow](https://appshunter.io/ios/app/sycamore-save-invest-borrow/id1592757960) | 4.3 (111) | Free | Finance | | [YesCredit - Quick Loan](https://appshunter.io/ios/app/yescredit-quick-loan/id1605486804) | 2.4 (18) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*