# AccountMaster Expense Tracker — 3-Sec Tracker · Split Bills

> 3-Sec Tracker · Split Bills (iPhone/iPad app by 汇慧 杨.)

- Source: https://appshunter.io/ios/app/accountmaster-expense-tracker/id6780528262 (this page in markdown: same URL + `.md`)
- Developer: [汇慧 杨](https://appshunter.io/developer/1896283350)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 3 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-06-18
- Data updated: 2026-08-20
- User reviews in markdown: https://appshunter.io/ios/app/accountmaster-expense-tracker/id6780528262/reviews.md

## What is AccountMaster Expense Tracker?

Meet your personal accountant.

Ah Cai gets out of your way. Open the app, tap "lunch 35" on the big keypad — done, filed under "Food." Three seconds. No menus, no category picking.

Why Ah Cai
- Fast: natural-language input, large keypad, three seconds an entry
- Accurate: on-device auto-categorization that learns your habits; no cloud, no network
- Complete: bill splitting, monthly stats, budget alerts, iCloud sync
- Private: data stays on your device (optional iCloud); no tracking, no ads

Features
- Quick entry: "Taxi 28" → Transport; "-8000" → Income (or tap the Income toggle).
- Auto categories: 8 expense + 5 income presets; correct it once and it remembers.
- Stats: monthly cash flow, category breakdown, daily trend, month-over-month.
- Bill splitting: split travel costs, auto-calc the fewest transfers, track refunds that offset expenses, and export the whole group to Excel or text to settle up in chat.
- Budget: set a monthly cap and get alerts.
- Backup & iCloud: JSON export, optional no-sign-in iCloud sync.

Privacy first — No account, no cloud categorization, no uploading your bills.

Free vs Pro — Free: tracking, list, monthly stats. Pro (one-time ¥6): budget alerts, export, themes.

Ah Cai — your private accountant.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 解锁高级版 | $0.99 | one-time |



## Version history (last 5 releases)

### 1.2.4 — 2026-07-10

- App renamed to「阿财记账·AA分账」— leads with the bill-splitting differentiator plus the expense keyword
- Brand-new app icon; home-screen label updated to「阿财记账」
- In-app copy (About / Pro name / backup filename / share attribution) unified to「阿财记账」

### 1.2.3 — 2026-07-09

- App renamed to lead with the expense-tracking keyword — easier to find in search
- Brand-new app icon
- Home-screen label updated to match

### 1.2.2 — 2026-06-30

> App Store metadata update; no functional code changes.

- Refined app name, subtitle, and keywords so searches like "expense tracker", "split bills", "AA" find Ah Cai more easily
- Copy review: honestly described as "auto-categorization" (on-device, learns your habits)
- Ongoing polish

### 1.2.1 — 2026-06-23

- New home-screen widget: see this month's spending and budget at a glance, tap to log an entry
 - New iCloud sync: your data is backed up to iCloud automatically and stays in sync across your devices — no account needed (uses your Apple ID)
 - App name adapts to your system language (账房先生 / AccountMaster)
 - Full English localization, including English auto-categorization
 - Various fixes

### 1.0 — 2026-06-18

No release notes.

## More apps by 汇慧 杨

- [Markdown Reader - Lite](https://appshunter.io/ios/app/markdown-reader-lite/id6766934653)
- [高考志愿·上海志愿填报](https://appshunter.io/ios/app/id6792256921)

All apps by 汇慧 杨: https://appshunter.io/developer/1896283350

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*