# A2Z Money: Net Worth Tracker — Wealth, budget, retirement

> Financial tracker projecting investment outperformance and retirement age. (iPhone/iPad app by A2Z VENTURES LLC.)

- Source: https://appshunter.io/ios/app/a2z-money-net-worth-tracker/id6766733473 (this page in markdown: same URL + `.md`)
- Developer: [A2Z VENTURES LLC](https://appshunter.io/developer/1768649207)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 38 MB
- Languages: American English
- Released: 2026-05-26
- Data updated: 2026-08-17
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/a2z-money-net-worth-tracker/id6766733473/reviews.md

## What is A2Z Money?

Know exactly when your money starts working harder than you do.

A2Z Money tracks every dollar across every account — checking, savings, credit cards, investments, retirement — and answers the one question budget apps avoid: when can I stop working?


THE CROSSOVER PROJECTION

At the heart of A2Z Money is the Crossover chart. It models when your portfolio's inflation-adjusted growth outpaces your salary. The chart shows the exact age your investments take over. No vibes, no marketing math — just a projection grounded in your real account balances and your real spending.


NET WORTH IN ONE PLACE

Connect once, see everything:
• Bank accounts and credit cards via Plaid
• Brokerage and retirement accounts via SnapTrade

A2Z aggregates balances and transactions automatically. Net worth = assets minus liabilities, recalculated every time your accounts move.


WHAT YOU GET

• Net worth dashboard with month-over-month deltas
• Cash flow split into salary vs. other income, essential vs. discretionary spend
• Categorized spending (Plaid PFC categories) — drill into any month
• Crossover projection: the age your investments outearn you, plus years to financial independence and a sustainable withdrawal rate
• Lifestyle targets and Tweak Assumptions — adjust return rate, inflation, or retirement age and watch the projection update live
• Monthly email reports — HTML email plus PDF and CSV exports, optional and opt-in


PRIVACY THAT'S NOT MARKETING

• Your bank credentials never touch A2Z's servers. Plaid handles the OAuth flow end-to-end; we receive read-only account data, not your password
• Sign in with Apple supported — no email/password required if you'd rather not have one
• Account deletion is a single button in Settings. It revokes Plaid + SnapTrade tokens server-side and purges every byte of your data from our database
• At-rest encryption on the server (AES-256-XTS)
• No ads. No data sales. No marketing email. Ever.


PRO MEMBERSHIP

A2Z Money's free tier includes the full demo experience with sample data and the net worth dashboard. Pro unlocks live account connections, monthly email reports, and the full Crossover projection with custom assumptions.

In-app subscription. Auto-renews until cancelled. Manage or cancel anytime in Settings → Subscription, or in iOS Settings → Apple ID → Subscriptions. Pricing shown on the upgrade screen in the app.


WHO IT'S FOR

If you've ever sat down with a spreadsheet and tried to figure out the year your savings start carrying you, A2Z Money does that work continuously, with real data. The math borrows from the FIRE (financial-independence) community, but the app doesn't require you to know the acronym to use it.


Privacy Policy: https://www.a2z-ventures.com/support/a2z-money/privacy.html
Terms of Use: https://www.a2z-ventures.com/support/a2z-money/terms.html
Support: https://www.a2z-ventures.com/support/a2z-money/

## Key features

- Net worth dashboard
- Cash flow analysis
- Categorized spending
- Crossover projection
- Lifestyle targets
- Monthly email reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| A2Z Money Premium | $9.99 | per month |
| A2Z Money Premium | $79.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/a2z-money-net-worth-tracker/id6766733473/reviews.md

### 5/5 — Easy spending and net worth tracking

*2026-06-05*

I can track my spending, net worth and FIRE timelines easily with the app.

## Frequently asked questions about A2Z Money

### What is the main purpose of A2Z Money?

A2Z Money tracks all your financial accounts to project when your investments will outpace your salary and help you achieve financial independence. It provides a clear view of your net worth and cash flow.

### How does A2Z Money handle my financial data security?

Your bank credentials never touch A2Z Money's servers. Plaid handles the OAuth flow, providing read-only account data. Data is encrypted at rest on the server using AES-256-XTS.

### What are the subscription options for A2Z Money?

A2Z Money offers a free tier with sample data and a net worth dashboard. The Pro membership, available via subscription ($9.99/month or $79.99/year with a 3-day free trial), unlocks live account connections and full projection features.

### Does A2Z Money have ads?

No, A2Z Money is ad-free. The app explicitly states 'No ads. No data sales. No marketing email. Ever.'

### What platforms is A2Z Money available on?

A2Z Money is currently supported on iPhone and iPod.

### How often is A2Z Money updated?

The latest version, 1.0.14, was released on June 16, 2026, indicating regular updates to the application.

### What is the age rating for A2Z Money?

A2Z Money has an age rating of 4+, making it suitable for a wide range of users.

### Can I export my financial data from A2Z Money?

Yes, A2Z Money offers optional monthly email reports that include PDF and CSV exports for your financial data.

## Version history (last 5 releases)

### 1.0.25 — 2026-08-13

Two behind-the-scenes fixes.

• Sign-in recovery. If a security-token rotation ever gets interrupted (device restart mid-swap, brief network drop) the app now heals itself on the next launch instead of asking you to sign in again.
• Monthly spending totals. Uncategorized "Other" transactions no longer offset your monthly spend total, so the number on the Spending card matches the sum of your categorized transactions below it.

Thanks for using A2Z Money.

### 1.0.24 — 2026-08-03

Four new things and one fix.

• Price-hike alerts. When a subscription's price goes up ("Netflix: $15.49 to $17.99"), you get a push notification even with the app closed. Detected server-side from bank data, opt-in via Settings > Notifications.
• Category budgets. Set a monthly cap on any spending category and track how the month is trending against it. Free plan includes three; Pro is unlimited.
• On-demand statements. Download a PDF or CSV bundle for any past month straight from Settings, without waiting for the next scheduled email.
• Monthly recap notification. An opt-in push at the start of each month with last month's net worth change and top spending category.
• Fix: the retirement questionnaire no longer briefly flashes on sign-in while your saved answers are loading from the server.

Thanks for using A2Z Money.

### 1.0.22 — 2026-08-01

Three small fixes.

• Overdrawn asset balances (a checking account in the red, for example) now show with a minus sign in the Wealth breakdown instead of quietly displaying as a positive number.
• Recurring price-change alerts stop cancelling themselves before they get a chance to fire.
• Warnings and connection errors clear correctly when you switch accounts, so a stale banner from a previous sign-in no longer sticks around.

Thanks for using A2Z Money.

### 1.0.21 — 2026-07-31

A cleanup pass on how income, spending, and transfers are classified — the numbers you see should now match the underlying transactions more consistently.

• Refunds and statement credits net against spend on the Transactions list, matching how they already behaved on the Categories and Cash Flow views.
• Categories headline total now includes net-refunded categories so the sum lines up with what you see in the list below it.
• Better transfer detection: a card statement credit paired with an unrelated same-amount debit no longer collapses into a phantom transfer, and bare "ACH" descriptions no longer eat real income or spending.
• Dividends, interest, and tax refunds now classify as income consistently across every surface.
• Plaid HOME_IMPROVEMENT charges now land in General Merchandise instead of a mystery bucket.
• Reports use a padded date window so a boundary-straddling transfer at month-end isn't categorized as spending.
• Retirement assumptions survive a body remount so a mid-scroll re-render doesn't reset your inputs.

Thanks for using A2Z Money.

### 1.0.20 — 2026-07-19

Small follow-up to yesterday's Net Worth by Age chart update:

• The Y-axis dollar labels are no longer clipped on smaller phones. They now sit fully inside the chart card with proper breathing room.

Thanks for using A2Z Money.

## More apps by A2Z VENTURES LLC

- [Tic Tac Toe - Play with AI](https://appshunter.io/ios/app/tic-tac-toe-play-with-ai/id6758789811)

All apps by A2Z VENTURES LLC: https://appshunter.io/developer/1768649207

## Related topics

[empower net worth](https://appshunter.io/ios/topics/empower-net-worth)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*