# ABHI Bank > Digital banking app for secure account management, payments, and money transfers. (iPhone/iPad app by ABHI Microfinance Bank Limited.) - Source: https://appshunter.io/ios/app/abhi-bank/id1181010608 (this page in markdown: same URL + `.md`) - Developer: [ABHI Microfinance Bank Limited](https://appshunter.io/developer/1626052457) - Category: Finance, Business - Price: Free - Rating: 3.30/5 from 38 App Store ratings · 26 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 371 MB - Languages: American English - Released: 2016-12-14 - Data updated: 2026-07-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/abhi-bank/id1181010608/reviews.md ## What is ABHI Bank? About the App: FINCA Pay is now ABHI Bank! Your trusted digital wallet has a fresh new identity – same secure banking, now with more control and flexibility. Here’s what we have in store for you: FEATURES • Sign up in just a few clicks to experience seamless digital banking! • No minimum balance requirement, no paperwork needed • Safe & secure banking with ABHI Microfinance Bank – a fully regulated microfinance bank trusted by millions across Pakistan • View your balance and access e-statements anytime • Login securely using Face ID, Touch ID, or Passcode • Send and receive money instantly, 24/7 • Manage and pay bills for 500+ billers from the comfort of your home • Instant mobile top-ups • Link and manage multiple ABHI Bank accounts – all in one app! HOW TO OPEN AN ABHI BANK ACCOUNT • Download the app and enter your mobile number & OTP to sign up • Provide a few basic details to verify your identity • Set your 4-digit login PIN • That’s it – your ABHI Bank account is ready! ABOUT ABHI BANK ABHI Bank (formerly FINCA Pay) is the new digital banking app of ABHI Microfinance Bank, formerly known as FINCA Microfinance Bank. As a fully regulated microfinance bank in Pakistan, ABHI Bank continues to offer safe, reliable, and innovative digital financial services to millions. Through our powerful mobile wallet, we make it easier than ever to send money, pay bills, and manage your finances — all in one place. With a fresh name and the same trusted foundation, we’re here to help you bank with ease, flexibility, and confidence. Experience the same reliability and service – now as ABHI Bank. ## Key features - Seamless digital banking sign-up - No minimum balance or paperwork - Safe and secure microfinance banking - View balance and e-statements - Biometric login (Face ID, Touch ID) - Instant money send/receive - Manage and pay 500+ billers - Instant mobile top-ups ## Recent user reviews (10 of 26) All indexed reviews: https://appshunter.io/ios/app/abhi-bank/id1181010608/reviews.md ### 1/5 — Biometric problem *2026-02-10, version 9.5* I tried to verify the biomatric through the app but it didn’t go through. Very bad experience ### 1/5 — OTP can’t auto fetch and can’t type *2025-09-29, version 9.0* OTP comes but can’t auto fetch and can’t type on this app. Please fix it ### 1/5 — Temporary Unavailable | Service Not available *2023-11-28, version 4.8.1* Many times receive error whenever i needed its happed service temporarily unavailable, common finca team its a bank error should not come on daily basis. Our money is not safe we can’t trust if you didn’t improve your app ### 1/5 — Worst app ever *2022-08-16, version 4.3* I get logged out every time i update the app and then its unable to login. It gets even worse if you out of country and not have access to your sim card. Worst engineering ever. ### 1/5 — Crashes all the time *2022-08-15* It’s been a month I’m trying to login but it crashes everytime. ### 1/5 — Bad app *2022-08-14* Verynon user friendly and bugged app ### 1/5 — Bad App... *2020-08-19* I use this app to pay my kids school fee every month; I have problems with this app. For the last two days, I am looking to complete my transaction. Where is my transaction? ### 5/5 — Best app ever *2019-08-05* I will recommend ### 2/5 — Not Happy With It *2019-04-26, version 3.28* Everything time i try to re-open my account it will say account blocked contact bla bla bla.what is this user and password for if we have to call helpline to sign-in to our account better to remove user and pin options from this app.The only reason that i stop using this app. ### 5/5 — Update *2018-12-21* Application is crashing after new update ## Frequently asked questions about ABHI Bank ### What is ABHI Bank? ABHI Bank is a digital banking app from ABHI Microfinance Bank, formerly known as FINCA Pay. It offers secure and reliable digital financial services, allowing users to manage their finances, send and receive money, and pay bills conveniently through their mobile device. ### What are the key features of ABHI Bank? Key features include a quick sign-up process with no minimum balance or paperwork, secure biometric login options (Face ID, Touch ID), instant money transfers 24/7, management and payment of over 500 billers, and instant mobile top-ups. Users can also link and manage multiple ABHI Bank accounts within the app. ### How do I open an ABHI Bank account? To open an account, download the app, enter your mobile number and OTP to sign up, provide basic details for verification, and set a 4-digit login PIN. Your ABHI Bank account will then be ready to use. ### Is ABHI Bank secure? Yes, ABHI Bank is a fully regulated microfinance bank in Pakistan, offering safe and secure banking services. It utilizes robust security measures, including biometric login options, to protect user accounts and transactions. ### What are the costs associated with using ABHI Bank? Based on the provided information, there is no minimum balance requirement and no mention of specific fees for core services like sending/receiving money or bill payments. The app itself is free to download and use. ## Version history (last 5 releases) ### 10.0.1 — 2026-07-27 Completely redesigned interface with a modern, intuitive experience. Faster and smoother navigation across the app. Improved usability for quicker access to your banking services. Performance enhancements and bug fixes for a more reliable experience. Prediction and voting for Pakistan Got Talent. ### 10.0 — 2026-07-19 Completely redesigned interface with a modern, intuitive experience. Faster and smoother navigation across the app. Improved usability for quicker access to your banking services. Performance enhancements and bug fixes for a more reliable experience. Prediction and voting for Pakistan Got Talent. ### 9.8 — 2026-06-17 L2 account onboarding from mobile app Salary backed lending Enhanced security Minor bugs fixed. ### 9.7 — 2026-03-09 Minor bugs fixed. ### 9.6 — 2026-02-24 Enhanced UI / UX. Beneficiary Addition. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*