# Accounts 3 Lite - Checkbook

> Digital checkbook app for tracking daily finances, scheduling transactions, and generating reports. (iPhone/iPad app by SVT Software.)

- Source: https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607 (this page in markdown: same URL + `.md`)
- Developer: [SVT Software](https://appshunter.io/developer/286029963)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 214 App Store ratings · 45 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 11 MB
- Languages: American English, French (France), German (Germany), Italian, European Portuguese, European Spanish
- Released: 2022-09-11
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews.md

## What is Accounts 3 Lite?

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more.

* If you like this app, then please support us with a positive rating. Thank you! 

FEATURES 

* Touch and Face ID Support
Use Touch ID to authenticate and launch the app quicker and more conveniently.

* Optimized for Multitasking and Retina Display 
Supports fast app switching and higher resolution Retina display. 

* Universal Binary 
Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. 

* Graphs and Reports 
Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. 

* AirPrint Support 
Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. 

* Photo Receipts 
Capture and store photo receipt as part of a transaction. 

* Search 
Quickly search for transactions and edit them from the same screen. 

* Recurring Transactions 
Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. 

* Reconcile Transactions 
Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. 

* Split Transactions 
Split a transaction among several categories for more precise tracking. 

* Transfers 
Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. 

* Multiple Accounts 
Track as many accounts as you need. 

* Export in CSV, QIF & HTML Formats 
Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. 

* Description, Category, Memo, and Check # Fields 
All the necessary fields to track your transactions. 

* Smart Autocomplete 
As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. 

* Auto-increment Check # Field 
Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. 

* Customization Settings & Themes 
Configurable settings and themes to customize the Accounts 3 application based on your preferences. 

* Transaction Sorting/Hiding 
Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. 

* Accounts Reordering 
Reorder the accounts from the account list in any order you choose. 

* Accounts Delete Lock 
Prevents accidental deletion of all the transactions under an account. 

* Backup / Restore 
Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. 

* Passcode Security 
Keep your accounts information private.

* Sync Data via iCloud 
Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version)

* Accounts 3 Lite is limited to 100 transactions.  
At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

## Key features

- Schedule recurring transactions
- Capture photo receipts
- Generate financial reports and graphs
- Reconcile transactions with bank statements
- Export data in CSV, QIF, and HTML
- Supports Touch and Face ID
- Split transactions across categories

## What do users think of Accounts 3 Lite?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs
- 👍 Free version is good
- 👍 Calendar view is helpful
- 👍 Great app overall

**Cons**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss
- 😠 Difficult to get support
- 😠 Dull app icon color

**Commonly reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Most requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts
- Schedule recurring transactions on a specific date
- Hide specific accounts from main view
- Clear delineation between past and future transactions
- Option to turn off auto check number
- Fix recurring screen starting date/time issue
- Import QIF or CSV files
- Allow changing memo on recurring transfers without re-creation
- Manually pay monthly bills instead of automatic
- Recurring transactions that shift date for weekends/holidays
- Option to select app icon color

## Recent user reviews (10 of 45)

All indexed reviews: https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews.md

### 5/5 — Nice App for my finance tracking

*2026-08-04*

This is a nice, simple way to track my finances.  I do wonder if I can have two files.  I track my mom’s finances as well as my own but don’t want to track them together.  I have checked the FAQ but didn’t see any reference to being able to have 2 separate files.  Is this possible in the full version?

### 1/5 — STUPID JERKS!!!

*2026-04-14, version 3.11*

STOP SENDING POP-UPS FOR $MONIES!!!!!

NOT UPDATING ANYTHING!!!!!

### 5/5 — Data at your Fingertips

*2026-03-02*

My experience with Account 3 lite has been great. Been using it for over 6yrs without issue. Very helpful!!! Recommended.

### 1/5 — 100 transaction limit.

*2026-01-17*

Yes it’s in the Mile long description… at the very end. Nobody reads all of that. So you spend all this time imputing all this data in just to have them force you to buy their”full version.”  I’m sure this works for many. Because it’s f&$:$ annoying to do all that. So people are probably like… I’ll just pay it rather than redo this on another actual free app. 

I think it’s strategic of them. Delete.

### 5/5 — Nice checkbook register for multiple accounts

*2026-01-09*

I like the features of this checkbook register, easy to use and it doesn’t force you to use categories or memos like some other do but is there if needed.

### 3/5 — Need total outstanding balance

*2026-01-04*

I need to know the total amount outstanding. Why aren’t recurring charges included? If this is possible it would be a 5  
star app

### 5/5 — Pdf support

*2025-12-19*

Like the app but my employer uses .pdf for checks and I would like to import them. Thanks

### 3/5 — No Sub accounts

*2025-10-16*

I have accounts 2. My biggest feature wish is the addition of sub-accounts.  

This is a good checkbook for simple tracking.

### 1/5 — PAIN IN BUTT!!!

*2025-09-11, version 3.11*

STOP SENDING POP-UPS!!! I AM NOT SWITCHING TO ANYTHING!!!

### 5/5 — Data Transfer

*2025-07-19*

I am trying Accounts3 Lite as a replacement checkbook app for one that I’ve been using for years which apparently is no longer supported. The Accounts3 checkbook app is truly impressive! I save backups of my existing checkbook app daily to one of my email accounts and my email app tells me that the file is saved as a .cbdbz text file. Is it possible to restore this type of data file into the Accounts3 checkbook app so that I will have a complete history from my previous checkbook app? Thank You!

## Frequently asked questions about Accounts 3 Lite

### What does Accounts 3 Lite do?

Accounts 3 Lite is a digital application designed to replace your paper checkbook. It allows you to track your daily finances, schedule transactions, transfer funds, capture photo receipts, reconcile your accounts, and view detailed reports and graphs.

### What are the key features of Accounts 3 Lite?

Key features include scheduling recurring transactions, capturing photo receipts, generating graphs and reports on income vs. expense, reconciling transactions, splitting transactions, making transfers, and exporting data in CSV, QIF, and HTML formats. It also supports Touch and Face ID for quick authentication.

### Is Accounts 3 Lite free to use?

Yes, Accounts 3 Lite is a free application. The provided information indicates it does not have in-app purchases or ads, suggesting a completely free experience for users.

### What devices is Accounts 3 Lite compatible with?

Accounts 3 Lite is a Universal Binary, meaning it is designed for iPhone, iPod Touch, and iPad devices. This allows you to use the app across multiple Apple devices without needing to purchase separate versions.

### How can I use Accounts 3 Lite for my daily finances?

You can use Accounts 3 Lite to log all your income and expenses as they occur, similar to writing in a paper checkbook. You can also set up recurring transactions for bills, track transfers between your accounts, and reconcile your entries against your bank statements to ensure accuracy.

## Version history (last 5 releases)

### 3.11 — 2025-02-06

Fix issue with pie chart report for certain iPad devices.

### 3.10 — 2025-01-26

Update support website help links

### 3.9 — 2024-01-08

Bug fixes

### 3.8 — 2023-09-19

Optimizations and bug fixes

### 3.7 — 2023-04-27

- Maintain the user specified posting time for recurring transactions
- Allow more time for transaction entry when fast app switching

## Apps similar to Accounts 3 Lite

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Accounts 2 Lite - Checkbook](https://appshunter.io/ios/app/accounts-2-lite-checkbook/id496868060) | 4.3 (143) | Free | Finance |
| [Accounts 2 Checkbook](https://appshunter.io/ios/app/accounts-2-checkbook/id494333145) | 4.5 (6,658) | $3.99 | Finance |
| [Spending Tracker](https://appshunter.io/ios/app/spending-tracker/id548615579) | 4.8 (19,361) | Free | Finance |
| [Quick Checkbook](https://appshunter.io/ios/app/quick-checkbook/id589372357) | 4.3 (1,400) | Free | Finance |
| [Quick Checkbook Pro](https://appshunter.io/ios/app/quick-checkbook-pro/id588959204) | 4.2 (994) | $0.99 | Finance |
| [Checkbook - Account Tracker](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695) | 4.3 (14,252) | Free | Finance |

## More apps by SVT Software

- [Loan Calculator Pro](https://appshunter.io/ios/app/loan-calculator-pro/id304485729)
- [Mortgage Calculator Pro](https://appshunter.io/ios/app/mortgage-calculator-pro/id315103123)
- [Debt Payoff Pro](https://appshunter.io/ios/app/debt-payoff-pro/id429095280)
- [Debt Payoff Assistant](https://appshunter.io/ios/app/debt-payoff-assistant/id475099959)
- [Accounts 2 Checkbook](https://appshunter.io/ios/app/accounts-2-checkbook/id494333145)
- [Accounts 2 Lite - Checkbook](https://appshunter.io/ios/app/accounts-2-lite-checkbook/id496868060)

All apps by SVT Software: https://appshunter.io/developer/286029963

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*