# Access Bank (Ghana) Plc — More Than Banking...

> Mobile banking app for real-time access to Access Bank Ghana accounts and transactions. (iPhone/iPad app by Access Bank Plc.)

- Source: https://appshunter.io/ios/app/access-bank-ghana-plc/id730325311 (this page in markdown: same URL + `.md`)
- Developer: [Access Bank Plc](https://appshunter.io/developer/730325314)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 425 App Store ratings · 101 written reviews indexed
- Age rating: 12+
- Requires: iOS 13.0 · 49 MB
- Languages: American English
- Released: 2013-12-22
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/access-bank-ghana-plc/id730325311/reviews.md

## What is Access Bank (Ghana) Plc?

Premium Mobile Banking application by Access Bank (Ghana) PLC

This Mobile Banking app gives you real time access to your accounts in Access Bank Ghana. All account holders of Access Bank Ghana can subscribe to this service. Subscription is at no cost. Below are some of the services you can enjoy from this mobile banking application:
•	Transfers to accounts in Access Bank
•	Transfers to accounts in other banks in Nigeria
•	Bill Payments
•	Cable TV
•	Airtime
•	Power, etc.
•	Request for Cheque books
•	Confirm cheques
•	Cancel / Stop cheques,
•	Locate Access Bank branches and ATMs
and much more.

In 3 simple steps, you can have immediate access to your account. However to perform banking transactions on this app, you will be required to use your authentication token issued by Access Bank. In the event you do not have an authentication token, please visit any Access Bank branch to obtain a transaction PIN.

## Key features

- Real-time account access
- Inter-bank transfers
- Bill payments
- Airtime and cable TV top-ups
- Cheque management
- Branch and ATM locator

## What do users think of Access Bank (Ghana) Plc?

Overall sentiment: negative

**Pros**

- 💯 Perfect app
- 👍 Quick transactions
- 👍 User-friendly

**Cons**

- 🐛 Crashes frequently
- 🐛 Doesn't work properly
- 🐛 Buggy updates
- 🔒 Security issues
- 🔍 Login problems
- 🔍 Can't access account
- 🔍 Fails to save beneficiaries
- 🔍 Unreliable
- 🔍 Useless app

**Commonly reported bugs**

- Crashes on login
- Fails to recognize login details
- Compatibility issues with newer OS versions
- Transaction failures and reversal problems
- Beneficiary management issues

**Most requested features**

- Option to turn off account balance display
- Improve login and authentication options
- Enhance transaction history and statement features
- Provide better customer support and communication

## Recent user reviews (10 of 101)

All indexed reviews: https://appshunter.io/ios/app/access-bank-ghana-plc/id730325311/reviews.md

### 1/5 — Nonexistent

*2025-10-22, version 4.4.3*

This app should be taken from here. It doesn’t even work.

### 1/5 — Dumb

*2025-06-30, version 4.4.3*

Dumb Dumber DUMBEST bank

### 1/5 — Access bank app complain

*2025-04-13, version 4.4.3*

This app is worser than mtn app . You need to work on it smh

### 1/5 — Hurtful

*2024-04-04, version 4.3.0*

Please I tried to deposit 60gh into my bank account, the money has to be deducted from my mobile money account but it's not credited to my bank account.

### 3/5 — So Buggy

*2023-12-22, version 4.3.0*

Since your latest update can’t seem to get the app to work, takes so long to even load

### 2/5 — New update troubles

*2023-11-14*

I just updated the bank app and i can’t access my account with my Face ID anymore. I’ve forgotten my original password and there’s no option to press when you forget your password.

### 1/5 — Useless app

*2023-09-17, version 4.2.0*

Can’t login

### 1/5 — Worst banking app ever😞

*2023-07-30*

I keep trying to login and it keep telling me network error check your internet connection not sure what’s wrong with your bank or app but please you guys better figure this out because I’m not sure what’s going on

### 1/5 — Disappointed

*2023-03-25, version 4.2.0*

Trash! Doesn’t work, trying to signup for days won’t let me. I was hoodwinked into downloading it at the bank. Trash!

### 1/5 — Why is the app keep saying check you mobile connections while connecting is good and okay

*2023-03-18, version 4.2.0*

Worst app

## Frequently asked questions about Access Bank (Ghana) Plc

### What does the Access Bank Ghana mobile app do?

The app provides real-time access to your Access Bank Ghana accounts. You can perform various banking transactions, including transfers to accounts within Access Bank and to other banks in Nigeria, bill payments, airtime top-ups, and cheque management.

### Is there a cost to use the Access Bank Ghana mobile app?

No, subscription to this mobile banking service is at no cost for all account holders of Access Bank Ghana. You can enjoy the services without any subscription fees.

### How do I perform transactions on the app?

To perform banking transactions, you will need to use your authentication token issued by Access Bank. If you do not have an authentication token, you can obtain a transaction PIN by visiting any Access Bank branch.

### What kind of transactions can I make?

You can make transfers to accounts within Access Bank, transfers to accounts in other banks in Nigeria, and various bill payments such as for cable TV and power. You can also purchase airtime, request cheque books, confirm cheques, and cancel or stop cheques.

### Can I find bank branches and ATMs using the app?

Yes, the application includes a feature to locate Access Bank branches and ATMs, making it easier for you to find physical banking locations when needed.

## Version history (last 5 releases)

### 4.4.3 — 2025-02-19

Bug fixes.

### 4.4.2 — 2025-02-14

•Mobile Money self-linkage - Instantly link your mobile money wallet.
•Bancassurance - Register and pay for your motor insurance easily.
•Re-designed mobile money transfer - send money with a clearer flow.
•Enhanced security with OTP unlock

### 4.4.0 — 2024-10-09

• Profile Deletion: You can now delete your profile easily.
• Quick Action Buttons: Enjoy faster access to key features with our new quick action buttons.
• Terms and Conditions: Review and accept our updated terms and conditions for using the app.
• Bug fixes and security updates.

### 4.3.0 — 2023-11-14

What's New
1. Security enhancements: To enhance security on the app, transaction authorization has been limited to PIN.
2. Ability to increase transaction limit without visiting branch.
3. Transaction limit usage display.
4. Instant account opening with Ghana card.
5. E-levy display on applicable transactions
6. Minor Bug Fixes

### 4.2.0 — 2021-12-14

This update only supports Access Ghana not required for Nigeria. It comes with the following features for Ghana market:
  - 2nd Factor Authentication (Soft/Hard Tokens) - Extra security with Token
  - BancAssurance - Coronation Insurance premium payments
  - GHQR - Scan and Pay at vendor points
  - ProxyPay – Direct GHIPSS transfer service into account using customer’s registered name or phone number
  - Ghana.Gov Payments - Customs/Unipass, GRA, and other Government payments
  - Live Chat - Chat with Bank Representative directly in real-time

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## More apps by Access Bank Plc

- [accessPro](https://appshunter.io/ios/app/accesspro/id981830975)
- [Radius GO](https://appshunter.io/ios/app/radius-go/id1201178093)
- [QuickBucks](https://appshunter.io/ios/app/quickbucks/id1423259718)
- [Access More](https://appshunter.io/ios/app/access-more/id1501024389)
- [ABM eToken](https://appshunter.io/ios/app/abm-etoken/id6479247086)

All apps by Access Bank Plc: https://appshunter.io/developer/730325314

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*