# ACB ONE — For individual customers

> Online digital bank for transactions, card management, and financial utilities. (iPhone/iPad app by ASIA COMMERCIAL JOINT STOCK BANK.)

- Source: https://appshunter.io/ios/app/acb-one/id950141024 (this page in markdown: same URL + `.md`)
- Developer: [ASIA COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/950141023)
- Category: Finance, Business
- Price: Free
- Rating: 3.40/5 from 160 App Store ratings · 88 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 299 MB
- Languages: American English, Vietnamese
- Released: 2015-01-04
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/acb-one/id950141024/reviews.md

## What is ACB ONE?

ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction.

#100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE 
* Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services 
* 0 service fees of fund transfer,account management, and no requirement for minimum balance 
* Short bank account number that easy to memorize and transact with  
 
#VIDEO CALL, QUICK WAY TO GET MORE UTILITIES  
* Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges 
* Secure facial recognition with AI technology 
* Fast and easy service; no need to approach the counter  
 
#ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP  
* Free OTP verification right on ACB ONE app 
* Auto-fill OTP, no need to remember or copy OTP codes 
* High security - Receive OTP codes even while abroad 
* Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) 
 
#ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS 
* Earn unlimited reward points 
* The more transactions, the more reward points you accumulate 
* Redeem points for preferred gifts of shopping, dining, education and entertainment 
* Easily transfer points to each other, share hot gifts all year round 
 
#LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES  
* Manage your cards online. 0% interest and fees anytime, anywhere 
* Online savings with extra interest rate 
* Purchase Sun Life Insurance online 
* Make transactions and deposit/ withdraw cash via QR code 
* Pay bills online nationwide: electricity, water, phone, cable TV, internet 
* Pay train and flight tickets 
* Pay school fees online with the SSC school card program 
* Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! 
 
#CONTACT INFORMATION 
Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.

## Key features

- 100% online account setup
- Free fund transfers and account management
- Video call account upgrades with facial recognition
- In-app OTP verification for secure transactions
- Earn and redeem reward points
- Online savings and insurance purchases
- QR code transactions and bill payments

## Recent user reviews (10 of 88)

All indexed reviews: https://appshunter.io/ios/app/acb-one/id950141024/reviews.md

### 1/5 — App tào lao

*2026-08-16*

Làm cái app mà lỗi tùm lum

### 1/5 — Đang yên đang lành

*2026-08-08*

POST 2 (Aug 2026):
Đang yên đang lành tự nhiên bắt phải tắt chế độ nhà phát triển. Tôi là software engineer thì không được xài app à? Hay mỗi lần cần xài thì phải bật tắt chế độ, khởi động lại máy à? 
Tôi góp ý lần nữa là bộ phận security của ngân hàng nên bớt rảnh lại. Làm cái gì thì mình phải nghĩ tới cái tác động của nó tới người dùng. Bảo mật cho cố mà không xài được thì bảo mật làm gì? Đang yên đang lành đừng có bắt tắt chế độ nhà phát triển.

——
POST 1 (2022):
Đang yên đang lành tự nhiên báo mật khẩu hết hạn rồi bắt đổi mật khẩu. Giờ tôi không đăng nhập được nữa. Điện thoại thì tổng đài viên cũng không giúp được gì. Chỉ yêu cầu ra ngân hàng làm việc. Mà tôi ở nước ngoài, đâu có chi nhánh ACB nào ở đây mà ra làm việc được?
Tôi góp ý bộ phận security của ngân hàng nên bớt rảnh lại. Làm cái gì nó có ý nghĩa thì làm. Đang yên đang lành đừng có bắt người ta đổi mật khẩu.

### 1/5 — app j lỗi quài v???

*2026-07-22*

t đăng nhập vào mà cứ báo lỗi mặc dù nhập đúng username với mật khẩu??

### 1/5 — OTP qua sdt ngu quá

*2026-07-19*

Cứ phải đổi mật khẩu định nhưng đổi thì đòi ot qua sdt nhấn gửi 10 lần không thấy 1 tin nhắn nào rác vl 19/7/2026

### 1/5 — Suck

*2026-05-27*

Fkin suck

### 1/5 — app càng ngày càng tệ . đang giao dịch thì lỗi . sáng ra đăng nhập củng lỗi .

*2026-05-03*

cập nhâp phiên bản mới vẫn lỗi .

### 1/5 — Nuôi lừa đảo

*2026-03-28*

Không cho xem mặt người dùng lừa đảo,còn bắt ngồi chờ gây mất thời gian.

### 1/5 — Quét QR mà mở camera trước???

*2026-03-23, version 3.47.0*

Nếu dùng Gallery thì lại không cho limited access mà phải để full access? Heck no!

### 1/5 — Trãi nghiệm ko mượt

*2026-02-13*

So với bank khác thì đây là app có trãi nghiệm tệ nhất.

### 1/5 — Trừ tiền

*2026-01-10, version 3.46.0*

Mọi người quên mật khẩu thì ráng nhớ hoặc dùng zalopay liên kết r rút tiền qua ckhoan chứ app loz này quên mật khẩu nó trừ 15k để gửi sms về nhé

## Frequently asked questions about ACB ONE

### What does the ACB ONE app do?

The ACB ONE app is a digital banking platform that allows users to manage their online accounts, debit cards, and digital banking services entirely online. It facilitates transactions, bill payments, savings, and offers a rewards program.

### What are the key features of ACB ONE?

Key features include 100% online account setup with a 3-in-1 combo (account, card, digital services), free fund transfers and account management, video call upgrades with AI facial recognition, in-app OTP verification for secure transactions, earning reward points, online savings, and various bill payment options.

### Is ACB ONE free to use?

The app itself is free to download and use. There are no service fees for fund transfers or account management, and no minimum balance requirement. Some services like insurance purchases may have associated costs.

### What are the compatibility requirements for ACB ONE?

The provided description does not specify exact compatibility requirements for operating systems or devices. However, as a mobile banking application, it is designed to function on smartphones and tablets.

### How can I use ACB ONE for daily financial needs?

You can use ACB ONE for daily needs by signing up for an online account, managing your debit card, making fund transfers, paying bills nationwide (electricity, water, phone, etc.), purchasing train and flight tickets, and connecting with popular e-wallets like Momo and ShopeePay.

## Version history (last 5 releases)

### 3.55.0 — 2026-08-26

Version 3.55.0 What's new
- New features: Smart term deposit, eSIM and train reservations.
- Improve features: Online sign-up.
- Bug fixes and performance improvements.
Feedback mailbox: knhs.pvhvdvkh@acb.com.vn.

### 3.54.0 — 2026-08-12

Version 3.54.0 What's new
- Bug fixes and performance improvements.
Feedback mailbox: knhs.pvhvdvkh@acb.com.vn.

### 3.53.2 — 2026-08-04

Version 3.53.2 What's new
- New features: Open household business account online, Domestic and cross-border payments through QR payment service
- Improve features: Payment, transfer
- Bug fixes and performance improvements.
Feedback mailbox: knhs.pvhvdvkh@acb.com.vn.

### 3.53.1 — 2026-08-03

Version 3.53.1 What's new
- New features: Open household business account online, Domestic and cross-border payments through QR payment service
- Improve features: Payment, transfer
- Bug fixes and performance improvements.
Feedback mailbox: knhs.pvhvdvkh@acb.com.vn.

### 3.53.0 — 2026-08-03

Version 3.53.0 What's new
- New features: Open household business account online, Domestic and cross-border payments through QR payment service
- Improve features: Payment, transfer
- Bug fixes and performance improvements.
Feedback mailbox: knhs.pvhvdvkh@acb.com.vn.

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## More apps by ASIA COMMERCIAL JOINT STOCK BANK

- [ACB Lifestyle](https://appshunter.io/ios/app/acb-lifestyle/id1380580187)
- [ACB Agent Portal](https://appshunter.io/ios/app/acb-agent-portal/id1444042310)
- [ACB SafeKey](https://appshunter.io/ios/app/acb-safekey/id1446756333)
- [ACB Transport](https://appshunter.io/ios/app/acb-transport/id1457526688)
- [PASS](https://appshunter.io/ios/app/pass/id1481927340)

All apps by ASIA COMMERCIAL JOINT STOCK BANK: https://appshunter.io/developer/950141023

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*