# Accounts and Balances — Plan your money with insights > Private finance planner for Apple devices with timeline projections. (iPhone/iPad app by Matt Rajkowski.) - Source: https://appshunter.io/ios/app/accounts-and-balances/id6746949741 (this page in markdown: same URL + `.md`) - Developer: [Matt Rajkowski](https://appshunter.io/developer/1819097733) - Category: Finance, Business - Price: $1.99 - Rating: 4.50/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 17.6 · 5 MB - Languages: American English - Released: 2025-08-11 - Data updated: 2026-07-18 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/accounts-and-balances/id6746949741/reviews.md ## What is Accounts and Balances? Accounts and Balances is a simple, private way to plan your money across iPhone, iPad, and Mac. Track accounts, balances, bills, and income in one place, then use a forward-looking timeline to see where your money is headed next. From everyday checking, to savings, credit cards, and retirement accounts, you get a clear picture of today and the weeks and months ahead. What makes Accounts and Balances different: - Timeline planning with projected daily balances so you can prepare before bills hit - Recurring and one-time transactions with flexible scheduling - Widgets and accessories for due today/tomorrow counts, upcoming transactions, and a 7-day outlook - Smart notifications for account thresholds and reminders - Insights and monthly trends, including private on-device AI summary on supported devices - Account types and icons for better organization of assets and liabilities - Helpful charts and snapshots to review your financial history over time, including visual comparisons of your payments to the previous year Built for everyday use: - Syncs across iPhone, iPad, and Mac - One-time purchase includes all versions - No ads - No tracking Financial planning should feel simple, calm, and in your control. Accounts and Balances gives you the essentials, without the tedious setup and noise. ## Key features - Timeline planning with projected balances - Recurring and one-time transaction scheduling - Widgets for outlook and reminders - Smart notifications for account thresholds - On-device AI financial summary - Account type organization - Financial history charts ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/accounts-and-balances/id6746949741/reviews.md ### 4/5 — Freezing *2026-01-30* Every time I add an entry, it keeps freezing and kicks me out. **Developer response:** Thanks for the feedback – while I couldn't duplicate the freezing, Accounts and Balances is up-to-date with iOS releases, so I hope that helps! If not please reply with the device you are using. ### 2/5 — Not really what I was hoping for *2025-11-15* Very basic which is what I wanted, but for some reason when entering a transaction into a credit card account it reduces the balance instead of increasing it. You have to enter it as if you are receiving money from the company you are paying to make the balance work out. **Developer response:** Thank you for your feedback! As of Release 2.0, Accounts and Balances now has Account Types so you can categorize your accounts as Assets or Liabilities. Credit cards show a Balance Due and you enter charges as positive numbers as expected. Since your review of version 1.6.3, Accounts and Balances has come a long way. Please update your review if you appreciate the updates. ## Frequently asked questions about Accounts and Balances ### What is the price of Accounts and Balances? Accounts and Balances is a one-time purchase priced at $0.99. This purchase includes all versions for iPhone, iPad, and Mac. ### Does Accounts and Balances have ads? No, Accounts and Balances is ad-free. The app is designed to provide a calm and private financial planning experience without advertisements. ### What devices does Accounts and Balances support? Accounts and Balances is available on iPhone, iPad, and Mac. It syncs seamlessly across all these Apple devices. ### How does Accounts and Balances handle security and privacy? The app emphasizes privacy with no tracking and offers private on-device AI summaries on supported devices. Financial planning is designed to be simple and in your control. ### What kind of financial accounts can I track with Accounts and Balances? You can track a variety of accounts including checking, savings, credit cards, and retirement accounts. The app allows for organization with account types and icons. ### How often is Accounts and Balances updated? The latest version is 4.1, last updated on March 20, 2026. This indicates a commitment to regular updates and improvements. ### What are the main benefits of using Accounts and Balances for financial planning? Key benefits include timeline planning with projected balances, smart notifications for account thresholds, and helpful charts for reviewing financial history. ### Is Accounts and Balances suitable for beginners in finance? Yes, Accounts and Balances is built for everyday use and provides the essentials without tedious setup or noise, making it accessible for beginners. ## Version history (last 5 releases) ### 6.1 — 2026-07-16 Version 6.1 adds startup privacy controls for balances and net worth, snapshot change indicators, and a set of UI refinements for charts, navigation, toolbar actions, and text consistency. What's New: Startup Privacy Controls - Choose whether account balances and net worth are shown or hidden at startup, and reveal or hide them anytime. Value Change Indicators - Account snapshots now show both the value change amount and percent change for the selected range. UI and Navigation Polish - Charts now include colors and shading. Date range selection is remembered when switching between accounts. Account navigation order is now Timeline, Snapshots, Entities. Account buttons were updated so Reconcile is a primary toolbar action. Font sizing is more consistent across views, and Reconcile page text wrapping was fixed. ### 6.0 — 2026-06-16 Version 6.0 features 1 less tap, which makes everyday account management faster with a streamlined startup experience, improved sharing and export workflows, and new reconcile tools. What's New: 1 less tap! - The app now opens directly to the full account list, reducing taps and making navigation between folders and accounts quicker. More Graphs - Account graphs are shown next to account names, either timeline or trend graphs based on your account preferences. Compacted Views - Timeline views hide days without transactions for a clearer, more compact list. New Sharing - You can now share and copy simple lists of accounts, entities, and upcoming transactions, with a tap. New Reconcile Tools - Reconcile lets you compare your transactions with statements. If there's a discrepancy then you can make simple adjustments. Add Entities - Creating entities is faster from the toolbar. Reliability and Fixes: - On iPhone: Timeline, Entities, and Snapshots are now shown as tabs instead of being nested in a menu. - Fixed an iPhone issue where navigating away and back could scroll the list to Today. - Improved account list balance refresh behavior after transaction edits. - Removed duplicate transfer transactions showing in the Upcoming Transactions widget. - Minor updates throughout ### 5.2 — 2026-05-25 With Release 5.2, when editing a recurring transaction, instead of a single field where you edit the previous amount, the previous amount is always shown separately and the field is used to input a new amount. It's a small change to make it easier for updating the amount. ### 5.1.1 — 2026-04-27 Version 5.1 adds an app lock, timeline improvements, and performance improvements. Version 5.1.1 has a minor fix so that app lock now supports a lenient fallback to your device passcode or password when Face ID, Touch ID, or Optic ID cannot be used. ### 5.1 — 2026-04-26 Version 5.1 adds an app lock, timeline improvements, and performance improvements. What's new: Biometric App Lock - Added a setting to lock the app with Face ID, Touch ID, or Optic ID, when available, while allowing widget information to update. Timeline Improvements - In the upcoming timeline view, transfers now appear in the list under both related accounts. Performance Improvements - Improved overall app performance. ## Apps similar to Accounts and Balances | App | Rating | Price | Category | | --- | --- | --- | --- | | [Quick Checkbook](https://appshunter.io/ios/app/quick-checkbook/id589372357) | 4.3 (1,336) | Free | Finance | | [North Star Mutual - Mobile](https://appshunter.io/ios/app/north-star-mutual-mobile/id1625855427) | 2.3 (11) | Free | Finance | | [Accounts 3 Checkbook](https://appshunter.io/ios/app/accounts-3-checkbook/id1638551535) | 4.6 (2,606) | $4.99 | Finance | | [The Checkbook](https://appshunter.io/ios/app/the-checkbook/id6468368811) | 4.8 (685) | $4.99 | Finance | | [GreenBooks: Money Manager](https://appshunter.io/ios/app/greenbooks-money-manager/id590020000) | 4.7 (228) | Free | Finance | | [Accounts 3 Lite - Checkbook](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607) | 4.7 (161) | Free | Finance | ## Related topics [accounts and balances](https://appshunter.io/ios/topics/accounts-and-balances) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*