# Accounts 3 Checkbook — user reviews

> 557 indexed App Store user reviews of Accounts 3 Checkbook by SVT Software, rated 4.50/5 from 3,035 ratings.

- Source: https://appshunter.io/ios/app/accounts-3-checkbook/id1638551535/reviews
- App overview in markdown: https://appshunter.io/ios/app/accounts-3-checkbook/id1638551535.md
- Rating breakdown: 5★ 2,343 · 4★ 353 · 3★ 129 · 2★ 60 · 1★ 150

## What do users think of Accounts 3 Checkbook?

Overall sentiment: positive

**Pros**

- 🚀 Easy to use
- 👍 Helpful features
- 🔒 Secure data storage
- 💡 Recurring transactions
- 🚀 Smooth syncing between devices

**Cons**

- 🐛 Sync issues
- 🐛 Incorrect transaction recording
- 🐛 Crashing and freezing
- 💡 Limited customization options
- 🔒 Lack of customer support

**Commonly reported bugs**

- Sync issues between devices
- Incorrect transaction recording
- Crashing and freezing
- Inability to change time of recurring transactions

**Most requested features**

- Ability to view future recurring transactions
- Option to duplicate transactions
- Customizable report generation
- Improved syncing between multiple devices
- Direct contact with developer for support

## Newest reviews (17 of 557)

### 3/5 — Bad conversion from 2 to 3

*2026-08-15, version 3.11*

Lost all my account info in the transition so cannot transfer from 2 to 3.  And now cannot access account in 2.

### 3/5 — What happened

*2026-08-14, version 3.11*

I purchased this app and have used it for years with no issues and suddenly this week everything is gone! It has my balances but little to no information when I click into the accounts.

### 4/5 — Transaction Sharing by email Stopped Working

*2026-08-11, version 3.11*

Hello,

I am having a problem with the email backup/restore function in Accounts 3.

I have been using Accounts 3 for years and routinely transfer my updated database from one iPhone to another by creating a backup and sending it by email.

Recently, the email restore stopped working.

The backup is being created successfully from the phone containing the newest data. On the other phone, when I open the backup attachment, Accounts 3 says that it is overwriting the database, then closes and reopens. However, the old database remains unchanged.

I tested the exact same current database using Dropbox. The Dropbox restore worked successfully and all of the newest data appeared on the other phone.

Therefore, the backup/database itself is good. The problem appears to be specifically with the email restore function.

Could you please investigate this issue and let me know if there is a workaround or an update planned to fix it?  BTW, I’m on iOS 26.6 & the latest Accounts 3 software

### 3/5 — Update

*2026-08-08, version 3.11*

Is there a software update coming?

### 3/5 — Where did reports go?

*2026-08-04, version 3.11*

Loved accounts 2 but lost ability to access the different reports. Thought accounts 3 would be the answer & made sure to update my iOS. I’m still not able to do the charts & graphs that are so helpful. Help!

### 2/5 — What happened to the past?

*2026-07-25, version 3.11*

Whatever happened to the feature on the app? I used to be able to type a few characters in the store or place I was going to and it would auto fill? Now it does not it’s like I have to type out the entire thing like I’m starting from scratch every time I buy something.

### 3/5 — Good app but needs improvement

*2026-07-24, version 3.11*

I appreciate this app. It’s been pretty helpful but every time I open it and I’m about to press the plus sign it reboots twice.  Cause me to accidentally press another button. I almost deleted transactions. I’m not sure if it’s a glitch but if you can fix it that would be great.

### 4/5 — Amazing App but…

*2026-07-17, version 3.11*

I’ve been using the Account app for years. It’s great. 

But I’ve recently noticed that the app isn’t backing up on my Dropbox. I’ve unlinked it and relinked it but it doesn’t work. I would have preferred to email customer service but the website says to post inquiries on the review.

### 3/5 — Love this app but…

*2026-07-13, version 3.11*

I need sub-accounts

### 4/5 — Accidentally deleted an account

*2026-07-12, version 3.11*

Please help me, I accidentally deleted an account and I need to have record of all my transactions, since this account is currently closed. 

 Thank your for your help.

### 3/5 — Help please.

*2026-07-10, version 3.11*

Ive been using the app forever. I do not remember making a 6 digit passcode. How can I reset this. Please help

### 3/5 — Amounts

*2026-07-02, version 3.11*

The large # screen with the decimal pt isn’t showing anymore. You have even have to put the decimal in, it doesn’t automatically show!! This needs to be fixed or I’m leaving after many years of using this app.

### 4/5 — PROBLEM POSTING RECURRING TRANSACTIONS

*2026-07-01, version 3.11*

I like this app a lot and sure appreciate that it’s inexpensive. I only need a basic transaction register, and this fits the bill very well. My only issue has to do with posting recurring transactions. I like to post all for each month on the first, which gives me an overview heads-up of what I’ll have left over for the month. But when I manually post the recurring transactions ahead of schedule, the date changes to today’s date instead of the date they’ll go through. Hoping you can fix this to keep the date it’ll happen on and not change to current date. Then it’d be a five-star app!

### 4/5 — Recurring Cycle

*2026-07-01, version 3.11*

Is there a way to add additional cycle options for recurring charges? For example 5 months.

### 4/5 — Help!

*2026-07-01, version 3.11*

I must have accidentally deleted an entire account. Is there anyway you can recover it? I did not have the backup feature on.

### 4/5 — Recent Error - Worked Perfect for Years

*2026-06-24, version 3.11*

Started on a recent update with Accounts 2, figured I’d upgrade to Accounts 3 to see if it was fixed but it is not. Every time I go into the app, click my credit card account, hit the plus on the top right, it kicks me back to the main page rather than going into an entry screen. I then have to go back in to get it to work.

### 3/5 — Love app; but…

*2026-06-21, version 3.11*

Love the app but it is missing 2 critical things. 
1. The reoccurring expenses ONLY push to the account screen the day they are due. There should be a setting to manage this. To get an accurate view of how many bills are left to pay you have to renter them into the account. Makes reoccurring pointless! 
2. The ability to push a reoccurring to accounts without having to change the date. And even if I change the date to today to get them to accounts; 90% of the time that doesn’t work. Even logging out and back into the app.

## Most critical reviews (10 lowest-rated)

### 1/5 — Issue

*2026-08-08, version 3.11*

I’m having an issue with my Account 3 not letting me add an account and let me open it .  Not sure what happened.  It was working great.  I love the app.  Please help. Will I ever be able to use my Accounts 3 app again because it’s still not working!!!!

### 1/5 — Email feature

*2026-07-31, version 3.11*

I need to backup my account but it only allows me to use the native mail app. I exclusively use Gmail. Is there a way to fix this?

### 1/5 — 2 to 3 does not work

*2026-07-10, version 3.11*

Followed instructions from 2 to copy to 3 then open file within 3 and nothing imported.

### 1/5 — Sync

*2026-07-01, version 3.11*

I like this app layout etc. BUT IT FAILS TO AUTO SYNC. Second time in 3years I’ve lost all my data and had to struggle to refill the data into the app BELIEVE ME THAT SUCKS

### 1/5 — Email Alert Every Transaction

*2026-06-14, version 3.11*

I loved this app but now every time I enter a transaction it asks if I want to send an email. It’s super frustrating and I can’t figure out how to shut it off

### 1/5 — Need help

*2026-06-14, version 3.11*

I paid for Accounts 3 and I can't get the export data function to work.  I reconciled my checkbook like usual.  My email is correct, the dates are correct, and I requested both reconciled and all transactions to be emailed but no email was sent.  Please advise.  I have used this function for several years.

### 1/5 — App crashes All data lost!!!  No tech support available!!!

*2026-06-14, version 3.11*

After setting up my iPhone I downloaded the app from the App Store when completing authorization with backup file the app does not allow access to account.  It crashes and closes. I have already made sure the app is updated and have already reinstalled it.

### 1/5 — Database Corruption Issues

*2026-06-01, version 3.11*

After using Accounts1-3 for over 10 years, I have run into database corruption on multiple transactions on 2 different iPhones this month. These involve email sync messages (which I have always used) not being in 1 iPhone and when you send the email again, the iPhone says that it is already in the account, which you can clearly see it is not. Ended up exporting CSV history, deleting the app on both phones and reinstalling and restarting accounts again without the history. Both phones are 16Pro Max and both are up to date with app and OS versions. Sorry to report this way, but web site says to report via an Apple App Store review.

### 1/5 — Fixes needed

*2026-05-23, version 3.11*

Can no longer add receipt photos. 
Has the developer abandoned this app?

### 1/5 — Email sync doesn’t work

*2026-04-24, version 3.11*

I see several reviews stating the email backup is not working.  For me as well.   An old copy of the database is attached to the email. 
Please advise and let us all know when it’s fixed.  Please.   Thank you very much

## Most praised reviews (10 highest-rated)

### 5/5 — Reconcile feature improvement suggestion

*2026-08-13, version 3.11*

I’ve been using Accounts as my check register for years and overall it works very well. One feature I’d really like to see improved is the Show Reconciled view.

When I select “Show Reconciled,” the register jumps all the way back to the original starting date of the account. Since I have years of transactions, I then have to scroll through a huge amount of history just to get back to recent activity.

It would be very helpful to have a date range option for reconciled transactions, such as Last 30 Days, Last 60 Days, Last 90 Days, or a custom date range. That would make it much easier to review or verify recently reconciled transactions without having to scroll through years of records.

Great app overall, and this would be a very useful quality-of-life improvement for long-time users.

### 5/5 — Excellent Checkbook App - Just Needs True Family Sync

*2026-08-12, version 3.11*

My wife and I have been using Accounts 3 as our household checkbook for quite some time, and we genuinely love the app’s simple, traditional checkbook approach. We’ve already purchased the Premium version and would much rather continue using Accounts 3 than move to another financial app.

Our one significant limitation is iCloud syncing between two separate Apple/iCloud accounts. We currently use the Peer Email Sharing feature, with each of our email addresses configured for automatic sharing when a transaction is saved. It works, but it still requires the recipient to receive/open and post the transaction, so it isn’t a true shared, two-way database.

What we’d really love to see is the ability to designate one or more Accounts 3 accounts as shared accounts, allowing two people with separate Apple IDs/iCloud accounts to have read/write access to the same account. Ideally:

• I enter a transaction → it automatically appears on my wife’s device
• My wife enters a transaction → it automatically appears on mine
• Either of us can edit, delete, reconcile, or otherwise update transactions
• Changes synchronize automatically without email, Dropbox backup/restore, or manual importing
• Individual accounts could be shared rather than requiring the entire Accounts 3 database to be shared

I understand that Accounts 3’s current iCloud Sync is designed around a single iCloud account, while Apple’s iCloud/CloudKit platform supports sharing records between different iCloud users.

Is true two-way/shared-account synchronization between separate Apple IDs something SVT Software is considering or currently working on?

If so, we’d love to know whether it is on the roadmap. If not, I would strongly encourage SVT to consider it. It seems like a natural evolution of Accounts 3 and would solve what I suspect is a very common use case for married couples and families.

We really like Accounts 3 and would much rather see this capability added than have to move to a subscription-based budgeting app simply to get shared synchronization.

Thank you for continuing to support and improve such a great checkbook app!

### 5/5 — Great app

*2026-08-07, version 3.11*

Great app, I have used it for years, I just wish you could import data from a CSV file so I could include all of the years of data I have in spreadsheets before I started using this app. Fast and perfect for my needs.

### 5/5 — Outstanding

*2026-08-06, version 3.11*

8+ Years, simplicity works.  One request, the ability to hide closed accounts.

### 5/5 — Restore from email not working

*2026-07-22, version 3.11*

My wife and I keep our checkbooks synced by me periodically sending her the database via email. It appears that the restore from email function is no longer working. It runs through like it is working but nothing is actually updated. No errors.

### 5/5 — Bad Math

*2026-07-22, version 3.11*

Is there a way to reset calculations,my balance has the wrong numbers after data entry

### 5/5 — Lost my Accounts2 database

*2026-07-17*

Hello, I lost my Accounts2 database after changing my iPhone. I believe I uploaded my database to iCloud before changing devices. Now both my iPhone 16 Pro Max and iPhone XS Max show no data. Accounts 3 restores only the sample database, and iCloud shows only 26 KB for Accounts2 and Accounts3. Could you please tell me if there is any way to recover my original database or an older iCloud backup? Thank you.

### 5/5 — App Deletion

*2026-07-12, version 3.11*

I accidentally deleted my Accounts3 app from my iPhone. How can I get my data back?

### 5/5 — This app will save your bacon!

*2026-07-10, version 3.11*

Record every transaction you make and you can skip the math and still KNOW whether you should buy that trinket or now or wait ‘til payday. It’s easy to set up. Easy to operate. User interface mimics your check register using green for deposits/credits so you can see at a glance where you stand. Recurring transactions is WONDERFUL! Never forget those annual, monthly or weekly charges again! I’ve been using the app since 2014 and the paid version for about 18 months. I am one very happy camper…and all my fees are paid on time and I still have dough to play with. Free is fine, paid is a bit finer, with the ability to switch a transaction from the wrong account to the correct account. If you have only one account, free will do. Love, LOVE this app!

### 5/5 — Feature Request??

*2026-06-12, version 3.11*

Accounts 3 is a great product. Where can I submit feature requests? I’d like option to set recurring transactions at more granular level, ie every 6 weeks.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
