# Access FCU Mobile Banking > Mobile banking app for checking balances, transfers, bill pay, and check deposits. (iPhone/iPad app by Access Federal Credit Union.) - Source: https://appshunter.io/ios/app/access-fcu-mobile-banking/id574810652 (this page in markdown: same URL + `.md`) - Developer: [Access Federal Credit Union](https://appshunter.io/developer/574810655) - Category: Finance, Productivity - Price: Free - Rating: 4.79/5 from 1,264 App Store ratings · 34 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 99 MB - Languages: English, Chinese - Released: 2012-11-19 - Data updated: 2026-09-02 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/access-fcu-mobile-banking/id574810652/reviews.md ## What is Access FCU Mobile Banking? Start banking wherever you are with Access Federal Credit Union Mobile Banking for iPhone and iPad! Available to all AFCU online banking customers, Access FCU Mobile Banking allows you to check balances, make transfers, pay bills, find locations and more. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills -Easily pay bills anytime on the fly. Deposits -Deposit Checks right from your iPhone (this service is not yet available for iPad). Locations - Find nearby Branches and ATMs. Additionally, you can search by zip code or address. To learn how we protect your privacy, please visit http://www.accessfcu.org/site/privacy.html ## Key features - Check account balances - Search recent transactions - Make transfers between accounts - Pay bills on the go - Deposit checks (iPhone only) - Find nearby branches and ATMs ## What do users think of Access FCU Mobile Banking? Overall sentiment: negative **Pros** - 👍 Easy banking - 🚀 Fast and convenient - 💳 Useful features like bill pay and mobile deposit **Cons** - 🐛 Frequent application errors and crashes - 🔒 Account lockdowns and lack of support - 📸 Poor mobile check deposit quality **Commonly reported bugs** - Inability to access the app for days at a time - Unreliable mobile check deposit **Most requested features** - Improved account security and fraud prevention - Better communication and customer support ## Recent user reviews (10 of 34) All indexed reviews: https://appshunter.io/ios/app/access-fcu-mobile-banking/id574810652/reviews.md ### 5/5 — Long time member *2026-05-20, version 2026.01.01* I’ve been a member of this credit union when it was still Oneida Ltd FCU. They have grown since then, but they have kept their hometown feel and truly care about their members. ### 1/5 — UPDATE PT 3 : Fix The Application Error *2025-08-20, version 2025.5.0.1* UPDATE PT 4 - As of 8-20-25 and after a new Update, I still am getting error messages. I can NOT access your app!! IS ANYBODY THERE??? UPDATE: Update to your app, but STILL cannot access it Once again I cannot access my account for several days now. Used to be a good app. Now it’s as bad as it gets. ### 1/5 — Depositing checks *2025-07-01, version 2025.2.2.3* The app takes terrible pictures of checks. ### 4/5 — Well let’s see… *2024-11-02, version 2024.4.0.10* I’m beyond furious with this application and institution at this point. Every single week my account gets locked down for a fraud alert when I spend my money on the same things every week. More often than not I do NOT get notified I just get locked down. Then I get told “oh it’s an automated system we can’t do anything about that…..” like seriously? I have 19 separate lockdowns logged just this year. I dont get any type of response when issues arise and more often than not it feels like they don’t trust me with my own money to the point I can’t even touch it. Like as we speak I just got denied in a drive through looking like an idiot because ONCE AGAIN I CANT TOUCH MY MONEY. ### 1/5 — UPDATE PT 3 : Fix The Application Error *2023-06-23, version 2023.3.0.1* UPDATE PT 3 - As of 6-22-23 I still am getting error messages. I can NOT access your app!! IS ANYBODY THERE??? UPDATE: Update to your app, but STILL cannot access it Once again I cannot access my account for several days now. Used to be a good app. Now it’s as bad as it gets. ### 1/5 — Please Fix The Application Error *2022-09-21, version 2022.6.0.1* UPDATE: Update to your app, but STILL cannot access it Once again I cannot access my account for several days now. Used to be a good app. Now it’s as bad as it gets. ### 2/5 — Application Errors frequently *2022-06-26, version 2021.11.0.41* Application Errors frequently. Your background can look fancy but doesn’t help when you can’t access, pun intended, your account. ### 5/5 — Easy banking *2020-02-09, version 6.2.1.27* I use for bill pay, super easy, check my balance and deposit checks. ### 3/5 — Don’t deposit check via app *2018-09-05, version 5.10.1.16* This app if great if you’re just checking your balance or transferring your own money from savings to checking but don’t bother with the mobile check deposit. I’ve used it several times hoping each previous time was a fluke and no matter what, it takes almost a week for the money to be available in my account. By then I’ve surely driven past one of the branches and could have made the time to go in and deposit it in person. ### 5/5 — Love it! *2018-03-16, version 5.7.1.10* Use it almost every day. Never glitches, transfers are a breeze. ## Frequently asked questions about Access FCU Mobile Banking ### What can I do with the Access FCU Mobile Banking app? The app allows you to perform various banking tasks remotely. You can check your latest account balances, search through recent transactions, easily transfer funds between your accounts, and pay bills anytime. It also offers the convenience of depositing checks directly from your iPhone and finding nearby branches and ATMs. ### Is the check deposit feature available on iPad? No, the check deposit feature is currently only available for iPhone users. While you can manage your accounts, make transfers, pay bills, and find locations on your iPad, the specific functionality for depositing checks is not yet supported on that device. ### How do I find branches and ATMs using the app? The app includes a 'Locations' feature that allows you to find nearby branches and ATMs. You can also search for specific locations by entering a zip code or address, making it convenient to locate banking services wherever you are. ### Is this app free to use? The app itself is free to download and use for existing Access Federal Credit Union online banking customers. While the app does not have a direct cost, it does contain advertisements as indicated by the presence of ads. ### Who is eligible to use the Access FCU Mobile Banking app? This mobile banking application is available to all existing AFCU online banking customers. If you are already enrolled in Access Federal Credit Union's online banking services, you can download and use this app to manage your accounts conveniently from your mobile device. ## Version history (last 5 releases) ### 2026.04.02 — 2026-06-22 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2026.01.01 — 2026-04-16 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.10.1.3 — 2025-12-09 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.7.2.1 — 2025-09-15 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.5.0.1 — 2025-07-08 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ## Apps similar to Access FCU Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Access Credit Union Mobile](https://appshunter.io/ios/app/access-credit-union-mobile/id1455381567) | 4.7 (179) | Free | Finance | | [Access CU Bristol](https://appshunter.io/ios/app/access-cu-bristol/id6471528232) | — | Free | Finance | | [AmeriCU Credit Union](https://appshunter.io/ios/app/americu-credit-union/id903051488) | 4.8 (8,859) | Free | Finance | | [First Source](https://appshunter.io/ios/app/first-source/id430022181) | 4.8 (5,858) | Free | Finance | | [Access Bank Mobile](https://appshunter.io/ios/app/access-bank-mobile/id605542158) | 4.8 (566) | Free | Finance | | [Your Credit Union Mobile App](https://appshunter.io/ios/app/your-credit-union-mobile-app/id1068562154) | 5.0 (4) | Free | Finance | ## Related topics [afcu mobile](https://appshunter.io/ios/topics/afcu-mobile) · [afcu](https://appshunter.io/ios/topics/afcu) · [afncu](https://appshunter.io/ios/topics/afncu) · [my cfna mobile](https://appshunter.io/ios/topics/my-cfna-mobile) · [andrews fcu mobile](https://appshunter.io/ios/topics/andrews-fcu-mobile) · [abfcu](https://appshunter.io/ios/topics/abfcu) · [acfcu mobile access](https://appshunter.io/ios/topics/acfcu-mobile-access) · [sunbelt fcu](https://appshunter.io/ios/topics/sunbelt-fcu) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*